Albany NY vs Allen TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albany, NY
New York · Population: 100,081
- Median HH Income$59,485
- Median Home Price$324,670
- Unemployment8.3%
- Bachelor's+44.9%
Allen, TX
Texas · Population: 107,684
- Median HH Income$129,130
- Median Home Price$502,170
- Unemployment4.3%
- Bachelor's+56.1%
Detailed Comparison
Demographics
Population
Albany
100,081
Allen
107,684
Allen +
Pop. Density / sq mi
Lower = more space
Albany
N/A
Allen
N/A
Median Age
Albany
31.9
Albany +
Allen
38.5
Foreign Born
Albany
15.0%
Allen
21.9%
Allen +
White
Albany
53.0%
Allen
55.7%
Allen +
Black
Albany
26.6%
Albany +
Allen
10.6%
Asian
Albany
7.9%
Allen
19.6%
Allen +
Hispanic
Albany
10.7%
Allen
11.8%
Allen +
Spanish at Home
Albany
N/A
Allen
N/A
| Metric | Albany, NY | Allen, TX | Better |
|---|---|---|---|
| Population | 100,081 | 107,684 | Allen + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 31.9 | 38.5 | Albany + |
| Foreign Born | 15.0% | 21.9% | Allen + |
| White | 53.0% | 55.7% | Allen + |
| Black | 26.6% | 10.6% | Albany + |
| Asian | 7.9% | 19.6% | Allen + |
| Hispanic | 10.7% | 11.8% | Allen + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albany
$59,485
Allen
$129,130
Allen +
Per Capita Income
Albany
$35,851
Allen
$54,853
Allen +
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$77,425
Albany +
Allen
$63,758
Unemployment Rate
Albany
8.3%
Allen
4.3%
Allen +
Poverty Rate
Albany
23.4%
Allen
4.8%
Allen +
Bachelor's Degree+
Albany
44.9%
Allen
56.1%
Allen +
| Metric | Albany, NY | Allen, TX | Better |
|---|---|---|---|
| Median HH Income | $59,485 | $129,130 | Allen + |
| Per Capita Income | $35,851 | $54,853 | Allen + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $63,758 | Albany + |
| Unemployment Rate | 8.3% | 4.3% | Allen + |
| Poverty Rate | 23.4% | 4.8% | Allen + |
| Bachelor's Degree+ | 44.9% | 56.1% | Allen + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albany
$324,670
Albany +
Allen
$502,170
Homeownership Rate
Albany
37.9%
Allen
69.8%
Allen +
| Metric | Albany, NY | Allen, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,670 | $502,170 | Albany + |
| Homeownership Rate | 37.9% | 69.8% | Allen + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albany
434
Albany +
Allen
442
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1736
Albany +
Allen
2339
| Metric | Albany, NY | Allen, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 442 | Albany + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 2339 | Albany + |
Health
Obesity Rate
CDC PLACES
Albany
32.9%
Allen
31.7%
Allen +
Diabetes Rate
CDC PLACES
Albany
9.9%
Allen
9.3%
Allen +
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
17.6%
Allen
14.6%
Allen +
No Health Insurance
CDC PLACES
Albany
7.7%
Albany +
Allen
8.9%
Binge Drinking
CDC PLACES
Albany
18.0%
Allen
17.4%
Allen +
Current Smokers
CDC PLACES
Albany
12.3%
Allen
9.2%
Allen +
| Metric | Albany, NY | Allen, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.9% | 31.7% | Allen + |
| Diabetes RateCDC PLACES | 9.9% | 9.3% | Allen + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 14.6% | Allen + |
| No Health InsuranceCDC PLACES | 7.7% | 8.9% | Albany + |
| Binge DrinkingCDC PLACES | 18.0% | 17.4% | Allen + |
| Current SmokersCDC PLACES | 12.3% | 9.2% | Allen + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albany
48.3°F
Albany +
Allen
74.6°F
Annual Precipitation
NOAA 1991–2020 normal
Albany
39.4 in
Allen
19.5 in
Allen +
| Metric | Albany, NY | Allen, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.3°F | 74.6°F | Albany + |
| Annual PrecipitationNOAA 1991–2020 normal | 39.4 in | 19.5 in | Allen + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
8.1 µg/m³
Albany +
Allen
9.2 µg/m³
Good Air Days
AQI ≤ 50
Albany
75.0%
Albany +
Allen
55.0%
| Metric | Albany, NY | Allen, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 9.2 µg/m³ | Albany + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Albany + |
Commute
Mean Commute Time
Census ACS
Albany
21.1 min
Albany +
Allen
30.3 min
| Metric | Albany, NY | Allen, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.1 min | 30.3 min | Albany + |
Which City is Right for You?
Allen leads in median household income at $129,130, while albany offers more affordable housing with a median home price of $324,670. On public safety, Albany is safer with a violent crime rate of 434 per 100,000 residents, compared to 442 in Allen. Allen has a lower unemployment rate at 4.3%, and Albany has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Allen scores better with a lower obesity rate of 31.7%.
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