Albany GA vs Philadelphia PA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Albany, GA

Georgia · Population: 67,939

  • Median HH Income$45,201
  • Median Home Price$131,279
  • Unemployment11.5%
  • Bachelor's+21.5%

Philadelphia, PA

Pennsylvania · Population: 1,582,432

  • Median HH Income$60,698
  • Median Home Price$233,814
  • Unemployment8.4%
  • Bachelor's+34.6%

Detailed Comparison

Demographics

Population
Albany
67,939
Philadelphia
1,582,432
Philadelphia +
Pop. Density / sq mi
Lower = more space
Albany
N/A
Philadelphia
N/A
Median Age
Albany
35.1
Philadelphia
35.1
Tie
Foreign Born
Albany
1.7%
Philadelphia
14.6%
Philadelphia +
White
Albany
18.9%
Philadelphia
36.1%
Philadelphia +
Black
Albany
76.3%
Albany +
Philadelphia
39.9%
Asian
Albany
0.7%
Philadelphia
7.8%
Philadelphia +
Hispanic
Albany
2.5%
Philadelphia
15.2%
Philadelphia +
Spanish at Home
Albany
N/A
Philadelphia
N/A

Economy

Median HH Income
Albany
$45,201
Philadelphia
$60,698
Philadelphia +
Per Capita Income
Albany
$24,527
Philadelphia
$37,669
Philadelphia +
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$57,405
Philadelphia
$65,080
Philadelphia +
Unemployment Rate
Albany
11.5%
Philadelphia
8.4%
Philadelphia +
Poverty Rate
Albany
29.2%
Philadelphia
22.0%
Philadelphia +
Bachelor's Degree+
Albany
21.5%
Philadelphia
34.6%
Philadelphia +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Albany
$131,279
Albany +
Philadelphia
$233,814
Homeownership Rate
Albany
39.3%
Philadelphia
52.3%
Philadelphia +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Albany
392
Philadelphia
319
Philadelphia +
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1752
Philadelphia
1613
Philadelphia +

Health

Obesity Rate
CDC PLACES
Albany
43.0%
Philadelphia
N/A
Diabetes Rate
CDC PLACES
Albany
19.2%
Philadelphia
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
20.4%
Philadelphia
N/A
No Health Insurance
CDC PLACES
Albany
16.8%
Philadelphia
N/A
Binge Drinking
CDC PLACES
Albany
11.1%
Philadelphia
N/A
Current Smokers
CDC PLACES
Albany
19.3%
Philadelphia
N/A

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Albany
66.2°F
Philadelphia
57.1°F
Philadelphia +
Annual Precipitation
NOAA 1991–2020 normal
Albany
51.4 in
Philadelphia
48.5 in
Philadelphia +

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
9.8 µg/m³
Philadelphia
9.8 µg/m³
Tie
Good Air Days
AQI ≤ 50
Albany
55.0%
Philadelphia
55.0%
Tie

Commute

Mean Commute Time
Census ACS
Albany
22.0 min
Albany +
Philadelphia
34.5 min

Which City is Right for You?

Philadelphia leads in median household income at $60,698, while albany offers more affordable housing with a median home price of $131,279. On public safety, Philadelphia is safer with a violent crime rate of 319 per 100,000 residents, compared to 392 in Albany. Philadelphia has a lower unemployment rate at 8.4%, and Philadelphia has cleaner air (PM2.5 avg 9.8 µg/m³).

Compare More Cities

About Albany & Philadelphia