Bakersfield CA vs McKinney TX — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Bakersfield, CA

California · Population: 408,366

  • Median HH Income$77,397
  • Median Home Price$396,712
  • Unemployment7.0%
  • Bachelor's+23.3%

McKinney, TX

Texas · Population: 148,848

  • Median HH Income$71,843
  • Median Home Price$487,346
  • Unemployment4.8%
  • Bachelor's+18.5%

Detailed Comparison

Demographics

Population
Bakersfield
408,366
Bakersfield +
McKinney
148,848
Pop. Density / sq mi
Lower = more space
Bakersfield
N/A
McKinney
N/A
Median Age
Bakersfield
31.9
Bakersfield +
McKinney
33.4
Foreign Born
Bakersfield
19.9%
McKinney
21.0%
McKinney +
White
Bakersfield
46.9%
Bakersfield +
McKinney
37.8%
Black
Bakersfield
6.2%
McKinney
24.7%
McKinney +
Asian
Bakersfield
7.8%
Bakersfield +
McKinney
3.0%
Hispanic
Bakersfield
53.6%
Bakersfield +
McKinney
44.7%
Spanish at Home
Bakersfield
N/A
McKinney
N/A

Economy

Median HH Income
Bakersfield
$77,397
Bakersfield +
McKinney
$71,843
Per Capita Income
Bakersfield
$32,956
Bakersfield +
McKinney
$29,291
Per Capita Personal Income (MSA)
BEA MSA-level
Bakersfield
$77,230
Bakersfield +
McKinney
$63,758
Unemployment Rate
Bakersfield
7.0%
McKinney
4.8%
McKinney +
Poverty Rate
Bakersfield
16.0%
McKinney
12.4%
McKinney +
Bachelor's Degree+
Bakersfield
23.3%
Bakersfield +
McKinney
18.5%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Bakersfield
$396,712
Bakersfield +
McKinney
$487,346
Homeownership Rate
Bakersfield
60.2%
McKinney
63.2%
McKinney +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Bakersfield
503
McKinney
442
McKinney +
Property Crime / 100K
FBI CDE (state-level est.)
Bakersfield
2388
McKinney
2339
McKinney +

Health

Obesity Rate
CDC PLACES
Bakersfield
34.5%
McKinney
33.9%
McKinney +
Diabetes Rate
CDC PLACES
Bakersfield
12.4%
McKinney
9.1%
McKinney +
Poor Mental Health
CDC PLACES — 14+ days/month
Bakersfield
19.6%
McKinney
15.7%
McKinney +
No Health Insurance
CDC PLACES
Bakersfield
15.3%
McKinney
10.9%
McKinney +
Binge Drinking
CDC PLACES
Bakersfield
16.9%
Bakersfield +
McKinney
18.3%
Current Smokers
CDC PLACES
Bakersfield
13.4%
McKinney
9.9%
McKinney +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Bakersfield
64.0°F
Bakersfield +
McKinney
64.2°F
Annual Precipitation
NOAA 1991–2020 normal
Bakersfield
8.0 in
Bakersfield +
McKinney
40.0 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Bakersfield
7.9 µg/m³
Bakersfield +
McKinney
9.2 µg/m³
Good Air Days
AQI ≤ 50
Bakersfield
75.0%
Bakersfield +
McKinney
55.0%

Commute

Mean Commute Time
Census ACS
Bakersfield
25.1 min
Bakersfield +
McKinney
35.6 min

Which City is Right for You?

Bakersfield leads in median household income at $77,397, while bakersfield offers more affordable housing with a median home price of $396,712. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Bakersfield. McKinney has a lower unemployment rate at 4.8%, and Bakersfield has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.

Compare More Cities

About Bakersfield & McKinney