Allen TX vs Schenectady NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Allen, TX
Texas · Population: 107,684
- Median HH Income$129,130
- Median Home Price$502,170
- Unemployment4.3%
- Bachelor's+56.1%
Schenectady, NY
New York · Population: 28,542
- Median HH Income$100,485
- Median Home Price$321,835
- Unemployment2.3%
- Bachelor's+58.8%
Detailed Comparison
Demographics
Population
Allen
107,684
Allen +
Schenectady
28,542
Pop. Density / sq mi
Lower = more space
Allen
N/A
Schenectady
N/A
Median Age
Allen
38.5
Allen +
Schenectady
42.3
Foreign Born
Allen
21.9%
Allen +
Schenectady
6.8%
White
Allen
55.7%
Schenectady
86.7%
Schenectady +
Black
Allen
10.6%
Allen +
Schenectady
3.1%
Asian
Allen
19.6%
Allen +
Schenectady
3.0%
Hispanic
Allen
11.8%
Allen +
Schenectady
4.7%
Spanish at Home
Allen
N/A
Schenectady
N/A
| Metric | Allen, TX | Schenectady, NY | Better |
|---|---|---|---|
| Population | 107,684 | 28,542 | Allen + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.5 | 42.3 | Allen + |
| Foreign Born | 21.9% | 6.8% | Allen + |
| White | 55.7% | 86.7% | Schenectady + |
| Black | 10.6% | 3.1% | Allen + |
| Asian | 19.6% | 3.0% | Allen + |
| Hispanic | 11.8% | 4.7% | Allen + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Allen
$129,130
Allen +
Schenectady
$100,485
Per Capita Income
Allen
$54,853
Schenectady
$62,931
Schenectady +
Per Capita Personal Income (MSA)
BEA MSA-level
Allen
$63,758
Schenectady
$77,425
Schenectady +
Unemployment Rate
Allen
4.3%
Schenectady
2.3%
Schenectady +
Poverty Rate
Allen
4.8%
Allen +
Schenectady
10.3%
Bachelor's Degree+
Allen
56.1%
Schenectady
58.8%
Schenectady +
| Metric | Allen, TX | Schenectady, NY | Better |
|---|---|---|---|
| Median HH Income | $129,130 | $100,485 | Allen + |
| Per Capita Income | $54,853 | $62,931 | Schenectady + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,425 | Schenectady + |
| Unemployment Rate | 4.3% | 2.3% | Schenectady + |
| Poverty Rate | 4.8% | 10.3% | Allen + |
| Bachelor's Degree+ | 56.1% | 58.8% | Schenectady + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Allen
$502,170
Schenectady
$321,835
Schenectady +
Homeownership Rate
Allen
69.8%
Allen +
Schenectady
57.5%
| Metric | Allen, TX | Schenectady, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $502,170 | $321,835 | Schenectady + |
| Homeownership Rate | 69.8% | 57.5% | Allen + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Allen
442
Schenectady
434
Schenectady +
Property Crime / 100K
FBI CDE (state-level est.)
Allen
2339
Schenectady
1736
Schenectady +
| Metric | Allen, TX | Schenectady, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 434 | Schenectady + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1736 | Schenectady + |
Health
Obesity Rate
CDC PLACES
Allen
31.7%
Allen +
Schenectady
38.6%
Diabetes Rate
CDC PLACES
Allen
9.3%
Allen +
Schenectady
12.3%
Poor Mental Health
CDC PLACES — 14+ days/month
Allen
14.6%
Allen +
Schenectady
19.2%
No Health Insurance
CDC PLACES
Allen
8.9%
Allen +
Schenectady
9.7%
Binge Drinking
CDC PLACES
Allen
17.4%
Schenectady
15.2%
Schenectady +
Current Smokers
CDC PLACES
Allen
9.2%
Allen +
Schenectady
16.9%
| Metric | Allen, TX | Schenectady, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 31.7% | 38.6% | Allen + |
| Diabetes RateCDC PLACES | 9.3% | 12.3% | Allen + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.6% | 19.2% | Allen + |
| No Health InsuranceCDC PLACES | 8.9% | 9.7% | Allen + |
| Binge DrinkingCDC PLACES | 17.4% | 15.2% | Schenectady + |
| Current SmokersCDC PLACES | 9.2% | 16.9% | Allen + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Allen
74.6°F
Schenectady
N/A
Annual Precipitation
NOAA 1991–2020 normal
Allen
19.5 in
Schenectady
N/A
| Metric | Allen, TX | Schenectady, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 74.6°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 19.5 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Allen
9.2 µg/m³
Schenectady
8.1 µg/m³
Schenectady +
Good Air Days
AQI ≤ 50
Allen
55.0%
Schenectady
75.0%
Schenectady +
| Metric | Allen, TX | Schenectady, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 8.1 µg/m³ | Schenectady + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Schenectady + |
Commute
Mean Commute Time
Census ACS
Allen
30.3 min
Schenectady
26.2 min
Schenectady +
| Metric | Allen, TX | Schenectady, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.3 min | 26.2 min | Schenectady + |
Which City is Right for You?
Allen leads in median household income at $129,130, while schenectady offers more affordable housing with a median home price of $321,835. On public safety, Schenectady is safer with a violent crime rate of 434 per 100,000 residents, compared to 442 in Allen. Schenectady has a lower unemployment rate at 2.3%, and Schenectady has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Allen scores better with a lower obesity rate of 31.7%.
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