Albuquerque NM vs Modesto CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Albuquerque, NM
New Mexico · Population: 562,488
- Median HH Income$65,604
- Median Home Price$346,496
- Unemployment5.3%
- Bachelor's+38.6%
Modesto, CA
California · Population: 218,614
- Median HH Income$77,899
- Median Home Price$447,353
- Unemployment7.3%
- Bachelor's+20.3%
Detailed Comparison
Demographics
Population
Albuquerque
562,488
Albuquerque +
Modesto
218,614
Pop. Density / sq mi
Lower = more space
Albuquerque
N/A
Modesto
N/A
Median Age
Albuquerque
38.7
Modesto
35.4
Modesto +
Foreign Born
Albuquerque
10.4%
Modesto
18.7%
Modesto +
White
Albuquerque
55.3%
Albuquerque +
Modesto
50.8%
Black
Albuquerque
3.3%
Modesto
4.7%
Modesto +
Asian
Albuquerque
3.3%
Modesto
7.4%
Modesto +
Hispanic
Albuquerque
47.9%
Albuquerque +
Modesto
43.9%
Spanish at Home
Albuquerque
N/A
Modesto
N/A
| Metric | Albuquerque, NM | Modesto, CA | Better |
|---|---|---|---|
| Population | 562,488 | 218,614 | Albuquerque + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.7 | 35.4 | Modesto + |
| Foreign Born | 10.4% | 18.7% | Modesto + |
| White | 55.3% | 50.8% | Albuquerque + |
| Black | 3.3% | 4.7% | Modesto + |
| Asian | 3.3% | 7.4% | Modesto + |
| Hispanic | 47.9% | 43.9% | Albuquerque + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Albuquerque
$65,604
Modesto
$77,899
Modesto +
Per Capita Income
Albuquerque
$39,117
Albuquerque +
Modesto
$34,656
Per Capita Personal Income (MSA)
BEA MSA-level
Albuquerque
$53,141
Modesto
$77,230
Modesto +
Unemployment Rate
Albuquerque
5.3%
Albuquerque +
Modesto
7.3%
Poverty Rate
Albuquerque
16.0%
Modesto
13.0%
Modesto +
Bachelor's Degree+
Albuquerque
38.6%
Albuquerque +
Modesto
20.3%
| Metric | Albuquerque, NM | Modesto, CA | Better |
|---|---|---|---|
| Median HH Income | $65,604 | $77,899 | Modesto + |
| Per Capita Income | $39,117 | $34,656 | Albuquerque + |
| Per Capita Personal Income (MSA)BEA MSA-level | $53,141 | $77,230 | Modesto + |
| Unemployment Rate | 5.3% | 7.3% | Albuquerque + |
| Poverty Rate | 16.0% | 13.0% | Modesto + |
| Bachelor's Degree+ | 38.6% | 20.3% | Albuquerque + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Albuquerque
$346,496
Albuquerque +
Modesto
$447,353
Homeownership Rate
Albuquerque
61.5%
Albuquerque +
Modesto
58.4%
| Metric | Albuquerque, NM | Modesto, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $346,496 | $447,353 | Albuquerque + |
| Homeownership Rate | 61.5% | 58.4% | Albuquerque + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Albuquerque
834
Modesto
503
Modesto +
Property Crime / 100K
FBI CDE (state-level est.)
Albuquerque
3177
Modesto
2388
Modesto +
| Metric | Albuquerque, NM | Modesto, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 834 | 503 | Modesto + |
| Property Crime / 100KFBI CDE (state-level est.) | 3177 | 2388 | Modesto + |
Health
Obesity Rate
CDC PLACES
Albuquerque
32.9%
Albuquerque +
Modesto
36.2%
Diabetes Rate
CDC PLACES
Albuquerque
11.3%
Albuquerque +
Modesto
12.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Albuquerque
16.2%
Albuquerque +
Modesto
19.0%
No Health Insurance
CDC PLACES
Albuquerque
14.4%
Modesto
13.0%
Modesto +
Binge Drinking
CDC PLACES
Albuquerque
14.0%
Albuquerque +
Modesto
16.5%
Current Smokers
CDC PLACES
Albuquerque
12.2%
Albuquerque +
Modesto
13.7%
| Metric | Albuquerque, NM | Modesto, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.9% | 36.2% | Albuquerque + |
| Diabetes RateCDC PLACES | 11.3% | 12.1% | Albuquerque + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.2% | 19.0% | Albuquerque + |
| No Health InsuranceCDC PLACES | 14.4% | 13.0% | Modesto + |
| Binge DrinkingCDC PLACES | 14.0% | 16.5% | Albuquerque + |
| Current SmokersCDC PLACES | 12.2% | 13.7% | Albuquerque + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Albuquerque
55.7°F
Albuquerque +
Modesto
63.7°F
Annual Precipitation
NOAA 1991–2020 normal
Albuquerque
16.3 in
Modesto
13.1 in
Modesto +
| Metric | Albuquerque, NM | Modesto, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 55.7°F | 63.7°F | Albuquerque + |
| Annual PrecipitationNOAA 1991–2020 normal | 16.3 in | 13.1 in | Modesto + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Albuquerque
6.1 µg/m³
Albuquerque +
Modesto
7.9 µg/m³
Good Air Days
AQI ≤ 50
Albuquerque
75.0%
Modesto
75.0%
Tie
| Metric | Albuquerque, NM | Modesto, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 6.1 µg/m³ | 7.9 µg/m³ | Albuquerque + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Albuquerque
23.7 min
Albuquerque +
Modesto
30.5 min
| Metric | Albuquerque, NM | Modesto, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 23.7 min | 30.5 min | Albuquerque + |
Which City is Right for You?
Modesto leads in median household income at $77,899, while albuquerque offers more affordable housing with a median home price of $346,496. On public safety, Modesto is safer with a violent crime rate of 503 per 100,000 residents, compared to 834 in Albuquerque. Albuquerque has a lower unemployment rate at 5.3%, and Albuquerque has cleaner air (PM2.5 avg 6.1 µg/m³). For overall health outcomes, Albuquerque scores better with a lower obesity rate of 32.9%.
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