Arvada CO vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Arvada, CO
Colorado · Population: 122,835
- Median HH Income$113,396
- Median Home Price$617,536
- Unemployment3.9%
- Bachelor's+50.0%
St. Charles, MO
Missouri · Population: 71,542
- Median HH Income$55,578
- Median Home Price$144,200
- Unemployment4.7%
- Bachelor's+22.7%
Detailed Comparison
Demographics
Population
Arvada
122,835
Arvada +
St. Charles
71,542
Pop. Density / sq mi
Lower = more space
Arvada
N/A
St. Charles
N/A
Median Age
Arvada
40.2
St. Charles
37.9
St. Charles +
Foreign Born
Arvada
5.2%
Arvada +
St. Charles
4.2%
White
Arvada
82.8%
Arvada +
St. Charles
80.4%
Black
Arvada
1.0%
St. Charles
6.7%
St. Charles +
Asian
Arvada
2.6%
Arvada +
St. Charles
1.4%
Hispanic
Arvada
15.4%
Arvada +
St. Charles
7.7%
Spanish at Home
Arvada
N/A
St. Charles
N/A
| Metric | Arvada, CO | St. Charles, MO | Better |
|---|---|---|---|
| Population | 122,835 | 71,542 | Arvada + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 40.2 | 37.9 | St. Charles + |
| Foreign Born | 5.2% | 4.2% | Arvada + |
| White | 82.8% | 80.4% | Arvada + |
| Black | 1.0% | 6.7% | St. Charles + |
| Asian | 2.6% | 1.4% | Arvada + |
| Hispanic | 15.4% | 7.7% | Arvada + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Arvada
$113,396
Arvada +
St. Charles
$55,578
Per Capita Income
Arvada
$56,655
Arvada +
St. Charles
$31,499
Per Capita Personal Income (MSA)
BEA MSA-level
Arvada
$76,653
Arvada +
St. Charles
$58,527
Unemployment Rate
Arvada
3.9%
Arvada +
St. Charles
4.7%
Poverty Rate
Arvada
6.0%
Arvada +
St. Charles
18.7%
Bachelor's Degree+
Arvada
50.0%
Arvada +
St. Charles
22.7%
| Metric | Arvada, CO | St. Charles, MO | Better |
|---|---|---|---|
| Median HH Income | $113,396 | $55,578 | Arvada + |
| Per Capita Income | $56,655 | $31,499 | Arvada + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,653 | $58,527 | Arvada + |
| Unemployment Rate | 3.9% | 4.7% | Arvada + |
| Poverty Rate | 6.0% | 18.7% | Arvada + |
| Bachelor's Degree+ | 50.0% | 22.7% | Arvada + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Arvada
$617,536
St. Charles
$144,200
St. Charles +
Homeownership Rate
Arvada
74.9%
Arvada +
St. Charles
61.4%
| Metric | Arvada, CO | St. Charles, MO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $617,536 | $144,200 | St. Charles + |
| Homeownership Rate | 74.9% | 61.4% | Arvada + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Arvada
512
St. Charles
501
St. Charles +
Property Crime / 100K
FBI CDE (state-level est.)
Arvada
3234
St. Charles
2418
St. Charles +
| Metric | Arvada, CO | St. Charles, MO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 512 | 501 | St. Charles + |
| Property Crime / 100KFBI CDE (state-level est.) | 3234 | 2418 | St. Charles + |
Health
Obesity Rate
CDC PLACES
Arvada
23.4%
Arvada +
St. Charles
35.9%
Diabetes Rate
CDC PLACES
Arvada
8.3%
Arvada +
St. Charles
10.4%
Poor Mental Health
CDC PLACES — 14+ days/month
Arvada
15.1%
Arvada +
St. Charles
16.0%
No Health Insurance
CDC PLACES
Arvada
8.4%
St. Charles
7.1%
St. Charles +
Binge Drinking
CDC PLACES
Arvada
19.9%
St. Charles
18.4%
St. Charles +
Current Smokers
CDC PLACES
Arvada
10.3%
Arvada +
St. Charles
12.5%
| Metric | Arvada, CO | St. Charles, MO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 23.4% | 35.9% | Arvada + |
| Diabetes RateCDC PLACES | 8.3% | 10.4% | Arvada + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.1% | 16.0% | Arvada + |
| No Health InsuranceCDC PLACES | 8.4% | 7.1% | St. Charles + |
| Binge DrinkingCDC PLACES | 19.9% | 18.4% | St. Charles + |
| Current SmokersCDC PLACES | 10.3% | 12.5% | Arvada + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Arvada
N/A
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
Arvada
N/A
St. Charles
N/A
| Metric | Arvada, CO | St. Charles, MO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Arvada
6.2 µg/m³
Arvada +
St. Charles
9.3 µg/m³
Good Air Days
AQI ≤ 50
Arvada
75.0%
Arvada +
St. Charles
55.0%
| Metric | Arvada, CO | St. Charles, MO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 6.2 µg/m³ | 9.3 µg/m³ | Arvada + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Arvada + |
Commute
Mean Commute Time
Census ACS
Arvada
28.6 min
St. Charles
18.3 min
St. Charles +
| Metric | Arvada, CO | St. Charles, MO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 28.6 min | 18.3 min | St. Charles + |
Which City is Right for You?
Arvada leads in median household income at $113,396, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, St. Charles is safer with a violent crime rate of 501 per 100,000 residents, compared to 512 in Arvada. Arvada has a lower unemployment rate at 3.9%, and Arvada has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, Arvada scores better with a lower obesity rate of 23.4%.
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