Baltimore MD vs San Francisco CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Baltimore, MD
Maryland · Population: 577,193
- Median HH Income$59,623
- Median Home Price$191,668
- Unemployment6.6%
- Bachelor's+35.4%
San Francisco, CA
California · Population: 836,321
- Median HH Income$141,446
- Median Home Price$1,369,171
- Unemployment5.6%
- Bachelor's+60.1%
Detailed Comparison
Demographics
Population
Baltimore
577,193
San Francisco
836,321
San Francisco +
Pop. Density / sq mi
Lower = more space
Baltimore
N/A
San Francisco
N/A
Median Age
Baltimore
36.1
Baltimore +
San Francisco
39.7
Foreign Born
Baltimore
8.8%
San Francisco
34.2%
San Francisco +
White
Baltimore
27.4%
San Francisco
40.5%
San Francisco +
Black
Baltimore
60.0%
Baltimore +
San Francisco
5.1%
Asian
Baltimore
2.5%
San Francisco
35.0%
San Francisco +
Hispanic
Baltimore
7.9%
San Francisco
15.9%
San Francisco +
Spanish at Home
Baltimore
N/A
San Francisco
N/A
| Metric | Baltimore, MD | San Francisco, CA | Better |
|---|---|---|---|
| Population | 577,193 | 836,321 | San Francisco + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.1 | 39.7 | Baltimore + |
| Foreign Born | 8.8% | 34.2% | San Francisco + |
| White | 27.4% | 40.5% | San Francisco + |
| Black | 60.0% | 5.1% | Baltimore + |
| Asian | 2.5% | 35.0% | San Francisco + |
| Hispanic | 7.9% | 15.9% | San Francisco + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Baltimore
$59,623
San Francisco
$141,446
San Francisco +
Per Capita Income
Baltimore
$39,195
San Francisco
$90,285
San Francisco +
Per Capita Personal Income (MSA)
BEA MSA-level
Baltimore
$70,886
San Francisco
$77,230
San Francisco +
Unemployment Rate
Baltimore
6.6%
San Francisco
5.6%
San Francisco +
Poverty Rate
Baltimore
20.1%
San Francisco
10.6%
San Francisco +
Bachelor's Degree+
Baltimore
35.4%
San Francisco
60.1%
San Francisco +
| Metric | Baltimore, MD | San Francisco, CA | Better |
|---|---|---|---|
| Median HH Income | $59,623 | $141,446 | San Francisco + |
| Per Capita Income | $39,195 | $90,285 | San Francisco + |
| Per Capita Personal Income (MSA)BEA MSA-level | $70,886 | $77,230 | San Francisco + |
| Unemployment Rate | 6.6% | 5.6% | San Francisco + |
| Poverty Rate | 20.1% | 10.6% | San Francisco + |
| Bachelor's Degree+ | 35.4% | 60.1% | San Francisco + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Baltimore
$191,668
Baltimore +
San Francisco
$1,369,171
Homeownership Rate
Baltimore
47.5%
Baltimore +
San Francisco
38.5%
| Metric | Baltimore, MD | San Francisco, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $191,668 | $1,369,171 | Baltimore + |
| Homeownership Rate | 47.5% | 38.5% | Baltimore + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Baltimore
433
Baltimore +
San Francisco
503
Property Crime / 100K
FBI CDE (state-level est.)
Baltimore
1724
Baltimore +
San Francisco
2388
| Metric | Baltimore, MD | San Francisco, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 433 | 503 | Baltimore + |
| Property Crime / 100KFBI CDE (state-level est.) | 1724 | 2388 | Baltimore + |
Health
Obesity Rate
CDC PLACES
Baltimore
38.1%
San Francisco
17.5%
San Francisco +
Diabetes Rate
CDC PLACES
Baltimore
14.4%
San Francisco
9.7%
San Francisco +
Poor Mental Health
CDC PLACES — 14+ days/month
Baltimore
18.6%
San Francisco
14.5%
San Francisco +
No Health Insurance
CDC PLACES
Baltimore
10.4%
San Francisco
6.6%
San Francisco +
Binge Drinking
CDC PLACES
Baltimore
16.0%
Baltimore +
San Francisco
19.6%
Current Smokers
CDC PLACES
Baltimore
16.1%
San Francisco
9.1%
San Francisco +
| Metric | Baltimore, MD | San Francisco, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 38.1% | 17.5% | San Francisco + |
| Diabetes RateCDC PLACES | 14.4% | 9.7% | San Francisco + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.6% | 14.5% | San Francisco + |
| No Health InsuranceCDC PLACES | 10.4% | 6.6% | San Francisco + |
| Binge DrinkingCDC PLACES | 16.0% | 19.6% | Baltimore + |
| Current SmokersCDC PLACES | 16.1% | 9.1% | San Francisco + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Baltimore
55.1°F
Baltimore +
San Francisco
55.3°F
Annual Precipitation
NOAA 1991–2020 normal
Baltimore
41.9 in
San Francisco
20.7 in
San Francisco +
| Metric | Baltimore, MD | San Francisco, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 55.1°F | 55.3°F | Baltimore + |
| Annual PrecipitationNOAA 1991–2020 normal | 41.9 in | 20.7 in | San Francisco + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Baltimore
7.6 µg/m³
Baltimore +
San Francisco
7.9 µg/m³
Good Air Days
AQI ≤ 50
Baltimore
75.0%
San Francisco
75.0%
Tie
| Metric | Baltimore, MD | San Francisco, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.6 µg/m³ | 7.9 µg/m³ | Baltimore + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Baltimore
31.6 min
Baltimore +
San Francisco
33.9 min
| Metric | Baltimore, MD | San Francisco, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 31.6 min | 33.9 min | Baltimore + |
Which City is Right for You?
San Francisco leads in median household income at $141,446, while baltimore offers more affordable housing with a median home price of $191,668. On public safety, Baltimore is safer with a violent crime rate of 433 per 100,000 residents, compared to 503 in San Francisco. San Francisco has a lower unemployment rate at 5.6%, and Baltimore has cleaner air (PM2.5 avg 7.6 µg/m³). For overall health outcomes, San Francisco scores better with a lower obesity rate of 17.5%.
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