Albany NY vs Miami Gardens FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albany, NY
New York · Population: 100,081
- Median HH Income$59,485
- Median Home Price$324,670
- Unemployment8.3%
- Bachelor's+44.9%
Miami Gardens, FL
Florida · Population: 11,627
- Median HH Income$137,873
- Median Home Price$472,888
- Unemployment6.5%
- Bachelor's+64.7%
Detailed Comparison
Demographics
Population
Albany
100,081
Albany +
Miami Gardens
11,627
Pop. Density / sq mi
Lower = more space
Albany
N/A
Miami Gardens
N/A
Median Age
Albany
31.9
Albany +
Miami Gardens
37.7
Foreign Born
Albany
15.0%
Miami Gardens
29.1%
Miami Gardens +
White
Albany
53.0%
Albany +
Miami Gardens
52.5%
Black
Albany
26.6%
Albany +
Miami Gardens
15.3%
Asian
Albany
7.9%
Albany +
Miami Gardens
3.5%
Hispanic
Albany
10.7%
Miami Gardens
34.0%
Miami Gardens +
Spanish at Home
Albany
N/A
Miami Gardens
N/A
| Metric | Albany, NY | Miami Gardens, FL | Better |
|---|---|---|---|
| Population | 100,081 | 11,627 | Albany + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 31.9 | 37.7 | Albany + |
| Foreign Born | 15.0% | 29.1% | Miami Gardens + |
| White | 53.0% | 52.5% | Albany + |
| Black | 26.6% | 15.3% | Albany + |
| Asian | 7.9% | 3.5% | Albany + |
| Hispanic | 10.7% | 34.0% | Miami Gardens + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albany
$59,485
Miami Gardens
$137,873
Miami Gardens +
Per Capita Income
Albany
$35,851
Miami Gardens
$57,003
Miami Gardens +
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$77,425
Albany +
Miami Gardens
$65,328
Unemployment Rate
Albany
8.3%
Miami Gardens
6.5%
Miami Gardens +
Poverty Rate
Albany
23.4%
Miami Gardens
7.9%
Miami Gardens +
Bachelor's Degree+
Albany
44.9%
Miami Gardens
64.7%
Miami Gardens +
| Metric | Albany, NY | Miami Gardens, FL | Better |
|---|---|---|---|
| Median HH Income | $59,485 | $137,873 | Miami Gardens + |
| Per Capita Income | $35,851 | $57,003 | Miami Gardens + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $65,328 | Albany + |
| Unemployment Rate | 8.3% | 6.5% | Miami Gardens + |
| Poverty Rate | 23.4% | 7.9% | Miami Gardens + |
| Bachelor's Degree+ | 44.9% | 64.7% | Miami Gardens + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albany
$324,670
Albany +
Miami Gardens
$472,888
Homeownership Rate
Albany
37.9%
Miami Gardens
86.7%
Miami Gardens +
| Metric | Albany, NY | Miami Gardens, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,670 | $472,888 | Albany + |
| Homeownership Rate | 37.9% | 86.7% | Miami Gardens + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albany
434
Miami Gardens
324
Miami Gardens +
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1736
Miami Gardens
1453
Miami Gardens +
| Metric | Albany, NY | Miami Gardens, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 324 | Miami Gardens + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 1453 | Miami Gardens + |
Health
Obesity Rate
CDC PLACES
Albany
32.9%
Albany +
Miami Gardens
34.3%
Diabetes Rate
CDC PLACES
Albany
9.9%
Albany +
Miami Gardens
17.3%
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
17.6%
Miami Gardens
17.5%
Miami Gardens +
No Health Insurance
CDC PLACES
Albany
7.7%
Albany +
Miami Gardens
22.4%
Binge Drinking
CDC PLACES
Albany
18.0%
Miami Gardens
12.7%
Miami Gardens +
Current Smokers
CDC PLACES
Albany
12.3%
Albany +
Miami Gardens
15.4%
| Metric | Albany, NY | Miami Gardens, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.9% | 34.3% | Albany + |
| Diabetes RateCDC PLACES | 9.9% | 17.3% | Albany + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 17.5% | Miami Gardens + |
| No Health InsuranceCDC PLACES | 7.7% | 22.4% | Albany + |
| Binge DrinkingCDC PLACES | 18.0% | 12.7% | Miami Gardens + |
| Current SmokersCDC PLACES | 12.3% | 15.4% | Albany + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albany
48.3°F
Miami Gardens
N/A
Annual Precipitation
NOAA 1991–2020 normal
Albany
39.4 in
Miami Gardens
N/A
| Metric | Albany, NY | Miami Gardens, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.3°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 39.4 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
8.1 µg/m³
Miami Gardens
7.2 µg/m³
Miami Gardens +
Good Air Days
AQI ≤ 50
Albany
75.0%
Miami Gardens
75.0%
Tie
| Metric | Albany, NY | Miami Gardens, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 7.2 µg/m³ | Miami Gardens + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Albany
21.1 min
Albany +
Miami Gardens
29.2 min
| Metric | Albany, NY | Miami Gardens, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.1 min | 29.2 min | Albany + |
Which City is Right for You?
Miami Gardens leads in median household income at $137,873, while albany offers more affordable housing with a median home price of $324,670. On public safety, Miami Gardens is safer with a violent crime rate of 324 per 100,000 residents, compared to 434 in Albany. Miami Gardens has a lower unemployment rate at 6.5%, and Miami Gardens has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Albany scores better with a lower obesity rate of 32.9%.
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