Allen TX vs Indianapolis IN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Allen, TX
Texas · Population: 107,684
- Median HH Income$129,130
- Median Home Price$502,170
- Unemployment4.3%
- Bachelor's+56.1%
Indianapolis, IN
Indiana · Population: 882,043
- Median HH Income$62,995
- Median Home Price$232,133
- Unemployment5.2%
- Bachelor's+34.2%
Detailed Comparison
Demographics
Population
Allen
107,684
Indianapolis
882,043
Indianapolis +
Pop. Density / sq mi
Lower = more space
Allen
N/A
Indianapolis
N/A
Median Age
Allen
38.5
Indianapolis
34.1
Indianapolis +
Foreign Born
Allen
21.9%
Allen +
Indianapolis
11.6%
White
Allen
55.7%
Allen +
Indianapolis
53.6%
Black
Allen
10.6%
Indianapolis
28.1%
Indianapolis +
Asian
Allen
19.6%
Allen +
Indianapolis
4.1%
Hispanic
Allen
11.8%
Indianapolis
13.3%
Indianapolis +
Spanish at Home
Allen
N/A
Indianapolis
N/A
| Metric | Allen, TX | Indianapolis, IN | Better |
|---|---|---|---|
| Population | 107,684 | 882,043 | Indianapolis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.5 | 34.1 | Indianapolis + |
| Foreign Born | 21.9% | 11.6% | Allen + |
| White | 55.7% | 53.6% | Allen + |
| Black | 10.6% | 28.1% | Indianapolis + |
| Asian | 19.6% | 4.1% | Allen + |
| Hispanic | 11.8% | 13.3% | Indianapolis + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Allen
$129,130
Allen +
Indianapolis
$62,995
Per Capita Income
Allen
$54,853
Allen +
Indianapolis
$36,194
Per Capita Personal Income (MSA)
BEA MSA-level
Allen
$63,758
Allen +
Indianapolis
$58,697
Unemployment Rate
Allen
4.3%
Allen +
Indianapolis
5.2%
Poverty Rate
Allen
4.8%
Allen +
Indianapolis
15.7%
Bachelor's Degree+
Allen
56.1%
Allen +
Indianapolis
34.2%
| Metric | Allen, TX | Indianapolis, IN | Better |
|---|---|---|---|
| Median HH Income | $129,130 | $62,995 | Allen + |
| Per Capita Income | $54,853 | $36,194 | Allen + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $58,697 | Allen + |
| Unemployment Rate | 4.3% | 5.2% | Allen + |
| Poverty Rate | 4.8% | 15.7% | Allen + |
| Bachelor's Degree+ | 56.1% | 34.2% | Allen + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Allen
$502,170
Indianapolis
$232,133
Indianapolis +
Homeownership Rate
Allen
69.8%
Allen +
Indianapolis
55.3%
| Metric | Allen, TX | Indianapolis, IN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $502,170 | $232,133 | Indianapolis + |
| Homeownership Rate | 69.8% | 55.3% | Allen + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Allen
442
Indianapolis
370
Indianapolis +
Property Crime / 100K
FBI CDE (state-level est.)
Allen
2339
Indianapolis
1719
Indianapolis +
| Metric | Allen, TX | Indianapolis, IN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 370 | Indianapolis + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1719 | Indianapolis + |
Health
Obesity Rate
CDC PLACES
Allen
31.7%
Indianapolis
N/A
Diabetes Rate
CDC PLACES
Allen
9.3%
Indianapolis
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Allen
14.6%
Indianapolis
N/A
No Health Insurance
CDC PLACES
Allen
8.9%
Indianapolis
N/A
Binge Drinking
CDC PLACES
Allen
17.4%
Indianapolis
N/A
Current Smokers
CDC PLACES
Allen
9.2%
Indianapolis
N/A
| Metric | Allen, TX | Indianapolis, IN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 31.7% | N/A | - |
| Diabetes RateCDC PLACES | 9.3% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.6% | N/A | - |
| No Health InsuranceCDC PLACES | 8.9% | N/A | - |
| Binge DrinkingCDC PLACES | 17.4% | N/A | - |
| Current SmokersCDC PLACES | 9.2% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Allen
74.6°F
Indianapolis
N/A
Annual Precipitation
NOAA 1991–2020 normal
Allen
19.5 in
Allen +
Indianapolis
41.8 in
| Metric | Allen, TX | Indianapolis, IN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 74.6°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 19.5 in | 41.8 in | Allen + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Allen
9.2 µg/m³
Allen +
Indianapolis
10.1 µg/m³
Good Air Days
AQI ≤ 50
Allen
55.0%
Indianapolis
55.0%
Tie
| Metric | Allen, TX | Indianapolis, IN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 10.1 µg/m³ | Allen + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Allen
30.3 min
Indianapolis
25.8 min
Indianapolis +
| Metric | Allen, TX | Indianapolis, IN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.3 min | 25.8 min | Indianapolis + |
Which City is Right for You?
Allen leads in median household income at $129,130, while indianapolis offers more affordable housing with a median home price of $232,133. On public safety, Indianapolis is safer with a violent crime rate of 370 per 100,000 residents, compared to 442 in Allen. Allen has a lower unemployment rate at 4.3%, and Allen has cleaner air (PM2.5 avg 9.2 µg/m³).
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