Albany NY vs Yonkers NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albany, NY
New York · Population: 100,081
- Median HH Income$59,485
- Median Home Price$324,670
- Unemployment8.3%
- Bachelor's+44.9%
Yonkers, NY
New York · Population: 209,529
- Median HH Income$81,816
- Median Home Price$685,544
- Unemployment7.4%
- Bachelor's+35.2%
Detailed Comparison
Demographics
Population
Albany
100,081
Yonkers
209,529
Yonkers +
Pop. Density / sq mi
Lower = more space
Albany
N/A
Yonkers
N/A
Median Age
Albany
31.9
Albany +
Yonkers
39.0
Foreign Born
Albany
15.0%
Yonkers
32.6%
Yonkers +
White
Albany
53.0%
Albany +
Yonkers
38.0%
Black
Albany
26.6%
Albany +
Yonkers
17.3%
Asian
Albany
7.9%
Albany +
Yonkers
5.1%
Hispanic
Albany
10.7%
Yonkers
44.4%
Yonkers +
Spanish at Home
Albany
N/A
Yonkers
N/A
| Metric | Albany, NY | Yonkers, NY | Better |
|---|---|---|---|
| Population | 100,081 | 209,529 | Yonkers + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 31.9 | 39.0 | Albany + |
| Foreign Born | 15.0% | 32.6% | Yonkers + |
| White | 53.0% | 38.0% | Albany + |
| Black | 26.6% | 17.3% | Albany + |
| Asian | 7.9% | 5.1% | Albany + |
| Hispanic | 10.7% | 44.4% | Yonkers + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albany
$59,485
Yonkers
$81,816
Yonkers +
Per Capita Income
Albany
$35,851
Yonkers
$42,770
Yonkers +
Per Capita Personal Income (MSA)
BEA MSA-level
Albany
$77,425
Yonkers
$77,425
Tie
Unemployment Rate
Albany
8.3%
Yonkers
7.4%
Yonkers +
Poverty Rate
Albany
23.4%
Yonkers
14.7%
Yonkers +
Bachelor's Degree+
Albany
44.9%
Albany +
Yonkers
35.2%
| Metric | Albany, NY | Yonkers, NY | Better |
|---|---|---|---|
| Median HH Income | $59,485 | $81,816 | Yonkers + |
| Per Capita Income | $35,851 | $42,770 | Yonkers + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $77,425 | Tie |
| Unemployment Rate | 8.3% | 7.4% | Yonkers + |
| Poverty Rate | 23.4% | 14.7% | Yonkers + |
| Bachelor's Degree+ | 44.9% | 35.2% | Albany + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albany
$324,670
Albany +
Yonkers
$685,544
Homeownership Rate
Albany
37.9%
Yonkers
47.2%
Yonkers +
| Metric | Albany, NY | Yonkers, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,670 | $685,544 | Albany + |
| Homeownership Rate | 37.9% | 47.2% | Yonkers + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albany
434
Yonkers
434
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Albany
1736
Yonkers
1736
Tie
| Metric | Albany, NY | Yonkers, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 434 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 1736 | Tie |
Health
Obesity Rate
CDC PLACES
Albany
32.9%
Yonkers
29.3%
Yonkers +
Diabetes Rate
CDC PLACES
Albany
9.9%
Albany +
Yonkers
12.4%
Poor Mental Health
CDC PLACES — 14+ days/month
Albany
17.6%
Yonkers
15.2%
Yonkers +
No Health Insurance
CDC PLACES
Albany
7.7%
Albany +
Yonkers
12.7%
Binge Drinking
CDC PLACES
Albany
18.0%
Yonkers
14.3%
Yonkers +
Current Smokers
CDC PLACES
Albany
12.3%
Yonkers
11.9%
Yonkers +
| Metric | Albany, NY | Yonkers, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.9% | 29.3% | Yonkers + |
| Diabetes RateCDC PLACES | 9.9% | 12.4% | Albany + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.6% | 15.2% | Yonkers + |
| No Health InsuranceCDC PLACES | 7.7% | 12.7% | Albany + |
| Binge DrinkingCDC PLACES | 18.0% | 14.3% | Yonkers + |
| Current SmokersCDC PLACES | 12.3% | 11.9% | Yonkers + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albany
48.3°F
Yonkers
N/A
Annual Precipitation
NOAA 1991–2020 normal
Albany
39.4 in
Yonkers
N/A
| Metric | Albany, NY | Yonkers, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.3°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 39.4 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albany
8.1 µg/m³
Yonkers
8.1 µg/m³
Tie
Good Air Days
AQI ≤ 50
Albany
75.0%
Yonkers
75.0%
Tie
| Metric | Albany, NY | Yonkers, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 8.1 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Albany
21.1 min
Albany +
Yonkers
37.5 min
| Metric | Albany, NY | Yonkers, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.1 min | 37.5 min | Albany + |
Which City is Right for You?
Yonkers leads in median household income at $81,816, while albany offers more affordable housing with a median home price of $324,670. On public safety, Yonkers is safer with a violent crime rate of 434 per 100,000 residents, compared to 434 in Albany. Yonkers has a lower unemployment rate at 7.4%, and Yonkers has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Yonkers scores better with a lower obesity rate of 29.3%.
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