Allen TX vs Oceanside CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Allen, TX
Texas · Population: 107,684
- Median HH Income$129,130
- Median Home Price$502,170
- Unemployment4.3%
- Bachelor's+56.1%
Oceanside, CA
California · Population: 172,542
- Median HH Income$93,724
- Median Home Price$877,452
- Unemployment5.4%
- Bachelor's+34.3%
Detailed Comparison
Demographics
Population
Allen
107,684
Oceanside
172,542
Oceanside +
Pop. Density / sq mi
Lower = more space
Allen
N/A
Oceanside
N/A
Median Age
Allen
38.5
Oceanside
38.1
Oceanside +
Foreign Born
Allen
21.9%
Allen +
Oceanside
20.9%
White
Allen
55.7%
Allen +
Oceanside
52.9%
Black
Allen
10.6%
Allen +
Oceanside
4.2%
Asian
Allen
19.6%
Allen +
Oceanside
7.4%
Hispanic
Allen
11.8%
Oceanside
38.5%
Oceanside +
Spanish at Home
Allen
N/A
Oceanside
N/A
| Metric | Allen, TX | Oceanside, CA | Better |
|---|---|---|---|
| Population | 107,684 | 172,542 | Oceanside + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.5 | 38.1 | Oceanside + |
| Foreign Born | 21.9% | 20.9% | Allen + |
| White | 55.7% | 52.9% | Allen + |
| Black | 10.6% | 4.2% | Allen + |
| Asian | 19.6% | 7.4% | Allen + |
| Hispanic | 11.8% | 38.5% | Oceanside + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Allen
$129,130
Allen +
Oceanside
$93,724
Per Capita Income
Allen
$54,853
Allen +
Oceanside
$43,094
Per Capita Personal Income (MSA)
BEA MSA-level
Allen
$63,758
Oceanside
$77,230
Oceanside +
Unemployment Rate
Allen
4.3%
Allen +
Oceanside
5.4%
Poverty Rate
Allen
4.8%
Allen +
Oceanside
8.1%
Bachelor's Degree+
Allen
56.1%
Allen +
Oceanside
34.3%
| Metric | Allen, TX | Oceanside, CA | Better |
|---|---|---|---|
| Median HH Income | $129,130 | $93,724 | Allen + |
| Per Capita Income | $54,853 | $43,094 | Allen + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,230 | Oceanside + |
| Unemployment Rate | 4.3% | 5.4% | Allen + |
| Poverty Rate | 4.8% | 8.1% | Allen + |
| Bachelor's Degree+ | 56.1% | 34.3% | Allen + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Allen
$502,170
Allen +
Oceanside
$877,452
Homeownership Rate
Allen
69.8%
Allen +
Oceanside
58.5%
| Metric | Allen, TX | Oceanside, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $502,170 | $877,452 | Allen + |
| Homeownership Rate | 69.8% | 58.5% | Allen + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Allen
442
Allen +
Oceanside
503
Property Crime / 100K
FBI CDE (state-level est.)
Allen
2339
Allen +
Oceanside
2388
| Metric | Allen, TX | Oceanside, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 503 | Allen + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2388 | Allen + |
Health
Obesity Rate
CDC PLACES
Allen
31.7%
Oceanside
26.1%
Oceanside +
Diabetes Rate
CDC PLACES
Allen
9.3%
Allen +
Oceanside
10.4%
Poor Mental Health
CDC PLACES — 14+ days/month
Allen
14.6%
Allen +
Oceanside
16.9%
No Health Insurance
CDC PLACES
Allen
8.9%
Allen +
Oceanside
9.7%
Binge Drinking
CDC PLACES
Allen
17.4%
Oceanside
16.5%
Oceanside +
Current Smokers
CDC PLACES
Allen
9.2%
Allen +
Oceanside
10.6%
| Metric | Allen, TX | Oceanside, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 31.7% | 26.1% | Oceanside + |
| Diabetes RateCDC PLACES | 9.3% | 10.4% | Allen + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.6% | 16.9% | Allen + |
| No Health InsuranceCDC PLACES | 8.9% | 9.7% | Allen + |
| Binge DrinkingCDC PLACES | 17.4% | 16.5% | Oceanside + |
| Current SmokersCDC PLACES | 9.2% | 10.6% | Allen + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Allen
74.6°F
Oceanside
55.3°F
Oceanside +
Annual Precipitation
NOAA 1991–2020 normal
Allen
19.5 in
Allen +
Oceanside
20.7 in
| Metric | Allen, TX | Oceanside, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 74.6°F | 55.3°F | Oceanside + |
| Annual PrecipitationNOAA 1991–2020 normal | 19.5 in | 20.7 in | Allen + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Allen
9.2 µg/m³
Oceanside
7.9 µg/m³
Oceanside +
Good Air Days
AQI ≤ 50
Allen
55.0%
Oceanside
75.0%
Oceanside +
| Metric | Allen, TX | Oceanside, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.9 µg/m³ | Oceanside + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Oceanside + |
Commute
Mean Commute Time
Census ACS
Allen
30.3 min
Allen +
Oceanside
31.8 min
| Metric | Allen, TX | Oceanside, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.3 min | 31.8 min | Allen + |
Which City is Right for You?
Allen leads in median household income at $129,130, while allen offers more affordable housing with a median home price of $502,170. On public safety, Allen is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Oceanside. Allen has a lower unemployment rate at 4.3%, and Oceanside has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oceanside scores better with a lower obesity rate of 26.1%.
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