Arvada CO vs Clearwater FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Arvada, CO
Colorado · Population: 122,835
- Median HH Income$113,396
- Median Home Price$617,536
- Unemployment3.9%
- Bachelor's+50.0%
Clearwater, FL
Florida · Population: 117,075
- Median HH Income$64,440
- Median Home Price$341,503
- Unemployment4.7%
- Bachelor's+32.5%
Detailed Comparison
Demographics
Population
Arvada
122,835
Arvada +
Clearwater
117,075
Pop. Density / sq mi
Lower = more space
Arvada
N/A
Clearwater
N/A
Median Age
Arvada
40.2
Arvada +
Clearwater
46.4
Foreign Born
Arvada
5.2%
Clearwater
17.0%
Clearwater +
White
Arvada
82.8%
Arvada +
Clearwater
70.3%
Black
Arvada
1.0%
Clearwater
10.2%
Clearwater +
Asian
Arvada
2.6%
Clearwater
3.6%
Clearwater +
Hispanic
Arvada
15.4%
Clearwater
17.1%
Clearwater +
Spanish at Home
Arvada
N/A
Clearwater
N/A
| Metric | Arvada, CO | Clearwater, FL | Better |
|---|---|---|---|
| Population | 122,835 | 117,075 | Arvada + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 40.2 | 46.4 | Arvada + |
| Foreign Born | 5.2% | 17.0% | Clearwater + |
| White | 82.8% | 70.3% | Arvada + |
| Black | 1.0% | 10.2% | Clearwater + |
| Asian | 2.6% | 3.6% | Clearwater + |
| Hispanic | 15.4% | 17.1% | Clearwater + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Arvada
$113,396
Arvada +
Clearwater
$64,440
Per Capita Income
Arvada
$56,655
Arvada +
Clearwater
$42,934
Per Capita Personal Income (MSA)
BEA MSA-level
Arvada
$76,653
Arvada +
Clearwater
$65,328
Unemployment Rate
Arvada
3.9%
Arvada +
Clearwater
4.7%
Poverty Rate
Arvada
6.0%
Arvada +
Clearwater
15.4%
Bachelor's Degree+
Arvada
50.0%
Arvada +
Clearwater
32.5%
| Metric | Arvada, CO | Clearwater, FL | Better |
|---|---|---|---|
| Median HH Income | $113,396 | $64,440 | Arvada + |
| Per Capita Income | $56,655 | $42,934 | Arvada + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,653 | $65,328 | Arvada + |
| Unemployment Rate | 3.9% | 4.7% | Arvada + |
| Poverty Rate | 6.0% | 15.4% | Arvada + |
| Bachelor's Degree+ | 50.0% | 32.5% | Arvada + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Arvada
$617,536
Clearwater
$341,503
Clearwater +
Homeownership Rate
Arvada
74.9%
Arvada +
Clearwater
59.1%
| Metric | Arvada, CO | Clearwater, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $617,536 | $341,503 | Clearwater + |
| Homeownership Rate | 74.9% | 59.1% | Arvada + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Arvada
512
Clearwater
324
Clearwater +
Property Crime / 100K
FBI CDE (state-level est.)
Arvada
3234
Clearwater
1453
Clearwater +
| Metric | Arvada, CO | Clearwater, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 512 | 324 | Clearwater + |
| Property Crime / 100KFBI CDE (state-level est.) | 3234 | 1453 | Clearwater + |
Health
Obesity Rate
CDC PLACES
Arvada
23.4%
Arvada +
Clearwater
33.3%
Diabetes Rate
CDC PLACES
Arvada
8.3%
Arvada +
Clearwater
13.5%
Poor Mental Health
CDC PLACES — 14+ days/month
Arvada
15.1%
Arvada +
Clearwater
16.8%
No Health Insurance
CDC PLACES
Arvada
8.4%
Arvada +
Clearwater
14.7%
Binge Drinking
CDC PLACES
Arvada
19.9%
Clearwater
15.6%
Clearwater +
Current Smokers
CDC PLACES
Arvada
10.3%
Arvada +
Clearwater
14.0%
| Metric | Arvada, CO | Clearwater, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 23.4% | 33.3% | Arvada + |
| Diabetes RateCDC PLACES | 8.3% | 13.5% | Arvada + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.1% | 16.8% | Arvada + |
| No Health InsuranceCDC PLACES | 8.4% | 14.7% | Arvada + |
| Binge DrinkingCDC PLACES | 19.9% | 15.6% | Clearwater + |
| Current SmokersCDC PLACES | 10.3% | 14.0% | Arvada + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Arvada
N/A
Clearwater
73.8°F
Annual Precipitation
NOAA 1991–2020 normal
Arvada
N/A
Clearwater
54.7 in
| Metric | Arvada, CO | Clearwater, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 73.8°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 54.7 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Arvada
6.2 µg/m³
Arvada +
Clearwater
7.2 µg/m³
Good Air Days
AQI ≤ 50
Arvada
75.0%
Clearwater
75.0%
Tie
| Metric | Arvada, CO | Clearwater, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 6.2 µg/m³ | 7.2 µg/m³ | Arvada + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Arvada
28.6 min
Clearwater
25.3 min
Clearwater +
| Metric | Arvada, CO | Clearwater, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 28.6 min | 25.3 min | Clearwater + |
Which City is Right for You?
Arvada leads in median household income at $113,396, while clearwater offers more affordable housing with a median home price of $341,503. On public safety, Clearwater is safer with a violent crime rate of 324 per 100,000 residents, compared to 512 in Arvada. Arvada has a lower unemployment rate at 3.9%, and Arvada has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, Arvada scores better with a lower obesity rate of 23.4%.
Compare More Cities
Arvada, CO vs New York, NYArvada, CO vs Los Angeles, CAArvada, CO vs Chicago, ILArvada, CO vs Houston, TXArvada, CO vs Phoenix, AZArvada, CO vs Philadelphia, PA