Albany NY vs Miramar FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albany, NY
New York · Population: 100,081
- Median HH Income$59,485
- Median Home Price$324,670
- Unemployment8.3%
- Bachelor's+44.9%
Miramar, FL
Florida · Population: 81,319
- Median HH Income$67,014
- Median Home Price$518,584
- Unemployment3.9%
- Bachelor's+51.2%
Detailed Comparison
Demographics
Population
Albany
100,081
Albany +
Miramar
81,319
Pop. Density / sq mi
Lower = more space
Albany
N/A
Miramar
N/A
Median Age
Albany
31.9
Albany +
Miramar
42.4
Foreign Born
Albany
15.0%
Miramar
55.7%
Miramar +
White
Albany
53.0%
Miramar
56.1%
Miramar +
Black
Albany
26.6%
Albany +
Miramar
4.4%
Asian
Albany
7.9%
Albany +
Miramar
2.3%
Hispanic
Albany
10.7%
Miramar
55.8%
Miramar +
Spanish at Home
Albany
N/A
Miramar
N/A
| Metric | Albany, NY | Miramar, FL | Better |
|---|---|---|---|
| Population | 100,081 | 81,319 | Albany + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 31.9 | 42.4 | Albany + |
| Foreign Born | 15.0% | 55.7% | Miramar + |
| White | 53.0% | 56.1% | Miramar + |
| Black | 26.6% | 4.4% | Albany + |
| Asian | 7.9% | 2.3% | Albany + |
| Hispanic | 10.7% | 55.8% | Miramar + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albany
$59,485
Miramar
$67,014
Miramar +
Per Capita Income
Albany
$35,851
Miramar
$72,301
Miramar +
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$77,425
Albany +
Miramar
$65,328
Unemployment Rate
Albany
8.3%
Miramar
3.9%
Miramar +
Poverty Rate
Albany
23.4%
Miramar
14.4%
Miramar +
Bachelor's Degree+
Albany
44.9%
Miramar
51.2%
Miramar +
| Metric | Albany, NY | Miramar, FL | Better |
|---|---|---|---|
| Median HH Income | $59,485 | $67,014 | Miramar + |
| Per Capita Income | $35,851 | $72,301 | Miramar + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $65,328 | Albany + |
| Unemployment Rate | 8.3% | 3.9% | Miramar + |
| Poverty Rate | 23.4% | 14.4% | Miramar + |
| Bachelor's Degree+ | 44.9% | 51.2% | Miramar + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albany
$324,670
Albany +
Miramar
$518,584
Homeownership Rate
Albany
37.9%
Miramar
38.7%
Miramar +
| Metric | Albany, NY | Miramar, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,670 | $518,584 | Albany + |
| Homeownership Rate | 37.9% | 38.7% | Miramar + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albany
434
Miramar
324
Miramar +
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1736
Miramar
1453
Miramar +
| Metric | Albany, NY | Miramar, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 324 | Miramar + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 1453 | Miramar + |
Health
Obesity Rate
CDC PLACES
Albany
32.9%
Miramar
30.9%
Miramar +
Diabetes Rate
CDC PLACES
Albany
9.9%
Albany +
Miramar
12.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
17.6%
Miramar
15.9%
Miramar +
No Health Insurance
CDC PLACES
Albany
7.7%
Albany +
Miramar
17.0%
Binge Drinking
CDC PLACES
Albany
18.0%
Miramar
14.4%
Miramar +
Current Smokers
CDC PLACES
Albany
12.3%
Miramar
10.6%
Miramar +
| Metric | Albany, NY | Miramar, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.9% | 30.9% | Miramar + |
| Diabetes RateCDC PLACES | 9.9% | 12.2% | Albany + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 15.9% | Miramar + |
| No Health InsuranceCDC PLACES | 7.7% | 17.0% | Albany + |
| Binge DrinkingCDC PLACES | 18.0% | 14.4% | Miramar + |
| Current SmokersCDC PLACES | 12.3% | 10.6% | Miramar + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albany
48.3°F
Miramar
N/A
Annual Precipitation
NOAA 1991–2020 normal
Albany
39.4 in
Miramar
N/A
| Metric | Albany, NY | Miramar, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.3°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 39.4 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
8.1 µg/m³
Miramar
7.2 µg/m³
Miramar +
Good Air Days
AQI ≤ 50
Albany
75.0%
Miramar
75.0%
Tie
| Metric | Albany, NY | Miramar, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 7.2 µg/m³ | Miramar + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Albany
21.1 min
Albany +
Miramar
29.2 min
| Metric | Albany, NY | Miramar, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.1 min | 29.2 min | Albany + |
Which City is Right for You?
Miramar leads in median household income at $67,014, while albany offers more affordable housing with a median home price of $324,670. On public safety, Miramar is safer with a violent crime rate of 324 per 100,000 residents, compared to 434 in Albany. Miramar has a lower unemployment rate at 3.9%, and Miramar has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Miramar scores better with a lower obesity rate of 30.9%.
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