Allen TX vs Memphis TN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Allen, TX
Texas · Population: 107,684
- Median HH Income$129,130
- Median Home Price$502,170
- Unemployment4.3%
- Bachelor's+56.1%
Memphis, TN
Tennessee · Population: 629,063
- Median HH Income$51,211
- Median Home Price$147,306
- Unemployment8.3%
- Bachelor's+28.2%
Detailed Comparison
Demographics
Population
Allen
107,684
Memphis
629,063
Memphis +
Pop. Density / sq mi
Lower = more space
Allen
N/A
Memphis
N/A
Median Age
Allen
38.5
Memphis
34.3
Memphis +
Foreign Born
Allen
21.9%
Allen +
Memphis
7.4%
White
Allen
55.7%
Allen +
Memphis
25.0%
Black
Allen
10.6%
Memphis
62.9%
Memphis +
Asian
Allen
19.6%
Allen +
Memphis
1.7%
Hispanic
Allen
11.8%
Allen +
Memphis
10.2%
Spanish at Home
Allen
N/A
Memphis
N/A
| Metric | Allen, TX | Memphis, TN | Better |
|---|---|---|---|
| Population | 107,684 | 629,063 | Memphis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.5 | 34.3 | Memphis + |
| Foreign Born | 21.9% | 7.4% | Allen + |
| White | 55.7% | 25.0% | Allen + |
| Black | 10.6% | 62.9% | Memphis + |
| Asian | 19.6% | 1.7% | Allen + |
| Hispanic | 11.8% | 10.2% | Allen + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Allen
$129,130
Allen +
Memphis
$51,211
Per Capita Income
Allen
$54,853
Allen +
Memphis
$32,314
Per Capita Personal Income (MSA)
BEA MSA-level
Allen
$63,758
Allen +
Memphis
$59,097
Unemployment Rate
Allen
4.3%
Allen +
Memphis
8.3%
Poverty Rate
Allen
4.8%
Allen +
Memphis
22.5%
Bachelor's Degree+
Allen
56.1%
Allen +
Memphis
28.2%
| Metric | Allen, TX | Memphis, TN | Better |
|---|---|---|---|
| Median HH Income | $129,130 | $51,211 | Allen + |
| Per Capita Income | $54,853 | $32,314 | Allen + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $59,097 | Allen + |
| Unemployment Rate | 4.3% | 8.3% | Allen + |
| Poverty Rate | 4.8% | 22.5% | Allen + |
| Bachelor's Degree+ | 56.1% | 28.2% | Allen + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Allen
$502,170
Memphis
$147,306
Memphis +
Homeownership Rate
Allen
69.8%
Allen +
Memphis
46.0%
| Metric | Allen, TX | Memphis, TN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $502,170 | $147,306 | Memphis + |
| Homeownership Rate | 69.8% | 46.0% | Allen + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Allen
442
Allen +
Memphis
639
Property Crime / 100K
FBI CDE (state-level est.)
Allen
2339
Allen +
Memphis
2350
| Metric | Allen, TX | Memphis, TN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 639 | Allen + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2350 | Allen + |
Health
Obesity Rate
CDC PLACES
Allen
31.7%
Allen +
Memphis
42.1%
Diabetes Rate
CDC PLACES
Allen
9.3%
Allen +
Memphis
17.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Allen
14.6%
Allen +
Memphis
20.7%
No Health Insurance
CDC PLACES
Allen
8.9%
Allen +
Memphis
14.9%
Binge Drinking
CDC PLACES
Allen
17.4%
Memphis
13.5%
Memphis +
Current Smokers
CDC PLACES
Allen
9.2%
Allen +
Memphis
19.9%
| Metric | Allen, TX | Memphis, TN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 31.7% | 42.1% | Allen + |
| Diabetes RateCDC PLACES | 9.3% | 17.6% | Allen + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.6% | 20.7% | Allen + |
| No Health InsuranceCDC PLACES | 8.9% | 14.9% | Allen + |
| Binge DrinkingCDC PLACES | 17.4% | 13.5% | Memphis + |
| Current SmokersCDC PLACES | 9.2% | 19.9% | Allen + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Allen
74.6°F
Memphis
60.9°F
Memphis +
Annual Precipitation
NOAA 1991–2020 normal
Allen
19.5 in
Allen +
Memphis
54.9 in
| Metric | Allen, TX | Memphis, TN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 74.6°F | 60.9°F | Memphis + |
| Annual PrecipitationNOAA 1991–2020 normal | 19.5 in | 54.9 in | Allen + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Allen
9.2 µg/m³
Memphis
8.9 µg/m³
Memphis +
Good Air Days
AQI ≤ 50
Allen
55.0%
Memphis
75.0%
Memphis +
| Metric | Allen, TX | Memphis, TN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 8.9 µg/m³ | Memphis + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Memphis + |
Commute
Mean Commute Time
Census ACS
Allen
30.3 min
Memphis
22.9 min
Memphis +
| Metric | Allen, TX | Memphis, TN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.3 min | 22.9 min | Memphis + |
Which City is Right for You?
Allen leads in median household income at $129,130, while memphis offers more affordable housing with a median home price of $147,306. On public safety, Allen is safer with a violent crime rate of 442 per 100,000 residents, compared to 639 in Memphis. Allen has a lower unemployment rate at 4.3%, and Memphis has cleaner air (PM2.5 avg 8.9 µg/m³). For overall health outcomes, Allen scores better with a lower obesity rate of 31.7%.
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