Bellingham WA vs Jersey City NJ — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Bellingham, WA
Washington · Population: 92,367
- Median HH Income$65,821
- Median Home Price$669,185
- Unemployment5.6%
- Bachelor's+46.5%
Jersey City, NJ
New Jersey · Population: 289,691
- Median HH Income$94,813
- Median Home Price$664,939
- Unemployment5.8%
- Bachelor's+53.1%
Detailed Comparison
Demographics
Population
Bellingham
92,367
Jersey City
289,691
Jersey City +
Pop. Density / sq mi
Lower = more space
Bellingham
N/A
Jersey City
N/A
Median Age
Bellingham
34.5
Bellingham +
Jersey City
34.7
Foreign Born
Bellingham
9.1%
Jersey City
41.3%
Jersey City +
White
Bellingham
79.5%
Bellingham +
Jersey City
28.7%
Black
Bellingham
1.3%
Jersey City
21.4%
Jersey City +
Asian
Bellingham
5.4%
Jersey City
25.8%
Jersey City +
Hispanic
Bellingham
10.0%
Jersey City
25.7%
Jersey City +
Spanish at Home
Bellingham
N/A
Jersey City
N/A
| Metric | Bellingham, WA | Jersey City, NJ | Better |
|---|---|---|---|
| Population | 92,367 | 289,691 | Jersey City + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.5 | 34.7 | Bellingham + |
| Foreign Born | 9.1% | 41.3% | Jersey City + |
| White | 79.5% | 28.7% | Bellingham + |
| Black | 1.3% | 21.4% | Jersey City + |
| Asian | 5.4% | 25.8% | Jersey City + |
| Hispanic | 10.0% | 25.7% | Jersey City + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Bellingham
$65,821
Jersey City
$94,813
Jersey City +
Per Capita Income
Bellingham
$42,120
Jersey City
$57,746
Jersey City +
Per Capita Personal Income (MSA)
BEA MSA-level
Bellingham
$76,120
Jersey City
$77,416
Jersey City +
Unemployment Rate
Bellingham
5.6%
Bellingham +
Jersey City
5.8%
Poverty Rate
Bellingham
18.3%
Jersey City
15.6%
Jersey City +
Bachelor's Degree+
Bellingham
46.5%
Jersey City
53.1%
Jersey City +
| Metric | Bellingham, WA | Jersey City, NJ | Better |
|---|---|---|---|
| Median HH Income | $65,821 | $94,813 | Jersey City + |
| Per Capita Income | $42,120 | $57,746 | Jersey City + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,120 | $77,416 | Jersey City + |
| Unemployment Rate | 5.6% | 5.8% | Bellingham + |
| Poverty Rate | 18.3% | 15.6% | Jersey City + |
| Bachelor's Degree+ | 46.5% | 53.1% | Jersey City + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Bellingham
$669,185
Jersey City
$664,939
Jersey City +
Homeownership Rate
Bellingham
45.2%
Bellingham +
Jersey City
28.8%
| Metric | Bellingham, WA | Jersey City, NJ | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $669,185 | $664,939 | Jersey City + |
| Homeownership Rate | 45.2% | 28.8% | Bellingham + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Bellingham
383
Jersey City
218
Jersey City +
Property Crime / 100K
FBI CDE (state-level est.)
Bellingham
3409
Jersey City
1426
Jersey City +
| Metric | Bellingham, WA | Jersey City, NJ | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 383 | 218 | Jersey City + |
| Property Crime / 100KFBI CDE (state-level est.) | 3409 | 1426 | Jersey City + |
Health
Obesity Rate
CDC PLACES
Bellingham
26.0%
Bellingham +
Jersey City
26.2%
Diabetes Rate
CDC PLACES
Bellingham
7.7%
Bellingham +
Jersey City
9.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Bellingham
19.7%
Jersey City
14.9%
Jersey City +
No Health Insurance
CDC PLACES
Bellingham
8.2%
Bellingham +
Jersey City
12.0%
Binge Drinking
CDC PLACES
Bellingham
18.5%
Jersey City
16.3%
Jersey City +
Current Smokers
CDC PLACES
Bellingham
10.5%
Jersey City
10.3%
Jersey City +
| Metric | Bellingham, WA | Jersey City, NJ | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.0% | 26.2% | Bellingham + |
| Diabetes RateCDC PLACES | 7.7% | 9.6% | Bellingham + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.7% | 14.9% | Jersey City + |
| No Health InsuranceCDC PLACES | 8.2% | 12.0% | Bellingham + |
| Binge DrinkingCDC PLACES | 18.5% | 16.3% | Jersey City + |
| Current SmokersCDC PLACES | 10.5% | 10.3% | Jersey City + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Bellingham
51.7°F
Jersey City
N/A
Annual Precipitation
NOAA 1991–2020 normal
Bellingham
35.3 in
Jersey City
N/A
| Metric | Bellingham, WA | Jersey City, NJ | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.7°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 35.3 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Bellingham
7.5 µg/m³
Bellingham +
Jersey City
8.7 µg/m³
Good Air Days
AQI ≤ 50
Bellingham
75.0%
Jersey City
75.0%
Tie
| Metric | Bellingham, WA | Jersey City, NJ | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.5 µg/m³ | 8.7 µg/m³ | Bellingham + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Bellingham
20.1 min
Bellingham +
Jersey City
40.3 min
| Metric | Bellingham, WA | Jersey City, NJ | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 20.1 min | 40.3 min | Bellingham + |
Which City is Right for You?
Jersey City leads in median household income at $94,813, while jersey City offers more affordable housing with a median home price of $664,939. On public safety, Jersey City is safer with a violent crime rate of 218 per 100,000 residents, compared to 383 in Bellingham. Bellingham has a lower unemployment rate at 5.6%, and Bellingham has cleaner air (PM2.5 avg 7.5 µg/m³). For overall health outcomes, Bellingham scores better with a lower obesity rate of 26.0%.
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