Allen TX vs Jersey City NJ — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Allen, TX
Texas · Population: 107,684
- Median HH Income$129,130
- Median Home Price$502,170
- Unemployment4.3%
- Bachelor's+56.1%
Jersey City, NJ
New Jersey · Population: 289,691
- Median HH Income$94,813
- Median Home Price$664,939
- Unemployment5.8%
- Bachelor's+53.1%
Detailed Comparison
Demographics
Population
Allen
107,684
Jersey City
289,691
Jersey City +
Pop. Density / sq mi
Lower = more space
Allen
N/A
Jersey City
N/A
Median Age
Allen
38.5
Jersey City
34.7
Jersey City +
Foreign Born
Allen
21.9%
Jersey City
41.3%
Jersey City +
White
Allen
55.7%
Allen +
Jersey City
28.7%
Black
Allen
10.6%
Jersey City
21.4%
Jersey City +
Asian
Allen
19.6%
Jersey City
25.8%
Jersey City +
Hispanic
Allen
11.8%
Jersey City
25.7%
Jersey City +
Spanish at Home
Allen
N/A
Jersey City
N/A
| Metric | Allen, TX | Jersey City, NJ | Better |
|---|---|---|---|
| Population | 107,684 | 289,691 | Jersey City + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.5 | 34.7 | Jersey City + |
| Foreign Born | 21.9% | 41.3% | Jersey City + |
| White | 55.7% | 28.7% | Allen + |
| Black | 10.6% | 21.4% | Jersey City + |
| Asian | 19.6% | 25.8% | Jersey City + |
| Hispanic | 11.8% | 25.7% | Jersey City + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Allen
$129,130
Allen +
Jersey City
$94,813
Per Capita Income
Allen
$54,853
Jersey City
$57,746
Jersey City +
Per Capita Personal Income (MSA)
BEA MSA-level
Allen
$63,758
Jersey City
$77,416
Jersey City +
Unemployment Rate
Allen
4.3%
Allen +
Jersey City
5.8%
Poverty Rate
Allen
4.8%
Allen +
Jersey City
15.6%
Bachelor's Degree+
Allen
56.1%
Allen +
Jersey City
53.1%
| Metric | Allen, TX | Jersey City, NJ | Better |
|---|---|---|---|
| Median HH Income | $129,130 | $94,813 | Allen + |
| Per Capita Income | $54,853 | $57,746 | Jersey City + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,416 | Jersey City + |
| Unemployment Rate | 4.3% | 5.8% | Allen + |
| Poverty Rate | 4.8% | 15.6% | Allen + |
| Bachelor's Degree+ | 56.1% | 53.1% | Allen + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Allen
$502,170
Allen +
Jersey City
$664,939
Homeownership Rate
Allen
69.8%
Allen +
Jersey City
28.8%
| Metric | Allen, TX | Jersey City, NJ | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $502,170 | $664,939 | Allen + |
| Homeownership Rate | 69.8% | 28.8% | Allen + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Allen
442
Jersey City
218
Jersey City +
Property Crime / 100K
FBI CDE (state-level est.)
Allen
2339
Jersey City
1426
Jersey City +
| Metric | Allen, TX | Jersey City, NJ | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 218 | Jersey City + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1426 | Jersey City + |
Health
Obesity Rate
CDC PLACES
Allen
31.7%
Jersey City
26.2%
Jersey City +
Diabetes Rate
CDC PLACES
Allen
9.3%
Allen +
Jersey City
9.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Allen
14.6%
Allen +
Jersey City
14.9%
No Health Insurance
CDC PLACES
Allen
8.9%
Allen +
Jersey City
12.0%
Binge Drinking
CDC PLACES
Allen
17.4%
Jersey City
16.3%
Jersey City +
Current Smokers
CDC PLACES
Allen
9.2%
Allen +
Jersey City
10.3%
| Metric | Allen, TX | Jersey City, NJ | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 31.7% | 26.2% | Jersey City + |
| Diabetes RateCDC PLACES | 9.3% | 9.6% | Allen + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.6% | 14.9% | Allen + |
| No Health InsuranceCDC PLACES | 8.9% | 12.0% | Allen + |
| Binge DrinkingCDC PLACES | 17.4% | 16.3% | Jersey City + |
| Current SmokersCDC PLACES | 9.2% | 10.3% | Allen + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Allen
74.6°F
Jersey City
N/A
Annual Precipitation
NOAA 1991–2020 normal
Allen
19.5 in
Jersey City
N/A
| Metric | Allen, TX | Jersey City, NJ | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 74.6°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 19.5 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Allen
9.2 µg/m³
Jersey City
8.7 µg/m³
Jersey City +
Good Air Days
AQI ≤ 50
Allen
55.0%
Jersey City
75.0%
Jersey City +
| Metric | Allen, TX | Jersey City, NJ | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 8.7 µg/m³ | Jersey City + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Jersey City + |
Commute
Mean Commute Time
Census ACS
Allen
30.3 min
Allen +
Jersey City
40.3 min
| Metric | Allen, TX | Jersey City, NJ | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.3 min | 40.3 min | Allen + |
Which City is Right for You?
Allen leads in median household income at $129,130, while allen offers more affordable housing with a median home price of $502,170. On public safety, Jersey City is safer with a violent crime rate of 218 per 100,000 residents, compared to 442 in Allen. Allen has a lower unemployment rate at 4.3%, and Jersey City has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Jersey City scores better with a lower obesity rate of 26.2%.
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