Albany NY vs Sacramento CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albany, NY
New York · Population: 100,081
- Median HH Income$59,485
- Median Home Price$324,670
- Unemployment8.3%
- Bachelor's+44.9%
Sacramento, CA
California · Population: 524,802
- Median HH Income$83,753
- Median Home Price$480,548
- Unemployment6.2%
- Bachelor's+36.4%
Detailed Comparison
Demographics
Population
Albany
100,081
Sacramento
524,802
Sacramento +
Pop. Density / sq mi
Lower = more space
Albany
N/A
Sacramento
N/A
Median Age
Albany
31.9
Albany +
Sacramento
35.7
Foreign Born
Albany
15.0%
Sacramento
21.3%
Sacramento +
White
Albany
53.0%
Albany +
Sacramento
36.8%
Black
Albany
26.6%
Albany +
Sacramento
12.4%
Asian
Albany
7.9%
Sacramento
19.7%
Sacramento +
Hispanic
Albany
10.7%
Sacramento
29.5%
Sacramento +
Spanish at Home
Albany
N/A
Sacramento
N/A
| Metric | Albany, NY | Sacramento, CA | Better |
|---|---|---|---|
| Population | 100,081 | 524,802 | Sacramento + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 31.9 | 35.7 | Albany + |
| Foreign Born | 15.0% | 21.3% | Sacramento + |
| White | 53.0% | 36.8% | Albany + |
| Black | 26.6% | 12.4% | Albany + |
| Asian | 7.9% | 19.7% | Sacramento + |
| Hispanic | 10.7% | 29.5% | Sacramento + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albany
$59,485
Sacramento
$83,753
Sacramento +
Per Capita Income
Albany
$35,851
Sacramento
$42,300
Sacramento +
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$77,425
Albany +
Sacramento
$77,230
Unemployment Rate
Albany
8.3%
Sacramento
6.2%
Sacramento +
Poverty Rate
Albany
23.4%
Sacramento
14.4%
Sacramento +
Bachelor's Degree+
Albany
44.9%
Albany +
Sacramento
36.4%
| Metric | Albany, NY | Sacramento, CA | Better |
|---|---|---|---|
| Median HH Income | $59,485 | $83,753 | Sacramento + |
| Per Capita Income | $35,851 | $42,300 | Sacramento + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $77,230 | Albany + |
| Unemployment Rate | 8.3% | 6.2% | Sacramento + |
| Poverty Rate | 23.4% | 14.4% | Sacramento + |
| Bachelor's Degree+ | 44.9% | 36.4% | Albany + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albany
$324,670
Albany +
Sacramento
$480,548
Homeownership Rate
Albany
37.9%
Sacramento
51.5%
Sacramento +
| Metric | Albany, NY | Sacramento, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,670 | $480,548 | Albany + |
| Homeownership Rate | 37.9% | 51.5% | Sacramento + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albany
434
Albany +
Sacramento
503
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1736
Albany +
Sacramento
2388
| Metric | Albany, NY | Sacramento, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 503 | Albany + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 2388 | Albany + |
Health
Obesity Rate
CDC PLACES
Albany
32.9%
Sacramento
30.0%
Sacramento +
Diabetes Rate
CDC PLACES
Albany
9.9%
Albany +
Sacramento
11.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
17.6%
Albany +
Sacramento
17.9%
No Health Insurance
CDC PLACES
Albany
7.7%
Albany +
Sacramento
10.0%
Binge Drinking
CDC PLACES
Albany
18.0%
Sacramento
14.3%
Sacramento +
Current Smokers
CDC PLACES
Albany
12.3%
Sacramento
11.9%
Sacramento +
| Metric | Albany, NY | Sacramento, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.9% | 30.0% | Sacramento + |
| Diabetes RateCDC PLACES | 9.9% | 11.2% | Albany + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 17.9% | Albany + |
| No Health InsuranceCDC PLACES | 7.7% | 10.0% | Albany + |
| Binge DrinkingCDC PLACES | 18.0% | 14.3% | Sacramento + |
| Current SmokersCDC PLACES | 12.3% | 11.9% | Sacramento + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albany
48.3°F
Albany +
Sacramento
61.0°F
Annual Precipitation
NOAA 1991–2020 normal
Albany
39.4 in
Sacramento
18.5 in
Sacramento +
| Metric | Albany, NY | Sacramento, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.3°F | 61.0°F | Albany + |
| Annual PrecipitationNOAA 1991–2020 normal | 39.4 in | 18.5 in | Sacramento + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
8.1 µg/m³
Sacramento
7.9 µg/m³
Sacramento +
Good Air Days
AQI ≤ 50
Albany
75.0%
Sacramento
75.0%
Tie
| Metric | Albany, NY | Sacramento, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 7.9 µg/m³ | Sacramento + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Albany
21.1 min
Albany +
Sacramento
27.0 min
| Metric | Albany, NY | Sacramento, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.1 min | 27.0 min | Albany + |
Which City is Right for You?
Sacramento leads in median household income at $83,753, while albany offers more affordable housing with a median home price of $324,670. On public safety, Albany is safer with a violent crime rate of 434 per 100,000 residents, compared to 503 in Sacramento. Sacramento has a lower unemployment rate at 6.2%, and Sacramento has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Sacramento scores better with a lower obesity rate of 30.0%.
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