Allen TX vs Modesto CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Allen, TX
Texas · Population: 107,684
- Median HH Income$129,130
- Median Home Price$502,170
- Unemployment4.3%
- Bachelor's+56.1%
Modesto, CA
California · Population: 218,614
- Median HH Income$77,899
- Median Home Price$447,353
- Unemployment7.3%
- Bachelor's+20.3%
Detailed Comparison
Demographics
Population
Allen
107,684
Modesto
218,614
Modesto +
Pop. Density / sq mi
Lower = more space
Allen
N/A
Modesto
N/A
Median Age
Allen
38.5
Modesto
35.4
Modesto +
Foreign Born
Allen
21.9%
Allen +
Modesto
18.7%
White
Allen
55.7%
Allen +
Modesto
50.8%
Black
Allen
10.6%
Allen +
Modesto
4.7%
Asian
Allen
19.6%
Allen +
Modesto
7.4%
Hispanic
Allen
11.8%
Modesto
43.9%
Modesto +
Spanish at Home
Allen
N/A
Modesto
N/A
| Metric | Allen, TX | Modesto, CA | Better |
|---|---|---|---|
| Population | 107,684 | 218,614 | Modesto + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.5 | 35.4 | Modesto + |
| Foreign Born | 21.9% | 18.7% | Allen + |
| White | 55.7% | 50.8% | Allen + |
| Black | 10.6% | 4.7% | Allen + |
| Asian | 19.6% | 7.4% | Allen + |
| Hispanic | 11.8% | 43.9% | Modesto + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Allen
$129,130
Allen +
Modesto
$77,899
Per Capita Income
Allen
$54,853
Allen +
Modesto
$34,656
Per Capita Personal Income (MSA)
BEA MSA-level
Allen
$63,758
Modesto
$77,230
Modesto +
Unemployment Rate
Allen
4.3%
Allen +
Modesto
7.3%
Poverty Rate
Allen
4.8%
Allen +
Modesto
13.0%
Bachelor's Degree+
Allen
56.1%
Allen +
Modesto
20.3%
| Metric | Allen, TX | Modesto, CA | Better |
|---|---|---|---|
| Median HH Income | $129,130 | $77,899 | Allen + |
| Per Capita Income | $54,853 | $34,656 | Allen + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,230 | Modesto + |
| Unemployment Rate | 4.3% | 7.3% | Allen + |
| Poverty Rate | 4.8% | 13.0% | Allen + |
| Bachelor's Degree+ | 56.1% | 20.3% | Allen + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Allen
$502,170
Modesto
$447,353
Modesto +
Homeownership Rate
Allen
69.8%
Allen +
Modesto
58.4%
| Metric | Allen, TX | Modesto, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $502,170 | $447,353 | Modesto + |
| Homeownership Rate | 69.8% | 58.4% | Allen + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Allen
442
Allen +
Modesto
503
Property Crime / 100K
FBI CDE (state-level est.)
Allen
2339
Allen +
Modesto
2388
| Metric | Allen, TX | Modesto, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 503 | Allen + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2388 | Allen + |
Health
Obesity Rate
CDC PLACES
Allen
31.7%
Allen +
Modesto
36.2%
Diabetes Rate
CDC PLACES
Allen
9.3%
Allen +
Modesto
12.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Allen
14.6%
Allen +
Modesto
19.0%
No Health Insurance
CDC PLACES
Allen
8.9%
Allen +
Modesto
13.0%
Binge Drinking
CDC PLACES
Allen
17.4%
Modesto
16.5%
Modesto +
Current Smokers
CDC PLACES
Allen
9.2%
Allen +
Modesto
13.7%
| Metric | Allen, TX | Modesto, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 31.7% | 36.2% | Allen + |
| Diabetes RateCDC PLACES | 9.3% | 12.1% | Allen + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.6% | 19.0% | Allen + |
| No Health InsuranceCDC PLACES | 8.9% | 13.0% | Allen + |
| Binge DrinkingCDC PLACES | 17.4% | 16.5% | Modesto + |
| Current SmokersCDC PLACES | 9.2% | 13.7% | Allen + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Allen
74.6°F
Modesto
63.7°F
Modesto +
Annual Precipitation
NOAA 1991–2020 normal
Allen
19.5 in
Modesto
13.1 in
Modesto +
| Metric | Allen, TX | Modesto, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 74.6°F | 63.7°F | Modesto + |
| Annual PrecipitationNOAA 1991–2020 normal | 19.5 in | 13.1 in | Modesto + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Allen
9.2 µg/m³
Modesto
7.9 µg/m³
Modesto +
Good Air Days
AQI ≤ 50
Allen
55.0%
Modesto
75.0%
Modesto +
| Metric | Allen, TX | Modesto, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.9 µg/m³ | Modesto + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Modesto + |
Commute
Mean Commute Time
Census ACS
Allen
30.3 min
Allen +
Modesto
30.5 min
| Metric | Allen, TX | Modesto, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.3 min | 30.5 min | Allen + |
Which City is Right for You?
Allen leads in median household income at $129,130, while modesto offers more affordable housing with a median home price of $447,353. On public safety, Allen is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Modesto. Allen has a lower unemployment rate at 4.3%, and Modesto has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Allen scores better with a lower obesity rate of 31.7%.
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