Albany NY vs Saint Paul MN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albany, NY
New York · Population: 100,081
- Median HH Income$59,485
- Median Home Price$324,670
- Unemployment8.3%
- Bachelor's+44.9%
Saint Paul, MN
Minnesota · Population: 307,762
- Median HH Income$73,055
- Median Home Price$297,021
- Unemployment4.9%
- Bachelor's+43.5%
Detailed Comparison
Demographics
Population
Albany
100,081
Saint Paul
307,762
Saint Paul +
Pop. Density / sq mi
Lower = more space
Albany
N/A
Saint Paul
N/A
Median Age
Albany
31.9
Albany +
Saint Paul
33.5
Foreign Born
Albany
15.0%
Saint Paul
18.7%
Saint Paul +
White
Albany
53.0%
Saint Paul
53.2%
Saint Paul +
Black
Albany
26.6%
Albany +
Saint Paul
16.2%
Asian
Albany
7.9%
Saint Paul
17.9%
Saint Paul +
Hispanic
Albany
10.7%
Albany +
Saint Paul
9.1%
Spanish at Home
Albany
N/A
Saint Paul
N/A
| Metric | Albany, NY | Saint Paul, MN | Better |
|---|---|---|---|
| Population | 100,081 | 307,762 | Saint Paul + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 31.9 | 33.5 | Albany + |
| Foreign Born | 15.0% | 18.7% | Saint Paul + |
| White | 53.0% | 53.2% | Saint Paul + |
| Black | 26.6% | 16.2% | Albany + |
| Asian | 7.9% | 17.9% | Saint Paul + |
| Hispanic | 10.7% | 9.1% | Albany + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albany
$59,485
Saint Paul
$73,055
Saint Paul +
Per Capita Income
Albany
$35,851
Saint Paul
$41,594
Saint Paul +
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$77,425
Albany +
Saint Paul
$69,467
Unemployment Rate
Albany
8.3%
Saint Paul
4.9%
Saint Paul +
Poverty Rate
Albany
23.4%
Saint Paul
15.8%
Saint Paul +
Bachelor's Degree+
Albany
44.9%
Albany +
Saint Paul
43.5%
| Metric | Albany, NY | Saint Paul, MN | Better |
|---|---|---|---|
| Median HH Income | $59,485 | $73,055 | Saint Paul + |
| Per Capita Income | $35,851 | $41,594 | Saint Paul + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $69,467 | Albany + |
| Unemployment Rate | 8.3% | 4.9% | Saint Paul + |
| Poverty Rate | 23.4% | 15.8% | Saint Paul + |
| Bachelor's Degree+ | 44.9% | 43.5% | Albany + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albany
$324,670
Saint Paul
$297,021
Saint Paul +
Homeownership Rate
Albany
37.9%
Saint Paul
53.2%
Saint Paul +
| Metric | Albany, NY | Saint Paul, MN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,670 | $297,021 | Saint Paul + |
| Homeownership Rate | 37.9% | 53.2% | Saint Paul + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albany
434
Saint Paul
284
Saint Paul +
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1736
Albany +
Saint Paul
1992
| Metric | Albany, NY | Saint Paul, MN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 284 | Saint Paul + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 1992 | Albany + |
Health
Obesity Rate
CDC PLACES
Albany
32.9%
Saint Paul
N/A
Diabetes Rate
CDC PLACES
Albany
9.9%
Saint Paul
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
17.6%
Saint Paul
N/A
No Health Insurance
CDC PLACES
Albany
7.7%
Saint Paul
N/A
Binge Drinking
CDC PLACES
Albany
18.0%
Saint Paul
N/A
Current Smokers
CDC PLACES
Albany
12.3%
Saint Paul
N/A
| Metric | Albany, NY | Saint Paul, MN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.9% | N/A | - |
| Diabetes RateCDC PLACES | 9.9% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | N/A | - |
| No Health InsuranceCDC PLACES | 7.7% | N/A | - |
| Binge DrinkingCDC PLACES | 18.0% | N/A | - |
| Current SmokersCDC PLACES | 12.3% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albany
48.3°F
Saint Paul
N/A
Annual Precipitation
NOAA 1991–2020 normal
Albany
39.4 in
Saint Paul
N/A
| Metric | Albany, NY | Saint Paul, MN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.3°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 39.4 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
8.1 µg/m³
Saint Paul
8.1 µg/m³
Tie
Good Air Days
AQI ≤ 50
Albany
75.0%
Saint Paul
75.0%
Tie
| Metric | Albany, NY | Saint Paul, MN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 8.1 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Albany
21.1 min
Albany +
Saint Paul
24.1 min
| Metric | Albany, NY | Saint Paul, MN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.1 min | 24.1 min | Albany + |
Which City is Right for You?
Saint Paul leads in median household income at $73,055, while saint Paul offers more affordable housing with a median home price of $297,021. On public safety, Saint Paul is safer with a violent crime rate of 284 per 100,000 residents, compared to 434 in Albany. Saint Paul has a lower unemployment rate at 4.9%, and Saint Paul has cleaner air (PM2.5 avg 8.1 µg/m³).
Compare More Cities
Albany, NY vs New York, NYAlbany, NY vs Los Angeles, CAAlbany, NY vs Chicago, ILAlbany, NY vs Houston, TXAlbany, NY vs Phoenix, AZAlbany, NY vs Philadelphia, PA