Atlanta GA vs Charlotte NC — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Atlanta, GA
Georgia · Population: 499,287
- Median HH Income$81,938
- Median Home Price$387,752
- Unemployment5.9%
- Bachelor's+58.4%
Charlotte, NC
North Carolina · Population: 886,283
- Median HH Income$78,438
- Median Home Price$399,070
- Unemployment4.4%
- Bachelor's+47.4%
Detailed Comparison
Demographics
Population
Atlanta
499,287
Charlotte
886,283
Charlotte +
Pop. Density / sq mi
Lower = more space
Atlanta
N/A
Charlotte
N/A
Median Age
Atlanta
34.0
Atlanta +
Charlotte
34.4
Foreign Born
Atlanta
8.6%
Charlotte
18.1%
Charlotte +
White
Atlanta
39.9%
Charlotte
41.5%
Charlotte +
Black
Atlanta
46.9%
Atlanta +
Charlotte
34.1%
Asian
Atlanta
5.0%
Charlotte
6.3%
Charlotte +
Hispanic
Atlanta
6.3%
Charlotte
17.0%
Charlotte +
Spanish at Home
Atlanta
N/A
Charlotte
N/A
| Metric | Atlanta, GA | Charlotte, NC | Better |
|---|---|---|---|
| Population | 499,287 | 886,283 | Charlotte + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.0 | 34.4 | Atlanta + |
| Foreign Born | 8.6% | 18.1% | Charlotte + |
| White | 39.9% | 41.5% | Charlotte + |
| Black | 46.9% | 34.1% | Atlanta + |
| Asian | 5.0% | 6.3% | Charlotte + |
| Hispanic | 6.3% | 17.0% | Charlotte + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Atlanta
$81,938
Atlanta +
Charlotte
$78,438
Per Capita Income
Atlanta
$64,063
Atlanta +
Charlotte
$49,991
Per Capita Personal Income (MSA)
BEA MSA-level
Atlanta
$57,405
Charlotte
$59,120
Charlotte +
Unemployment Rate
Atlanta
5.9%
Charlotte
4.4%
Charlotte +
Poverty Rate
Atlanta
17.9%
Charlotte
11.7%
Charlotte +
Bachelor's Degree+
Atlanta
58.4%
Atlanta +
Charlotte
47.4%
| Metric | Atlanta, GA | Charlotte, NC | Better |
|---|---|---|---|
| Median HH Income | $81,938 | $78,438 | Atlanta + |
| Per Capita Income | $64,063 | $49,991 | Atlanta + |
| Per Capita Personal Income (MSA)BEA MSA-level | $57,405 | $59,120 | Charlotte + |
| Unemployment Rate | 5.9% | 4.4% | Charlotte + |
| Poverty Rate | 17.9% | 11.7% | Charlotte + |
| Bachelor's Degree+ | 58.4% | 47.4% | Atlanta + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Atlanta
$387,752
Atlanta +
Charlotte
$399,070
Homeownership Rate
Atlanta
46.3%
Charlotte
51.5%
Charlotte +
| Metric | Atlanta, GA | Charlotte, NC | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $387,752 | $399,070 | Atlanta + |
| Homeownership Rate | 46.3% | 51.5% | Charlotte + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Atlanta
392
Atlanta +
Charlotte
398
Property Crime / 100K
FBI CDE (state-level est.)
Atlanta
1752
Atlanta +
Charlotte
1999
| Metric | Atlanta, GA | Charlotte, NC | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 392 | 398 | Atlanta + |
| Property Crime / 100KFBI CDE (state-level est.) | 1752 | 1999 | Atlanta + |
Health
Obesity Rate
CDC PLACES
Atlanta
29.3%
Atlanta +
Charlotte
30.1%
Diabetes Rate
CDC PLACES
Atlanta
10.6%
Charlotte
10.1%
Charlotte +
Poor Mental Health
CDC PLACES — 14+ days/month
Atlanta
17.2%
Charlotte
16.4%
Charlotte +
No Health Insurance
CDC PLACES
Atlanta
11.3%
Atlanta +
Charlotte
11.4%
Binge Drinking
CDC PLACES
Atlanta
17.2%
Charlotte
15.4%
Charlotte +
Current Smokers
CDC PLACES
Atlanta
11.1%
Atlanta +
Charlotte
11.4%
| Metric | Atlanta, GA | Charlotte, NC | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.3% | 30.1% | Atlanta + |
| Diabetes RateCDC PLACES | 10.6% | 10.1% | Charlotte + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.2% | 16.4% | Charlotte + |
| No Health InsuranceCDC PLACES | 11.3% | 11.4% | Atlanta + |
| Binge DrinkingCDC PLACES | 17.2% | 15.4% | Charlotte + |
| Current SmokersCDC PLACES | 11.1% | 11.4% | Atlanta + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Atlanta
N/A
Charlotte
59.9°F
Annual Precipitation
NOAA 1991–2020 normal
Atlanta
51.5 in
Charlotte
41.6 in
Charlotte +
| Metric | Atlanta, GA | Charlotte, NC | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 59.9°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | 51.5 in | 41.6 in | Charlotte + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Atlanta
9.8 µg/m³
Charlotte
8.7 µg/m³
Charlotte +
Good Air Days
AQI ≤ 50
Atlanta
55.0%
Charlotte
75.0%
Charlotte +
| Metric | Atlanta, GA | Charlotte, NC | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.8 µg/m³ | 8.7 µg/m³ | Charlotte + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Charlotte + |
Commute
Mean Commute Time
Census ACS
Atlanta
28.7 min
Charlotte
26.7 min
Charlotte +
| Metric | Atlanta, GA | Charlotte, NC | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 28.7 min | 26.7 min | Charlotte + |
Which City is Right for You?
Atlanta leads in median household income at $81,938, while atlanta offers more affordable housing with a median home price of $387,752. On public safety, Atlanta is safer with a violent crime rate of 392 per 100,000 residents, compared to 398 in Charlotte. Charlotte has a lower unemployment rate at 4.4%, and Charlotte has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Atlanta scores better with a lower obesity rate of 29.3%.
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