Amarillo TX vs Charlotte NC — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Amarillo, TX

Texas · Population: 200,945

  • Median HH Income$62,469
  • Median Home Price$208,517
  • Unemployment3.6%
  • Bachelor's+25.1%

Charlotte, NC

North Carolina · Population: 886,283

  • Median HH Income$78,438
  • Median Home Price$399,070
  • Unemployment4.4%
  • Bachelor's+47.4%

Detailed Comparison

Demographics

Population
Amarillo
200,945
Charlotte
886,283
Charlotte +
Pop. Density / sq mi
Lower = more space
Amarillo
N/A
Charlotte
N/A
Median Age
Amarillo
35.0
Charlotte
34.4
Charlotte +
Foreign Born
Amarillo
11.0%
Charlotte
18.1%
Charlotte +
White
Amarillo
68.0%
Amarillo +
Charlotte
41.5%
Black
Amarillo
7.4%
Charlotte
34.1%
Charlotte +
Asian
Amarillo
4.2%
Charlotte
6.3%
Charlotte +
Hispanic
Amarillo
33.7%
Amarillo +
Charlotte
17.0%
Spanish at Home
Amarillo
N/A
Charlotte
N/A

Economy

Median HH Income
Amarillo
$62,469
Charlotte
$78,438
Charlotte +
Per Capita Income
Amarillo
$35,133
Charlotte
$49,991
Charlotte +
Per Capita Personal Income (MSA)
BEA MSA-level
Amarillo
$63,758
Amarillo +
Charlotte
$59,120
Unemployment Rate
Amarillo
3.6%
Amarillo +
Charlotte
4.4%
Poverty Rate
Amarillo
15.8%
Charlotte
11.7%
Charlotte +
Bachelor's Degree+
Amarillo
25.1%
Charlotte
47.4%
Charlotte +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Amarillo
$208,517
Amarillo +
Charlotte
$399,070
Homeownership Rate
Amarillo
59.6%
Amarillo +
Charlotte
51.5%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Amarillo
442
Charlotte
398
Charlotte +
Property Crime / 100K
FBI CDE (state-level est.)
Amarillo
2339
Charlotte
1999
Charlotte +

Health

Obesity Rate
CDC PLACES
Amarillo
38.5%
Charlotte
30.1%
Charlotte +
Diabetes Rate
CDC PLACES
Amarillo
13.6%
Charlotte
10.1%
Charlotte +
Poor Mental Health
CDC PLACES — 14+ days/month
Amarillo
18.4%
Charlotte
16.4%
Charlotte +
No Health Insurance
CDC PLACES
Amarillo
19.4%
Charlotte
11.4%
Charlotte +
Binge Drinking
CDC PLACES
Amarillo
17.1%
Charlotte
15.4%
Charlotte +
Current Smokers
CDC PLACES
Amarillo
14.9%
Charlotte
11.4%
Charlotte +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Amarillo
57.4°F
Amarillo +
Charlotte
59.9°F
Annual Precipitation
NOAA 1991–2020 normal
Amarillo
20.4 in
Amarillo +
Charlotte
41.6 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Amarillo
9.2 µg/m³
Charlotte
8.7 µg/m³
Charlotte +
Good Air Days
AQI ≤ 50
Amarillo
55.0%
Charlotte
75.0%
Charlotte +

Commute

Mean Commute Time
Census ACS
Amarillo
20.6 min
Amarillo +
Charlotte
26.7 min

Which City is Right for You?

Charlotte leads in median household income at $78,438, while amarillo offers more affordable housing with a median home price of $208,517. On public safety, Charlotte is safer with a violent crime rate of 398 per 100,000 residents, compared to 442 in Amarillo. Amarillo has a lower unemployment rate at 3.6%, and Charlotte has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Charlotte scores better with a lower obesity rate of 30.1%.

Compare More Cities

About Amarillo & Charlotte