Albany NY vs Torrance CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albany, NY
New York · Population: 100,081
- Median HH Income$59,485
- Median Home Price$324,670
- Unemployment8.3%
- Bachelor's+44.9%
Torrance, CA
California · Population: 95,358
- Median HH Income$118,253
- Median Home Price$1,128,110
- Unemployment5.9%
- Bachelor's+26.2%
Detailed Comparison
Demographics
Population
Albany
100,081
Albany +
Torrance
95,358
Pop. Density / sq mi
Lower = more space
Albany
N/A
Torrance
N/A
Median Age
Albany
31.9
Albany +
Torrance
35.2
Foreign Born
Albany
15.0%
Torrance
28.7%
Torrance +
White
Albany
53.0%
Albany +
Torrance
34.8%
Black
Albany
26.6%
Albany +
Torrance
6.1%
Asian
Albany
7.9%
Torrance
22.0%
Torrance +
Hispanic
Albany
10.7%
Torrance
41.4%
Torrance +
Spanish at Home
Albany
N/A
Torrance
N/A
| Metric | Albany, NY | Torrance, CA | Better |
|---|---|---|---|
| Population | 100,081 | 95,358 | Albany + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 31.9 | 35.2 | Albany + |
| Foreign Born | 15.0% | 28.7% | Torrance + |
| White | 53.0% | 34.8% | Albany + |
| Black | 26.6% | 6.1% | Albany + |
| Asian | 7.9% | 22.0% | Torrance + |
| Hispanic | 10.7% | 41.4% | Torrance + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albany
$59,485
Torrance
$118,253
Torrance +
Per Capita Income
Albany
$35,851
Torrance
$42,884
Torrance +
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$77,425
Albany +
Torrance
$77,230
Unemployment Rate
Albany
8.3%
Torrance
5.9%
Torrance +
Poverty Rate
Albany
23.4%
Torrance
7.7%
Torrance +
Bachelor's Degree+
Albany
44.9%
Albany +
Torrance
26.2%
| Metric | Albany, NY | Torrance, CA | Better |
|---|---|---|---|
| Median HH Income | $59,485 | $118,253 | Torrance + |
| Per Capita Income | $35,851 | $42,884 | Torrance + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $77,230 | Albany + |
| Unemployment Rate | 8.3% | 5.9% | Torrance + |
| Poverty Rate | 23.4% | 7.7% | Torrance + |
| Bachelor's Degree+ | 44.9% | 26.2% | Albany + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albany
$324,670
Albany +
Torrance
$1,128,110
Homeownership Rate
Albany
37.9%
Torrance
64.0%
Torrance +
| Metric | Albany, NY | Torrance, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,670 | $1,128,110 | Albany + |
| Homeownership Rate | 37.9% | 64.0% | Torrance + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albany
434
Albany +
Torrance
503
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1736
Albany +
Torrance
2388
| Metric | Albany, NY | Torrance, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 503 | Albany + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 2388 | Albany + |
Health
Obesity Rate
CDC PLACES
Albany
32.9%
Torrance
20.3%
Torrance +
Diabetes Rate
CDC PLACES
Albany
9.9%
Albany +
Torrance
10.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
17.6%
Torrance
13.3%
Torrance +
No Health Insurance
CDC PLACES
Albany
7.7%
Torrance
5.2%
Torrance +
Binge Drinking
CDC PLACES
Albany
18.0%
Torrance
14.0%
Torrance +
Current Smokers
CDC PLACES
Albany
12.3%
Torrance
8.0%
Torrance +
| Metric | Albany, NY | Torrance, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.9% | 20.3% | Torrance + |
| Diabetes RateCDC PLACES | 9.9% | 10.6% | Albany + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 13.3% | Torrance + |
| No Health InsuranceCDC PLACES | 7.7% | 5.2% | Torrance + |
| Binge DrinkingCDC PLACES | 18.0% | 14.0% | Torrance + |
| Current SmokersCDC PLACES | 12.3% | 8.0% | Torrance + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albany
48.3°F
Albany +
Torrance
62.6°F
Annual Precipitation
NOAA 1991–2020 normal
Albany
39.4 in
Torrance
14.5 in
Torrance +
| Metric | Albany, NY | Torrance, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.3°F | 62.6°F | Albany + |
| Annual PrecipitationNOAA 1991–2020 normal | 39.4 in | 14.5 in | Torrance + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
8.1 µg/m³
Torrance
7.9 µg/m³
Torrance +
Good Air Days
AQI ≤ 50
Albany
75.0%
Torrance
75.0%
Tie
| Metric | Albany, NY | Torrance, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 7.9 µg/m³ | Torrance + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Albany
21.1 min
Albany +
Torrance
44.9 min
| Metric | Albany, NY | Torrance, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.1 min | 44.9 min | Albany + |
Which City is Right for You?
Torrance leads in median household income at $118,253, while albany offers more affordable housing with a median home price of $324,670. On public safety, Albany is safer with a violent crime rate of 434 per 100,000 residents, compared to 503 in Torrance. Torrance has a lower unemployment rate at 5.9%, and Torrance has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Torrance scores better with a lower obesity rate of 20.3%.
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