Ann Arbor MI vs Clearwater FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Ann Arbor, MI
Michigan · Population: N/A
- Median HH IncomeN/A
- Median Home Price$531,674
- UnemploymentN/A
- Bachelor's+N/A
Clearwater, FL
Florida · Population: 117,075
- Median HH Income$64,440
- Median Home Price$341,503
- Unemployment4.7%
- Bachelor's+32.5%
Detailed Comparison
Demographics
Population
Ann Arbor
N/A
Clearwater
117,075
Pop. Density / sq mi
Lower = more space
Ann Arbor
N/A
Clearwater
N/A
Median Age
Ann Arbor
N/A
Clearwater
46.4
Foreign Born
Ann Arbor
N/A
Clearwater
17.0%
White
Ann Arbor
N/A
Clearwater
70.3%
Black
Ann Arbor
N/A
Clearwater
10.2%
Asian
Ann Arbor
N/A
Clearwater
3.6%
Hispanic
Ann Arbor
N/A
Clearwater
17.1%
Spanish at Home
Ann Arbor
N/A
Clearwater
N/A
| Metric | Ann Arbor, MI | Clearwater, FL | Better |
|---|---|---|---|
| Population | N/A | 117,075 | - |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | N/A | 46.4 | - |
| Foreign Born | N/A | 17.0% | - |
| White | N/A | 70.3% | - |
| Black | N/A | 10.2% | - |
| Asian | N/A | 3.6% | - |
| Hispanic | N/A | 17.1% | - |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Ann Arbor
N/A
Clearwater
$64,440
Per Capita Income
Ann Arbor
N/A
Clearwater
$42,934
Per Capita Personal Income (MSA)
BEA MSA-level
Ann Arbor
$58,052
Clearwater
$65,328
Clearwater +
Unemployment Rate
Ann Arbor
N/A
Clearwater
4.7%
Poverty Rate
Ann Arbor
N/A
Clearwater
15.4%
Bachelor's Degree+
Ann Arbor
N/A
Clearwater
32.5%
| Metric | Ann Arbor, MI | Clearwater, FL | Better |
|---|---|---|---|
| Median HH Income | N/A | $64,440 | - |
| Per Capita Income | N/A | $42,934 | - |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,052 | $65,328 | Clearwater + |
| Unemployment Rate | N/A | 4.7% | - |
| Poverty Rate | N/A | 15.4% | - |
| Bachelor's Degree+ | N/A | 32.5% | - |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Ann Arbor
$531,674
Clearwater
$341,503
Clearwater +
Homeownership Rate
Ann Arbor
N/A
Clearwater
59.1%
| Metric | Ann Arbor, MI | Clearwater, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $531,674 | $341,503 | Clearwater + |
| Homeownership Rate | N/A | 59.1% | - |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Ann Arbor
471
Clearwater
324
Clearwater +
Property Crime / 100K
FBI CDE (state-level est.)
Ann Arbor
1590
Clearwater
1453
Clearwater +
| Metric | Ann Arbor, MI | Clearwater, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 471 | 324 | Clearwater + |
| Property Crime / 100KFBI CDE (state-level est.) | 1590 | 1453 | Clearwater + |
Health
Obesity Rate
CDC PLACES
Ann Arbor
25.8%
Ann Arbor +
Clearwater
33.3%
Diabetes Rate
CDC PLACES
Ann Arbor
6.4%
Ann Arbor +
Clearwater
13.5%
Poor Mental Health
CDC PLACES — 14+ days/month
Ann Arbor
18.3%
Clearwater
16.8%
Clearwater +
No Health Insurance
CDC PLACES
Ann Arbor
6.0%
Ann Arbor +
Clearwater
14.7%
Binge Drinking
CDC PLACES
Ann Arbor
18.3%
Clearwater
15.6%
Clearwater +
Current Smokers
CDC PLACES
Ann Arbor
9.1%
Ann Arbor +
Clearwater
14.0%
| Metric | Ann Arbor, MI | Clearwater, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 25.8% | 33.3% | Ann Arbor + |
| Diabetes RateCDC PLACES | 6.4% | 13.5% | Ann Arbor + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.3% | 16.8% | Clearwater + |
| No Health InsuranceCDC PLACES | 6.0% | 14.7% | Ann Arbor + |
| Binge DrinkingCDC PLACES | 18.3% | 15.6% | Clearwater + |
| Current SmokersCDC PLACES | 9.1% | 14.0% | Ann Arbor + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Ann Arbor
48.4°F
Ann Arbor +
Clearwater
73.8°F
Annual Precipitation
NOAA 1991–2020 normal
Ann Arbor
N/A
Clearwater
54.7 in
| Metric | Ann Arbor, MI | Clearwater, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.4°F | 73.8°F | Ann Arbor + |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 54.7 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Ann Arbor
10.7 µg/m³
Clearwater
7.2 µg/m³
Clearwater +
Good Air Days
AQI ≤ 50
Ann Arbor
55.0%
Clearwater
75.0%
Clearwater +
| Metric | Ann Arbor, MI | Clearwater, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.7 µg/m³ | 7.2 µg/m³ | Clearwater + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Clearwater + |
Commute
Mean Commute Time
Census ACS
Ann Arbor
N/A
Clearwater
25.3 min
| Metric | Ann Arbor, MI | Clearwater, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | N/A | 25.3 min | - |
Which City is Right for You?
Clearwater offers more affordable housing with a median home price of $341,503. On public safety, Clearwater is safer with a violent crime rate of 324 per 100,000 residents, compared to 471 in Ann Arbor. Clearwater has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Ann Arbor scores better with a lower obesity rate of 25.8%.
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