Albany NY vs Independence MO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albany, NY
New York · Population: 100,081
- Median HH Income$59,485
- Median Home Price$324,670
- Unemployment8.3%
- Bachelor's+44.9%
Independence, MO
Missouri · Population: 121,944
- Median HH Income$59,480
- Median Home Price$210,384
- Unemployment6.0%
- Bachelor's+20.9%
Detailed Comparison
Demographics
Population
Albany
100,081
Independence
121,944
Independence +
Pop. Density / sq mi
Lower = more space
Albany
N/A
Independence
N/A
Median Age
Albany
31.9
Albany +
Independence
38.4
Foreign Born
Albany
15.0%
Albany +
Independence
5.3%
White
Albany
53.0%
Independence
72.2%
Independence +
Black
Albany
26.6%
Albany +
Independence
10.8%
Asian
Albany
7.9%
Albany +
Independence
1.4%
Hispanic
Albany
10.7%
Independence
12.4%
Independence +
Spanish at Home
Albany
N/A
Independence
N/A
| Metric | Albany, NY | Independence, MO | Better |
|---|---|---|---|
| Population | 100,081 | 121,944 | Independence + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 31.9 | 38.4 | Albany + |
| Foreign Born | 15.0% | 5.3% | Albany + |
| White | 53.0% | 72.2% | Independence + |
| Black | 26.6% | 10.8% | Albany + |
| Asian | 7.9% | 1.4% | Albany + |
| Hispanic | 10.7% | 12.4% | Independence + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albany
$59,485
Albany +
Independence
$59,480
Per Capita Income
Albany
$35,851
Albany +
Independence
$31,683
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$77,425
Albany +
Independence
$58,527
Unemployment Rate
Albany
8.3%
Independence
6.0%
Independence +
Poverty Rate
Albany
23.4%
Independence
15.3%
Independence +
Bachelor's Degree+
Albany
44.9%
Albany +
Independence
20.9%
| Metric | Albany, NY | Independence, MO | Better |
|---|---|---|---|
| Median HH Income | $59,485 | $59,480 | Albany + |
| Per Capita Income | $35,851 | $31,683 | Albany + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $58,527 | Albany + |
| Unemployment Rate | 8.3% | 6.0% | Independence + |
| Poverty Rate | 23.4% | 15.3% | Independence + |
| Bachelor's Degree+ | 44.9% | 20.9% | Albany + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albany
$324,670
Independence
$210,384
Independence +
Homeownership Rate
Albany
37.9%
Independence
61.0%
Independence +
| Metric | Albany, NY | Independence, MO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,670 | $210,384 | Independence + |
| Homeownership Rate | 37.9% | 61.0% | Independence + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albany
434
Albany +
Independence
501
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1736
Albany +
Independence
2418
| Metric | Albany, NY | Independence, MO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 501 | Albany + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 2418 | Albany + |
Health
Obesity Rate
CDC PLACES
Albany
32.9%
Albany +
Independence
37.3%
Diabetes Rate
CDC PLACES
Albany
9.9%
Albany +
Independence
12.9%
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
17.6%
Albany +
Independence
19.9%
No Health Insurance
CDC PLACES
Albany
7.7%
Albany +
Independence
11.5%
Binge Drinking
CDC PLACES
Albany
18.0%
Independence
16.8%
Independence +
Current Smokers
CDC PLACES
Albany
12.3%
Albany +
Independence
18.4%
| Metric | Albany, NY | Independence, MO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.9% | 37.3% | Albany + |
| Diabetes RateCDC PLACES | 9.9% | 12.9% | Albany + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 19.9% | Albany + |
| No Health InsuranceCDC PLACES | 7.7% | 11.5% | Albany + |
| Binge DrinkingCDC PLACES | 18.0% | 16.8% | Independence + |
| Current SmokersCDC PLACES | 12.3% | 18.4% | Albany + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albany
48.3°F
Albany +
Independence
54.5°F
Annual Precipitation
NOAA 1991–2020 normal
Albany
39.4 in
Albany +
Independence
43.7 in
| Metric | Albany, NY | Independence, MO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.3°F | 54.5°F | Albany + |
| Annual PrecipitationNOAA 1991–2020 normal | 39.4 in | 43.7 in | Albany + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
8.1 µg/m³
Albany +
Independence
9.3 µg/m³
Good Air Days
AQI ≤ 50
Albany
75.0%
Albany +
Independence
55.0%
| Metric | Albany, NY | Independence, MO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 9.3 µg/m³ | Albany + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Albany + |
Commute
Mean Commute Time
Census ACS
Albany
21.1 min
Albany +
Independence
25.5 min
| Metric | Albany, NY | Independence, MO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.1 min | 25.5 min | Albany + |
Which City is Right for You?
Albany leads in median household income at $59,485, while independence offers more affordable housing with a median home price of $210,384. On public safety, Albany is safer with a violent crime rate of 434 per 100,000 residents, compared to 501 in Independence. Independence has a lower unemployment rate at 6.0%, and Albany has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Albany scores better with a lower obesity rate of 32.9%.
Compare More Cities
Albany, NY vs New York, NYAlbany, NY vs Los Angeles, CAAlbany, NY vs Chicago, ILAlbany, NY vs Houston, TXAlbany, NY vs Phoenix, AZAlbany, NY vs Philadelphia, PA