Albany NY vs Carrollton TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albany, NY
New York · Population: 100,081
- Median HH Income$59,485
- Median Home Price$324,670
- Unemployment8.3%
- Bachelor's+44.9%
Carrollton, TX
Texas · Population: 132,741
- Median HH Income$99,115
- Median Home Price$408,531
- Unemployment3.2%
- Bachelor's+43.3%
Detailed Comparison
Demographics
Population
Albany
100,081
Carrollton
132,741
Carrollton +
Pop. Density / sq mi
Lower = more space
Albany
N/A
Carrollton
N/A
Median Age
Albany
31.9
Albany +
Carrollton
38.4
Foreign Born
Albany
15.0%
Carrollton
26.9%
Carrollton +
White
Albany
53.0%
Albany +
Carrollton
52.1%
Black
Albany
26.6%
Albany +
Carrollton
9.2%
Asian
Albany
7.9%
Carrollton
16.4%
Carrollton +
Hispanic
Albany
10.7%
Carrollton
31.8%
Carrollton +
Spanish at Home
Albany
N/A
Carrollton
N/A
| Metric | Albany, NY | Carrollton, TX | Better |
|---|---|---|---|
| Population | 100,081 | 132,741 | Carrollton + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 31.9 | 38.4 | Albany + |
| Foreign Born | 15.0% | 26.9% | Carrollton + |
| White | 53.0% | 52.1% | Albany + |
| Black | 26.6% | 9.2% | Albany + |
| Asian | 7.9% | 16.4% | Carrollton + |
| Hispanic | 10.7% | 31.8% | Carrollton + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albany
$59,485
Carrollton
$99,115
Carrollton +
Per Capita Income
Albany
$35,851
Carrollton
$50,000
Carrollton +
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$77,425
Albany +
Carrollton
$63,758
Unemployment Rate
Albany
8.3%
Carrollton
3.2%
Carrollton +
Poverty Rate
Albany
23.4%
Carrollton
6.9%
Carrollton +
Bachelor's Degree+
Albany
44.9%
Albany +
Carrollton
43.3%
| Metric | Albany, NY | Carrollton, TX | Better |
|---|---|---|---|
| Median HH Income | $59,485 | $99,115 | Carrollton + |
| Per Capita Income | $35,851 | $50,000 | Carrollton + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $63,758 | Albany + |
| Unemployment Rate | 8.3% | 3.2% | Carrollton + |
| Poverty Rate | 23.4% | 6.9% | Carrollton + |
| Bachelor's Degree+ | 44.9% | 43.3% | Albany + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albany
$324,670
Albany +
Carrollton
$408,531
Homeownership Rate
Albany
37.9%
Carrollton
58.3%
Carrollton +
| Metric | Albany, NY | Carrollton, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,670 | $408,531 | Albany + |
| Homeownership Rate | 37.9% | 58.3% | Carrollton + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albany
434
Albany +
Carrollton
442
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1736
Albany +
Carrollton
2339
| Metric | Albany, NY | Carrollton, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 442 | Albany + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 2339 | Albany + |
Health
Obesity Rate
CDC PLACES
Albany
32.9%
Carrollton
32.2%
Carrollton +
Diabetes Rate
CDC PLACES
Albany
9.9%
Albany +
Carrollton
10.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
17.6%
Carrollton
15.3%
Carrollton +
No Health Insurance
CDC PLACES
Albany
7.7%
Albany +
Carrollton
14.8%
Binge Drinking
CDC PLACES
Albany
18.0%
Carrollton
16.9%
Carrollton +
Current Smokers
CDC PLACES
Albany
12.3%
Carrollton
9.8%
Carrollton +
| Metric | Albany, NY | Carrollton, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.9% | 32.2% | Carrollton + |
| Diabetes RateCDC PLACES | 9.9% | 10.8% | Albany + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 15.3% | Carrollton + |
| No Health InsuranceCDC PLACES | 7.7% | 14.8% | Albany + |
| Binge DrinkingCDC PLACES | 18.0% | 16.9% | Carrollton + |
| Current SmokersCDC PLACES | 12.3% | 9.8% | Carrollton + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albany
48.3°F
Carrollton
N/A
Annual Precipitation
NOAA 1991–2020 normal
Albany
39.4 in
Carrollton
N/A
| Metric | Albany, NY | Carrollton, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.3°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 39.4 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
8.1 µg/m³
Albany +
Carrollton
9.2 µg/m³
Good Air Days
AQI ≤ 50
Albany
75.0%
Albany +
Carrollton
55.0%
| Metric | Albany, NY | Carrollton, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 9.2 µg/m³ | Albany + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Albany + |
Commute
Mean Commute Time
Census ACS
Albany
21.1 min
Albany +
Carrollton
26.2 min
| Metric | Albany, NY | Carrollton, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.1 min | 26.2 min | Albany + |
Which City is Right for You?
Carrollton leads in median household income at $99,115, while albany offers more affordable housing with a median home price of $324,670. On public safety, Albany is safer with a violent crime rate of 434 per 100,000 residents, compared to 442 in Carrollton. Carrollton has a lower unemployment rate at 3.2%, and Albany has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Carrollton scores better with a lower obesity rate of 32.2%.
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