Albany NY vs Tampa FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albany, NY
New York · Population: 100,081
- Median HH Income$59,485
- Median Home Price$324,670
- Unemployment8.3%
- Bachelor's+44.9%
Tampa, FL
Florida · Population: 393,389
- Median HH Income$71,302
- Median Home Price$376,530
- Unemployment4.7%
- Bachelor's+44.6%
Detailed Comparison
Demographics
Population
Albany
100,081
Tampa
393,389
Tampa +
Pop. Density / sq mi
Lower = more space
Albany
N/A
Tampa
N/A
Median Age
Albany
31.9
Albany +
Tampa
35.6
Foreign Born
Albany
15.0%
Tampa
19.0%
Tampa +
White
Albany
53.0%
Albany +
Tampa
51.8%
Black
Albany
26.6%
Albany +
Tampa
21.3%
Asian
Albany
7.9%
Albany +
Tampa
4.8%
Hispanic
Albany
10.7%
Tampa
26.2%
Tampa +
Spanish at Home
Albany
N/A
Tampa
N/A
| Metric | Albany, NY | Tampa, FL | Better |
|---|---|---|---|
| Population | 100,081 | 393,389 | Tampa + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 31.9 | 35.6 | Albany + |
| Foreign Born | 15.0% | 19.0% | Tampa + |
| White | 53.0% | 51.8% | Albany + |
| Black | 26.6% | 21.3% | Albany + |
| Asian | 7.9% | 4.8% | Albany + |
| Hispanic | 10.7% | 26.2% | Tampa + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albany
$59,485
Tampa
$71,302
Tampa +
Per Capita Income
Albany
$35,851
Tampa
$49,513
Tampa +
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$77,425
Albany +
Tampa
$65,328
Unemployment Rate
Albany
8.3%
Tampa
4.7%
Tampa +
Poverty Rate
Albany
23.4%
Tampa
15.9%
Tampa +
Bachelor's Degree+
Albany
44.9%
Albany +
Tampa
44.6%
| Metric | Albany, NY | Tampa, FL | Better |
|---|---|---|---|
| Median HH Income | $59,485 | $71,302 | Tampa + |
| Per Capita Income | $35,851 | $49,513 | Tampa + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $65,328 | Albany + |
| Unemployment Rate | 8.3% | 4.7% | Tampa + |
| Poverty Rate | 23.4% | 15.9% | Tampa + |
| Bachelor's Degree+ | 44.9% | 44.6% | Albany + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albany
$324,670
Albany +
Tampa
$376,530
Homeownership Rate
Albany
37.9%
Tampa
50.2%
Tampa +
| Metric | Albany, NY | Tampa, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,670 | $376,530 | Albany + |
| Homeownership Rate | 37.9% | 50.2% | Tampa + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albany
434
Tampa
324
Tampa +
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1736
Tampa
1453
Tampa +
| Metric | Albany, NY | Tampa, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 324 | Tampa + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 1453 | Tampa + |
Health
Obesity Rate
CDC PLACES
Albany
32.9%
Tampa
31.9%
Tampa +
Diabetes Rate
CDC PLACES
Albany
9.9%
Albany +
Tampa
12.5%
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
17.6%
Tampa
17.4%
Tampa +
No Health Insurance
CDC PLACES
Albany
7.7%
Albany +
Tampa
15.9%
Binge Drinking
CDC PLACES
Albany
18.0%
Tampa
16.7%
Tampa +
Current Smokers
CDC PLACES
Albany
12.3%
Albany +
Tampa
12.6%
| Metric | Albany, NY | Tampa, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.9% | 31.9% | Tampa + |
| Diabetes RateCDC PLACES | 9.9% | 12.5% | Albany + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 17.4% | Tampa + |
| No Health InsuranceCDC PLACES | 7.7% | 15.9% | Albany + |
| Binge DrinkingCDC PLACES | 18.0% | 16.7% | Tampa + |
| Current SmokersCDC PLACES | 12.3% | 12.6% | Albany + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albany
48.3°F
Albany +
Tampa
73.4°F
Annual Precipitation
NOAA 1991–2020 normal
Albany
39.4 in
Albany +
Tampa
46.3 in
| Metric | Albany, NY | Tampa, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.3°F | 73.4°F | Albany + |
| Annual PrecipitationNOAA 1991–2020 normal | 39.4 in | 46.3 in | Albany + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
8.1 µg/m³
Tampa
7.2 µg/m³
Tampa +
Good Air Days
AQI ≤ 50
Albany
75.0%
Tampa
75.0%
Tie
| Metric | Albany, NY | Tampa, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 7.2 µg/m³ | Tampa + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Albany
21.1 min
Albany +
Tampa
26.8 min
| Metric | Albany, NY | Tampa, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.1 min | 26.8 min | Albany + |
Which City is Right for You?
Tampa leads in median household income at $71,302, while albany offers more affordable housing with a median home price of $324,670. On public safety, Tampa is safer with a violent crime rate of 324 per 100,000 residents, compared to 434 in Albany. Tampa has a lower unemployment rate at 4.7%, and Tampa has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Tampa scores better with a lower obesity rate of 31.9%.
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