Albany NY vs New Bedford MA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Albany, NY

New York · Population: 100,081

  • Median HH Income$59,485
  • Median Home Price$324,670
  • Unemployment8.3%
  • Bachelor's+44.9%

New Bedford, MA

Massachusetts · Population: 100,731

  • Median HH Income$56,025
  • Median Home Price$439,767
  • Unemployment7.6%
  • Bachelor's+16.8%

Detailed Comparison

Demographics

Population
Albany
100,081
New Bedford
100,731
New Bedford +
Pop. Density / sq mi
Lower = more space
Albany
N/A
New Bedford
N/A
Median Age
Albany
31.9
Albany +
New Bedford
37.0
Foreign Born
Albany
15.0%
New Bedford
20.7%
New Bedford +
White
Albany
53.0%
New Bedford
57.5%
New Bedford +
Black
Albany
26.6%
Albany +
New Bedford
6.0%
Asian
Albany
7.9%
Albany +
New Bedford
1.5%
Hispanic
Albany
10.7%
New Bedford
24.5%
New Bedford +
Spanish at Home
Albany
N/A
New Bedford
N/A

Economy

Median HH Income
Albany
$59,485
Albany +
New Bedford
$56,025
Per Capita Income
Albany
$35,851
Albany +
New Bedford
$30,475
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$77,425
New Bedford
$85,405
New Bedford +
Unemployment Rate
Albany
8.3%
New Bedford
7.6%
New Bedford +
Poverty Rate
Albany
23.4%
New Bedford
19.9%
New Bedford +
Bachelor's Degree+
Albany
44.9%
Albany +
New Bedford
16.8%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Albany
$324,670
Albany +
New Bedford
$439,767
Homeownership Rate
Albany
37.9%
New Bedford
40.0%
New Bedford +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Albany
434
New Bedford
326
New Bedford +
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1736
New Bedford
1086
New Bedford +

Health

Obesity Rate
CDC PLACES
Albany
32.9%
Albany +
New Bedford
36.3%
Diabetes Rate
CDC PLACES
Albany
9.9%
Albany +
New Bedford
13.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
17.6%
Albany +
New Bedford
22.0%
No Health Insurance
CDC PLACES
Albany
7.7%
Albany +
New Bedford
11.1%
Binge Drinking
CDC PLACES
Albany
18.0%
New Bedford
16.0%
New Bedford +
Current Smokers
CDC PLACES
Albany
12.3%
Albany +
New Bedford
21.4%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Albany
48.3°F
Albany +
New Bedford
51.8°F
Annual Precipitation
NOAA 1991–2020 normal
Albany
39.4 in
Albany +
New Bedford
51.9 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
8.1 µg/m³
New Bedford
7.2 µg/m³
New Bedford +
Good Air Days
AQI ≤ 50
Albany
75.0%
New Bedford
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Albany
21.1 min
Albany +
New Bedford
27.2 min

Which City is Right for You?

Albany leads in median household income at $59,485, while albany offers more affordable housing with a median home price of $324,670. On public safety, New Bedford is safer with a violent crime rate of 326 per 100,000 residents, compared to 434 in Albany. New Bedford has a lower unemployment rate at 7.6%, and New Bedford has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Albany scores better with a lower obesity rate of 32.9%.

Compare More Cities

About Albany & New Bedford