Austin TX vs Miami FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Austin, TX
Texas · Population: 967,862
- Median HH Income$91,461
- Median Home Price$511,264
- Unemployment4.5%
- Bachelor's+58.2%
Miami, FL
Florida · Population: 446,663
- Median HH Income$59,390
- Median Home Price$580,996
- Unemployment5.0%
- Bachelor's+35.6%
Detailed Comparison
Demographics
Population
Austin
967,862
Austin +
Miami
446,663
Pop. Density / sq mi
Lower = more space
Austin
N/A
Miami
N/A
Median Age
Austin
34.5
Austin +
Miami
39.7
Foreign Born
Austin
18.1%
Miami
57.7%
Miami +
White
Austin
59.9%
Austin +
Miami
34.2%
Black
Austin
7.5%
Miami
13.7%
Miami +
Asian
Austin
8.6%
Austin +
Miami
1.6%
Hispanic
Austin
32.2%
Miami
71.2%
Miami +
Spanish at Home
Austin
N/A
Miami
N/A
| Metric | Austin, TX | Miami, FL | Better |
|---|---|---|---|
| Population | 967,862 | 446,663 | Austin + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.5 | 39.7 | Austin + |
| Foreign Born | 18.1% | 57.7% | Miami + |
| White | 59.9% | 34.2% | Austin + |
| Black | 7.5% | 13.7% | Miami + |
| Asian | 8.6% | 1.6% | Austin + |
| Hispanic | 32.2% | 71.2% | Miami + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Austin
$91,461
Austin +
Miami
$59,390
Per Capita Income
Austin
$59,427
Austin +
Miami
$42,528
Per Capita Personal Income (MSA)
BEA MSA-level
Austin
$63,758
Miami
$65,328
Miami +
Unemployment Rate
Austin
4.5%
Austin +
Miami
5.0%
Poverty Rate
Austin
12.3%
Austin +
Miami
19.2%
Bachelor's Degree+
Austin
58.2%
Austin +
Miami
35.6%
| Metric | Austin, TX | Miami, FL | Better |
|---|---|---|---|
| Median HH Income | $91,461 | $59,390 | Austin + |
| Per Capita Income | $59,427 | $42,528 | Austin + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $65,328 | Miami + |
| Unemployment Rate | 4.5% | 5.0% | Austin + |
| Poverty Rate | 12.3% | 19.2% | Austin + |
| Bachelor's Degree+ | 58.2% | 35.6% | Austin + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Austin
$511,264
Austin +
Miami
$580,996
Homeownership Rate
Austin
44.4%
Austin +
Miami
30.7%
| Metric | Austin, TX | Miami, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $511,264 | $580,996 | Austin + |
| Homeownership Rate | 44.4% | 30.7% | Austin + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Austin
442
Miami
324
Miami +
Property Crime / 100K
FBI CDE (state-level est.)
Austin
2339
Miami
1453
Miami +
| Metric | Austin, TX | Miami, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 324 | Miami + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1453 | Miami + |
Health
Obesity Rate
CDC PLACES
Austin
30.1%
Miami
29.9%
Miami +
Diabetes Rate
CDC PLACES
Austin
8.1%
Austin +
Miami
15.5%
Poor Mental Health
CDC PLACES — 14+ days/month
Austin
16.9%
Miami
15.0%
Miami +
No Health Insurance
CDC PLACES
Austin
15.1%
Austin +
Miami
27.2%
Binge Drinking
CDC PLACES
Austin
20.0%
Miami
15.3%
Miami +
Current Smokers
CDC PLACES
Austin
9.4%
Austin +
Miami
12.3%
| Metric | Austin, TX | Miami, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.1% | 29.9% | Miami + |
| Diabetes RateCDC PLACES | 8.1% | 15.5% | Austin + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.9% | 15.0% | Miami + |
| No Health InsuranceCDC PLACES | 15.1% | 27.2% | Austin + |
| Binge DrinkingCDC PLACES | 20.0% | 15.3% | Miami + |
| Current SmokersCDC PLACES | 9.4% | 12.3% | Austin + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Austin
67.2°F
Austin +
Miami
75.8°F
Annual Precipitation
NOAA 1991–2020 normal
Austin
34.9 in
Austin +
Miami
64.1 in
| Metric | Austin, TX | Miami, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 67.2°F | 75.8°F | Austin + |
| Annual PrecipitationNOAA 1991–2020 normal | 34.9 in | 64.1 in | Austin + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Austin
9.2 µg/m³
Miami
7.2 µg/m³
Miami +
Good Air Days
AQI ≤ 50
Austin
55.0%
Miami
75.0%
Miami +
| Metric | Austin, TX | Miami, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.2 µg/m³ | Miami + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Miami + |
Commute
Mean Commute Time
Census ACS
Austin
25.8 min
Austin +
Miami
29.9 min
| Metric | Austin, TX | Miami, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 25.8 min | 29.9 min | Austin + |
Which City is Right for You?
Austin leads in median household income at $91,461, while austin offers more affordable housing with a median home price of $511,264. On public safety, Miami is safer with a violent crime rate of 324 per 100,000 residents, compared to 442 in Austin. Austin has a lower unemployment rate at 4.5%, and Miami has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Miami scores better with a lower obesity rate of 29.9%.
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