Carmel, IN — City Profile & Demographics 2026

Population 100,501 · Indiana · Updated May 2026

Population

100,501

Median Income

$134,602

Home Price

$570,592

Unemployment

2.7%

Poverty Rate

3.7%

Bachelor's+

74.5%

Full Demographics — Carmel, IN

27 metrics across 8 categories, compared to US national averages.

Demographics

Metric	Carmel, IN	US Average
Population	100,501	—
Pop. Density / sq mi	N/A	—
Median Age	40.5	38.9
Foreign Born	12.9%	13.8%
White	77.5%	61.6%
Black	3.7%	12.4%
Asian	11.6%	6.0%
Hispanic	5.0%	18.7%
Spanish at Home	N/A	13.2%

Economy

Metric	Carmel, IN	US Average
Median HH Income	$134,602	$74,580
Per Capita Income	$71,546	$40,480
Per Capita Personal Income (MSA)BEA MSA-level	$58,697	$64,500
Unemployment Rate	2.7%	3.8%
Poverty Rate	3.7%	11.5%
Bachelor's Degree+	74.5%	35.8%

Housing

Source: Zillow ZHVI, Census ACS

Metric	Carmel, IN	US Average	vs US
Median Home Value	$570,592	$410,000
Homeownership Rate	74.6%	65.4%

Safety

Metric	Carmel, IN	US Average	vs US
Violent Crime / 100KFBI CDE (state-level est.)	370	380
Property Crime / 100KFBI CDE (state-level est.)	1719	1950

Health

Metric	Carmel, IN	US Average
Obesity RateCDC PLACES	30.8%	33.0%
Diabetes RateCDC PLACES	9.6%	11.6%
Poor Mental HealthCDC PLACES — 14+ days/month	12.5%	14.0%
No Health InsuranceCDC PLACES	4.4%	9.6%
Binge DrinkingCDC PLACES	16.2%	15.5%
Current SmokersCDC PLACES	8.2%	12.5%

Climate

Metric	Carmel, IN	US Average	vs US
Avg Annual TempNOAA 1991–2020 normal	51.6°F	54.5°F
Annual PrecipitationNOAA 1991–2020 normal	42.2 in	30.2 in

Air Quality

Metric	Carmel, IN	US Average	vs US
PM2.5 Annual AvgEPA AQS (state-level est.)	10.1 µg/m³	8.5 µg/m³
Good Air DaysAQI ≤ 50	55.0%	70.0%

Commute

Metric	Carmel, IN	US Average	vs US
Mean Commute TimeCensus ACS	26.4 min	27.0 min

Compare Carmel with Another City

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About Carmel, IN

Carmel is a city in Indiana, United States. With a population of 100,501, it is one of the notable cities in the region. Compared to the US average, Carmel shows stronger educational attainment (74.5% bachelor's degree vs 35.8% bachelor's degree US avg) and household income ($134,602 median HH income vs $74,580 median HH income US avg). However, the city has a higher air quality at 55% good air days, compared to the US average of 70% good air days. Data sourced from US Census Bureau ACS 5-Year Survey (2023), CDC PLACES, FBI CDE, NOAA, and EPA.

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