Bellingham WA vs Chula Vista CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Bellingham, WA
Washington · Population: 92,367
- Median HH Income$65,821
- Median Home Price$669,185
- Unemployment5.6%
- Bachelor's+46.5%
Chula Vista, CA
California · Population: 8,933
- Median HH Income$104,238
- Median Home Price$849,245
- Unemployment2.2%
- Bachelor's+26.9%
Detailed Comparison
Demographics
Population
Bellingham
92,367
Bellingham +
Chula Vista
8,933
Pop. Density / sq mi
Lower = more space
Bellingham
N/A
Chula Vista
N/A
Median Age
Bellingham
34.5
Bellingham +
Chula Vista
42.9
Foreign Born
Bellingham
9.1%
Chula Vista
20.0%
Chula Vista +
White
Bellingham
79.5%
Bellingham +
Chula Vista
65.7%
Black
Bellingham
1.3%
Bellingham +
Chula Vista
0.7%
Asian
Bellingham
5.4%
Bellingham +
Chula Vista
0.7%
Hispanic
Bellingham
10.0%
Chula Vista
36.5%
Chula Vista +
Spanish at Home
Bellingham
N/A
Chula Vista
N/A
| Metric | Bellingham, WA | Chula Vista, CA | Better |
|---|---|---|---|
| Population | 92,367 | 8,933 | Bellingham + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.5 | 42.9 | Bellingham + |
| Foreign Born | 9.1% | 20.0% | Chula Vista + |
| White | 79.5% | 65.7% | Bellingham + |
| Black | 1.3% | 0.7% | Bellingham + |
| Asian | 5.4% | 0.7% | Bellingham + |
| Hispanic | 10.0% | 36.5% | Chula Vista + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Bellingham
$65,821
Chula Vista
$104,238
Chula Vista +
Per Capita Income
Bellingham
$42,120
Chula Vista
$49,562
Chula Vista +
Per Capita Personal Income (MSA)
BEA MSA-level
Bellingham
$76,120
Chula Vista
$77,230
Chula Vista +
Unemployment Rate
Bellingham
5.6%
Chula Vista
2.2%
Chula Vista +
Poverty Rate
Bellingham
18.3%
Chula Vista
4.5%
Chula Vista +
Bachelor's Degree+
Bellingham
46.5%
Bellingham +
Chula Vista
26.9%
| Metric | Bellingham, WA | Chula Vista, CA | Better |
|---|---|---|---|
| Median HH Income | $65,821 | $104,238 | Chula Vista + |
| Per Capita Income | $42,120 | $49,562 | Chula Vista + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,120 | $77,230 | Chula Vista + |
| Unemployment Rate | 5.6% | 2.2% | Chula Vista + |
| Poverty Rate | 18.3% | 4.5% | Chula Vista + |
| Bachelor's Degree+ | 46.5% | 26.9% | Bellingham + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Bellingham
$669,185
Bellingham +
Chula Vista
$849,245
Homeownership Rate
Bellingham
45.2%
Chula Vista
71.4%
Chula Vista +
| Metric | Bellingham, WA | Chula Vista, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $669,185 | $849,245 | Bellingham + |
| Homeownership Rate | 45.2% | 71.4% | Chula Vista + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Bellingham
383
Bellingham +
Chula Vista
503
Property Crime / 100K
FBI CDE (state-level est.)
Bellingham
3409
Chula Vista
2388
Chula Vista +
| Metric | Bellingham, WA | Chula Vista, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 383 | 503 | Bellingham + |
| Property Crime / 100KFBI CDE (state-level est.) | 3409 | 2388 | Chula Vista + |
Health
Obesity Rate
CDC PLACES
Bellingham
26.0%
Bellingham +
Chula Vista
26.6%
Diabetes Rate
CDC PLACES
Bellingham
7.7%
Bellingham +
Chula Vista
11.4%
Poor Mental Health
CDC PLACES — 14+ days/month
Bellingham
19.7%
Chula Vista
16.0%
Chula Vista +
No Health Insurance
CDC PLACES
Bellingham
8.2%
Bellingham +
Chula Vista
12.4%
Binge Drinking
CDC PLACES
Bellingham
18.5%
Chula Vista
15.7%
Chula Vista +
Current Smokers
CDC PLACES
Bellingham
10.5%
Chula Vista
9.6%
Chula Vista +
| Metric | Bellingham, WA | Chula Vista, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.0% | 26.6% | Bellingham + |
| Diabetes RateCDC PLACES | 7.7% | 11.4% | Bellingham + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.7% | 16.0% | Chula Vista + |
| No Health InsuranceCDC PLACES | 8.2% | 12.4% | Bellingham + |
| Binge DrinkingCDC PLACES | 18.5% | 15.7% | Chula Vista + |
| Current SmokersCDC PLACES | 10.5% | 9.6% | Chula Vista + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Bellingham
51.7°F
Bellingham +
Chula Vista
63.5°F
Annual Precipitation
NOAA 1991–2020 normal
Bellingham
35.3 in
Chula Vista
9.8 in
Chula Vista +
| Metric | Bellingham, WA | Chula Vista, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.7°F | 63.5°F | Bellingham + |
| Annual PrecipitationNOAA 1991–2020 normal | 35.3 in | 9.8 in | Chula Vista + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Bellingham
7.5 µg/m³
Bellingham +
Chula Vista
7.9 µg/m³
Good Air Days
AQI ≤ 50
Bellingham
75.0%
Chula Vista
75.0%
Tie
| Metric | Bellingham, WA | Chula Vista, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.5 µg/m³ | 7.9 µg/m³ | Bellingham + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Bellingham
20.1 min
Bellingham +
Chula Vista
26.9 min
| Metric | Bellingham, WA | Chula Vista, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 20.1 min | 26.9 min | Bellingham + |
Which City is Right for You?
Chula Vista leads in median household income at $104,238, while bellingham offers more affordable housing with a median home price of $669,185. On public safety, Bellingham is safer with a violent crime rate of 383 per 100,000 residents, compared to 503 in Chula Vista. Chula Vista has a lower unemployment rate at 2.2%, and Bellingham has cleaner air (PM2.5 avg 7.5 µg/m³). For overall health outcomes, Bellingham scores better with a lower obesity rate of 26.0%.
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