Albany NY vs Fort Smith AR — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albany, NY
New York · Population: 100,081
- Median HH Income$59,485
- Median Home Price$324,670
- Unemployment8.3%
- Bachelor's+44.9%
Fort Smith, AR
Arkansas · Population: 89,496
- Median HH Income$52,692
- Median Home Price$195,664
- Unemployment6.7%
- Bachelor's+25.3%
Detailed Comparison
Demographics
Population
Albany
100,081
Albany +
Fort Smith
89,496
Pop. Density / sq mi
Lower = more space
Albany
N/A
Fort Smith
N/A
Median Age
Albany
31.9
Albany +
Fort Smith
36.6
Foreign Born
Albany
15.0%
Albany +
Fort Smith
11.7%
White
Albany
53.0%
Fort Smith
61.2%
Fort Smith +
Black
Albany
26.6%
Albany +
Fort Smith
7.7%
Asian
Albany
7.9%
Albany +
Fort Smith
5.7%
Hispanic
Albany
10.7%
Fort Smith
20.0%
Fort Smith +
Spanish at Home
Albany
N/A
Fort Smith
N/A
| Metric | Albany, NY | Fort Smith, AR | Better |
|---|---|---|---|
| Population | 100,081 | 89,496 | Albany + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 31.9 | 36.6 | Albany + |
| Foreign Born | 15.0% | 11.7% | Albany + |
| White | 53.0% | 61.2% | Fort Smith + |
| Black | 26.6% | 7.7% | Albany + |
| Asian | 7.9% | 5.7% | Albany + |
| Hispanic | 10.7% | 20.0% | Fort Smith + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albany
$59,485
Albany +
Fort Smith
$52,692
Per Capita Income
Albany
$35,851
Albany +
Fort Smith
$33,991
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$77,425
Albany +
Fort Smith
$53,714
Unemployment Rate
Albany
8.3%
Fort Smith
6.7%
Fort Smith +
Poverty Rate
Albany
23.4%
Fort Smith
18.3%
Fort Smith +
Bachelor's Degree+
Albany
44.9%
Albany +
Fort Smith
25.3%
| Metric | Albany, NY | Fort Smith, AR | Better |
|---|---|---|---|
| Median HH Income | $59,485 | $52,692 | Albany + |
| Per Capita Income | $35,851 | $33,991 | Albany + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $53,714 | Albany + |
| Unemployment Rate | 8.3% | 6.7% | Fort Smith + |
| Poverty Rate | 23.4% | 18.3% | Fort Smith + |
| Bachelor's Degree+ | 44.9% | 25.3% | Albany + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albany
$324,670
Fort Smith
$195,664
Fort Smith +
Homeownership Rate
Albany
37.9%
Fort Smith
53.0%
Fort Smith +
| Metric | Albany, NY | Fort Smith, AR | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,670 | $195,664 | Fort Smith + |
| Homeownership Rate | 37.9% | 53.0% | Fort Smith + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albany
434
Albany +
Fort Smith
660
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1736
Albany +
Fort Smith
2507
| Metric | Albany, NY | Fort Smith, AR | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 660 | Albany + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 2507 | Albany + |
Health
Obesity Rate
CDC PLACES
Albany
32.9%
Albany +
Fort Smith
37.0%
Diabetes Rate
CDC PLACES
Albany
9.9%
Albany +
Fort Smith
13.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
17.6%
Albany +
Fort Smith
19.7%
No Health Insurance
CDC PLACES
Albany
7.7%
Albany +
Fort Smith
15.3%
Binge Drinking
CDC PLACES
Albany
18.0%
Fort Smith
13.5%
Fort Smith +
Current Smokers
CDC PLACES
Albany
12.3%
Albany +
Fort Smith
17.2%
| Metric | Albany, NY | Fort Smith, AR | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.9% | 37.0% | Albany + |
| Diabetes RateCDC PLACES | 9.9% | 13.8% | Albany + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 19.7% | Albany + |
| No Health InsuranceCDC PLACES | 7.7% | 15.3% | Albany + |
| Binge DrinkingCDC PLACES | 18.0% | 13.5% | Fort Smith + |
| Current SmokersCDC PLACES | 12.3% | 17.2% | Albany + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albany
48.3°F
Albany +
Fort Smith
61.7°F
Annual Precipitation
NOAA 1991–2020 normal
Albany
39.4 in
Albany +
Fort Smith
45.5 in
| Metric | Albany, NY | Fort Smith, AR | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.3°F | 61.7°F | Albany + |
| Annual PrecipitationNOAA 1991–2020 normal | 39.4 in | 45.5 in | Albany + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
8.1 µg/m³
Albany +
Fort Smith
9.5 µg/m³
Good Air Days
AQI ≤ 50
Albany
75.0%
Albany +
Fort Smith
55.0%
| Metric | Albany, NY | Fort Smith, AR | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 9.5 µg/m³ | Albany + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Albany + |
Commute
Mean Commute Time
Census ACS
Albany
21.1 min
Fort Smith
18.7 min
Fort Smith +
| Metric | Albany, NY | Fort Smith, AR | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.1 min | 18.7 min | Fort Smith + |
Which City is Right for You?
Albany leads in median household income at $59,485, while fort Smith offers more affordable housing with a median home price of $195,664. On public safety, Albany is safer with a violent crime rate of 434 per 100,000 residents, compared to 660 in Fort Smith. Fort Smith has a lower unemployment rate at 6.7%, and Albany has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Albany scores better with a lower obesity rate of 32.9%.
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