Albany NY vs Washington DC — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albany, NY
New York · Population: 100,081
- Median HH Income$59,485
- Median Home Price$324,670
- Unemployment8.3%
- Bachelor's+44.9%
Washington, DC
District of Columbia · Population: 672,079
- Median HH Income$106,287
- Median Home Price$580,173
- Unemployment6.5%
- Bachelor's+63.6%
Detailed Comparison
Demographics
Population
Albany
100,081
Washington
672,079
Washington +
Pop. Density / sq mi
Lower = more space
Albany
N/A
Washington
N/A
Median Age
Albany
31.9
Albany +
Washington
34.9
Foreign Born
Albany
15.0%
Albany +
Washington
13.3%
White
Albany
53.0%
Albany +
Washington
39.1%
Black
Albany
26.6%
Washington
43.3%
Washington +
Asian
Albany
7.9%
Albany +
Washington
4.1%
Hispanic
Albany
10.7%
Washington
11.6%
Washington +
Spanish at Home
Albany
N/A
Washington
N/A
| Metric | Albany, NY | Washington, DC | Better |
|---|---|---|---|
| Population | 100,081 | 672,079 | Washington + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 31.9 | 34.9 | Albany + |
| Foreign Born | 15.0% | 13.3% | Albany + |
| White | 53.0% | 39.1% | Albany + |
| Black | 26.6% | 43.3% | Washington + |
| Asian | 7.9% | 4.1% | Albany + |
| Hispanic | 10.7% | 11.6% | Washington + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albany
$59,485
Washington
$106,287
Washington +
Per Capita Income
Albany
$35,851
Washington
$75,253
Washington +
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$77,425
Washington
$101,182
Washington +
Unemployment Rate
Albany
8.3%
Washington
6.5%
Washington +
Poverty Rate
Albany
23.4%
Washington
14.5%
Washington +
Bachelor's Degree+
Albany
44.9%
Washington
63.6%
Washington +
| Metric | Albany, NY | Washington, DC | Better |
|---|---|---|---|
| Median HH Income | $59,485 | $106,287 | Washington + |
| Per Capita Income | $35,851 | $75,253 | Washington + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $101,182 | Washington + |
| Unemployment Rate | 8.3% | 6.5% | Washington + |
| Poverty Rate | 23.4% | 14.5% | Washington + |
| Bachelor's Degree+ | 44.9% | 63.6% | Washington + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albany
$324,670
Albany +
Washington
$580,173
Homeownership Rate
Albany
37.9%
Washington
41.1%
Washington +
| Metric | Albany, NY | Washington, DC | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,670 | $580,173 | Albany + |
| Homeownership Rate | 37.9% | 41.1% | Washington + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albany
434
Washington
398
Washington +
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1736
Albany +
Washington
1999
| Metric | Albany, NY | Washington, DC | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 398 | Washington + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 1999 | Albany + |
Health
Obesity Rate
CDC PLACES
Albany
32.9%
Washington
24.6%
Washington +
Diabetes Rate
CDC PLACES
Albany
9.9%
Washington
7.8%
Washington +
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
17.6%
Washington
14.6%
Washington +
No Health Insurance
CDC PLACES
Albany
7.7%
Washington
6.7%
Washington +
Binge Drinking
CDC PLACES
Albany
18.0%
Albany +
Washington
24.0%
Current Smokers
CDC PLACES
Albany
12.3%
Washington
9.7%
Washington +
| Metric | Albany, NY | Washington, DC | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.9% | 24.6% | Washington + |
| Diabetes RateCDC PLACES | 9.9% | 7.8% | Washington + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 14.6% | Washington + |
| No Health InsuranceCDC PLACES | 7.7% | 6.7% | Washington + |
| Binge DrinkingCDC PLACES | 18.0% | 24.0% | Albany + |
| Current SmokersCDC PLACES | 12.3% | 9.7% | Washington + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albany
48.3°F
Washington
N/A
Annual Precipitation
NOAA 1991–2020 normal
Albany
39.4 in
Washington
N/A
| Metric | Albany, NY | Washington, DC | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.3°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 39.4 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
8.1 µg/m³
Albany +
Washington
8.8 µg/m³
Good Air Days
AQI ≤ 50
Albany
75.0%
Washington
75.0%
Tie
| Metric | Albany, NY | Washington, DC | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 8.8 µg/m³ | Albany + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Albany
21.1 min
Albany +
Washington
32.8 min
| Metric | Albany, NY | Washington, DC | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.1 min | 32.8 min | Albany + |
Which City is Right for You?
Washington leads in median household income at $106,287, while albany offers more affordable housing with a median home price of $324,670. On public safety, Washington is safer with a violent crime rate of 398 per 100,000 residents, compared to 434 in Albany. Washington has a lower unemployment rate at 6.5%, and Albany has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Washington scores better with a lower obesity rate of 24.6%.
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