Ann Arbor MI vs Schenectady NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Ann Arbor, MI
Michigan · Population: N/A
- Median HH IncomeN/A
- Median Home Price$531,674
- UnemploymentN/A
- Bachelor's+N/A
Schenectady, NY
New York · Population: 28,542
- Median HH Income$100,485
- Median Home Price$321,835
- Unemployment2.3%
- Bachelor's+58.8%
Detailed Comparison
Demographics
Population
Ann Arbor
N/A
Schenectady
28,542
Pop. Density / sq mi
Lower = more space
Ann Arbor
N/A
Schenectady
N/A
Median Age
Ann Arbor
N/A
Schenectady
42.3
Foreign Born
Ann Arbor
N/A
Schenectady
6.8%
White
Ann Arbor
N/A
Schenectady
86.7%
Black
Ann Arbor
N/A
Schenectady
3.1%
Asian
Ann Arbor
N/A
Schenectady
3.0%
Hispanic
Ann Arbor
N/A
Schenectady
4.7%
Spanish at Home
Ann Arbor
N/A
Schenectady
N/A
| Metric | Ann Arbor, MI | Schenectady, NY | Better |
|---|---|---|---|
| Population | N/A | 28,542 | - |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | N/A | 42.3 | - |
| Foreign Born | N/A | 6.8% | - |
| White | N/A | 86.7% | - |
| Black | N/A | 3.1% | - |
| Asian | N/A | 3.0% | - |
| Hispanic | N/A | 4.7% | - |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Ann Arbor
N/A
Schenectady
$100,485
Per Capita Income
Ann Arbor
N/A
Schenectady
$62,931
Per Capita Personal Income (MSA)
BEA MSA-level
Ann Arbor
$58,052
Schenectady
$77,425
Schenectady +
Unemployment Rate
Ann Arbor
N/A
Schenectady
2.3%
Poverty Rate
Ann Arbor
N/A
Schenectady
10.3%
Bachelor's Degree+
Ann Arbor
N/A
Schenectady
58.8%
| Metric | Ann Arbor, MI | Schenectady, NY | Better |
|---|---|---|---|
| Median HH Income | N/A | $100,485 | - |
| Per Capita Income | N/A | $62,931 | - |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,052 | $77,425 | Schenectady + |
| Unemployment Rate | N/A | 2.3% | - |
| Poverty Rate | N/A | 10.3% | - |
| Bachelor's Degree+ | N/A | 58.8% | - |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Ann Arbor
$531,674
Schenectady
$321,835
Schenectady +
Homeownership Rate
Ann Arbor
N/A
Schenectady
57.5%
| Metric | Ann Arbor, MI | Schenectady, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $531,674 | $321,835 | Schenectady + |
| Homeownership Rate | N/A | 57.5% | - |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Ann Arbor
471
Schenectady
434
Schenectady +
Property Crime / 100K
FBI CDE (state-level est.)
Ann Arbor
1590
Ann Arbor +
Schenectady
1736
| Metric | Ann Arbor, MI | Schenectady, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 471 | 434 | Schenectady + |
| Property Crime / 100KFBI CDE (state-level est.) | 1590 | 1736 | Ann Arbor + |
Health
Obesity Rate
CDC PLACES
Ann Arbor
25.8%
Ann Arbor +
Schenectady
38.6%
Diabetes Rate
CDC PLACES
Ann Arbor
6.4%
Ann Arbor +
Schenectady
12.3%
Poor Mental Health
CDC PLACES — 14+ days/month
Ann Arbor
18.3%
Ann Arbor +
Schenectady
19.2%
No Health Insurance
CDC PLACES
Ann Arbor
6.0%
Ann Arbor +
Schenectady
9.7%
Binge Drinking
CDC PLACES
Ann Arbor
18.3%
Schenectady
15.2%
Schenectady +
Current Smokers
CDC PLACES
Ann Arbor
9.1%
Ann Arbor +
Schenectady
16.9%
| Metric | Ann Arbor, MI | Schenectady, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 25.8% | 38.6% | Ann Arbor + |
| Diabetes RateCDC PLACES | 6.4% | 12.3% | Ann Arbor + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.3% | 19.2% | Ann Arbor + |
| No Health InsuranceCDC PLACES | 6.0% | 9.7% | Ann Arbor + |
| Binge DrinkingCDC PLACES | 18.3% | 15.2% | Schenectady + |
| Current SmokersCDC PLACES | 9.1% | 16.9% | Ann Arbor + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Ann Arbor
48.4°F
Schenectady
N/A
Annual Precipitation
NOAA 1991–2020 normal
Ann Arbor
N/A
Schenectady
N/A
| Metric | Ann Arbor, MI | Schenectady, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 48.4°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Ann Arbor
10.7 µg/m³
Schenectady
8.1 µg/m³
Schenectady +
Good Air Days
AQI ≤ 50
Ann Arbor
55.0%
Schenectady
75.0%
Schenectady +
| Metric | Ann Arbor, MI | Schenectady, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.7 µg/m³ | 8.1 µg/m³ | Schenectady + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Schenectady + |
Commute
Mean Commute Time
Census ACS
Ann Arbor
N/A
Schenectady
26.2 min
| Metric | Ann Arbor, MI | Schenectady, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | N/A | 26.2 min | - |
Which City is Right for You?
Schenectady offers more affordable housing with a median home price of $321,835. On public safety, Schenectady is safer with a violent crime rate of 434 per 100,000 residents, compared to 471 in Ann Arbor. Schenectady has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Ann Arbor scores better with a lower obesity rate of 25.8%.
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