Albany NY vs Livonia MI — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albany, NY
New York · Population: 100,081
- Median HH Income$59,485
- Median Home Price$324,670
- Unemployment8.3%
- Bachelor's+44.9%
Livonia, MI
Michigan · Population: 94,058
- Median HH Income$96,317
- Median Home Price$314,705
- Unemployment4.5%
- Bachelor's+40.5%
Detailed Comparison
Demographics
Population
Albany
100,081
Albany +
Livonia
94,058
Pop. Density / sq mi
Lower = more space
Albany
N/A
Livonia
N/A
Median Age
Albany
31.9
Albany +
Livonia
45.1
Foreign Born
Albany
15.0%
Albany +
Livonia
8.2%
White
Albany
53.0%
Livonia
84.4%
Livonia +
Black
Albany
26.6%
Albany +
Livonia
4.4%
Asian
Albany
7.9%
Albany +
Livonia
3.7%
Hispanic
Albany
10.7%
Albany +
Livonia
4.5%
Spanish at Home
Albany
N/A
Livonia
N/A
| Metric | Albany, NY | Livonia, MI | Better |
|---|---|---|---|
| Population | 100,081 | 94,058 | Albany + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 31.9 | 45.1 | Albany + |
| Foreign Born | 15.0% | 8.2% | Albany + |
| White | 53.0% | 84.4% | Livonia + |
| Black | 26.6% | 4.4% | Albany + |
| Asian | 7.9% | 3.7% | Albany + |
| Hispanic | 10.7% | 4.5% | Albany + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albany
$59,485
Livonia
$96,317
Livonia +
Per Capita Income
Albany
$35,851
Livonia
$46,588
Livonia +
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$77,425
Albany +
Livonia
$58,052
Unemployment Rate
Albany
8.3%
Livonia
4.5%
Livonia +
Poverty Rate
Albany
23.4%
Livonia
4.7%
Livonia +
Bachelor's Degree+
Albany
44.9%
Albany +
Livonia
40.5%
| Metric | Albany, NY | Livonia, MI | Better |
|---|---|---|---|
| Median HH Income | $59,485 | $96,317 | Livonia + |
| Per Capita Income | $35,851 | $46,588 | Livonia + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $58,052 | Albany + |
| Unemployment Rate | 8.3% | 4.5% | Livonia + |
| Poverty Rate | 23.4% | 4.7% | Livonia + |
| Bachelor's Degree+ | 44.9% | 40.5% | Albany + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albany
$324,670
Livonia
$314,705
Livonia +
Homeownership Rate
Albany
37.9%
Livonia
87.5%
Livonia +
| Metric | Albany, NY | Livonia, MI | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,670 | $314,705 | Livonia + |
| Homeownership Rate | 37.9% | 87.5% | Livonia + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albany
434
Albany +
Livonia
471
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1736
Livonia
1590
Livonia +
| Metric | Albany, NY | Livonia, MI | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 471 | Albany + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 1590 | Livonia + |
Health
Obesity Rate
CDC PLACES
Albany
32.9%
Livonia
29.2%
Livonia +
Diabetes Rate
CDC PLACES
Albany
9.9%
Livonia
9.9%
Tie
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
17.6%
Livonia
16.2%
Livonia +
No Health Insurance
CDC PLACES
Albany
7.7%
Livonia
4.7%
Livonia +
Binge Drinking
CDC PLACES
Albany
18.0%
Livonia
16.8%
Livonia +
Current Smokers
CDC PLACES
Albany
12.3%
Livonia
11.3%
Livonia +
| Metric | Albany, NY | Livonia, MI | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.9% | 29.2% | Livonia + |
| Diabetes RateCDC PLACES | 9.9% | 9.9% | Tie |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 16.2% | Livonia + |
| No Health InsuranceCDC PLACES | 7.7% | 4.7% | Livonia + |
| Binge DrinkingCDC PLACES | 18.0% | 16.8% | Livonia + |
| Current SmokersCDC PLACES | 12.3% | 11.3% | Livonia + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albany
48.3°F
Livonia
N/A
Annual Precipitation
NOAA 1991–2020 normal
Albany
39.4 in
Livonia
N/A
| Metric | Albany, NY | Livonia, MI | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.3°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 39.4 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
8.1 µg/m³
Albany +
Livonia
10.7 µg/m³
Good Air Days
AQI ≤ 50
Albany
75.0%
Albany +
Livonia
55.0%
| Metric | Albany, NY | Livonia, MI | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 10.7 µg/m³ | Albany + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Albany + |
Commute
Mean Commute Time
Census ACS
Albany
21.1 min
Albany +
Livonia
25.8 min
| Metric | Albany, NY | Livonia, MI | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.1 min | 25.8 min | Albany + |
Which City is Right for You?
Livonia leads in median household income at $96,317, while livonia offers more affordable housing with a median home price of $314,705. On public safety, Albany is safer with a violent crime rate of 434 per 100,000 residents, compared to 471 in Livonia. Livonia has a lower unemployment rate at 4.5%, and Albany has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Livonia scores better with a lower obesity rate of 29.2%.
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