Bellingham WA vs Torrance CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Bellingham, WA
Washington · Population: 92,367
- Median HH Income$65,821
- Median Home Price$669,185
- Unemployment5.6%
- Bachelor's+46.5%
Torrance, CA
California · Population: 95,358
- Median HH Income$118,253
- Median Home Price$1,128,110
- Unemployment5.9%
- Bachelor's+26.2%
Detailed Comparison
Demographics
Population
Bellingham
92,367
Torrance
95,358
Torrance +
Pop. Density / sq mi
Lower = more space
Bellingham
N/A
Torrance
N/A
Median Age
Bellingham
34.5
Bellingham +
Torrance
35.2
Foreign Born
Bellingham
9.1%
Torrance
28.7%
Torrance +
White
Bellingham
79.5%
Bellingham +
Torrance
34.8%
Black
Bellingham
1.3%
Torrance
6.1%
Torrance +
Asian
Bellingham
5.4%
Torrance
22.0%
Torrance +
Hispanic
Bellingham
10.0%
Torrance
41.4%
Torrance +
Spanish at Home
Bellingham
N/A
Torrance
N/A
| Metric | Bellingham, WA | Torrance, CA | Better |
|---|---|---|---|
| Population | 92,367 | 95,358 | Torrance + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.5 | 35.2 | Bellingham + |
| Foreign Born | 9.1% | 28.7% | Torrance + |
| White | 79.5% | 34.8% | Bellingham + |
| Black | 1.3% | 6.1% | Torrance + |
| Asian | 5.4% | 22.0% | Torrance + |
| Hispanic | 10.0% | 41.4% | Torrance + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Bellingham
$65,821
Torrance
$118,253
Torrance +
Per Capita Income
Bellingham
$42,120
Torrance
$42,884
Torrance +
Per Capita Personal Income (MSA)
BEA MSA-level
Bellingham
$76,120
Torrance
$77,230
Torrance +
Unemployment Rate
Bellingham
5.6%
Bellingham +
Torrance
5.9%
Poverty Rate
Bellingham
18.3%
Torrance
7.7%
Torrance +
Bachelor's Degree+
Bellingham
46.5%
Bellingham +
Torrance
26.2%
| Metric | Bellingham, WA | Torrance, CA | Better |
|---|---|---|---|
| Median HH Income | $65,821 | $118,253 | Torrance + |
| Per Capita Income | $42,120 | $42,884 | Torrance + |
| Per Capita Personal Income (MSA)BEA MSA-level | $76,120 | $77,230 | Torrance + |
| Unemployment Rate | 5.6% | 5.9% | Bellingham + |
| Poverty Rate | 18.3% | 7.7% | Torrance + |
| Bachelor's Degree+ | 46.5% | 26.2% | Bellingham + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Bellingham
$669,185
Bellingham +
Torrance
$1,128,110
Homeownership Rate
Bellingham
45.2%
Torrance
64.0%
Torrance +
| Metric | Bellingham, WA | Torrance, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $669,185 | $1,128,110 | Bellingham + |
| Homeownership Rate | 45.2% | 64.0% | Torrance + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Bellingham
383
Bellingham +
Torrance
503
Property Crime / 100K
FBI CDE (state-level est.)
Bellingham
3409
Torrance
2388
Torrance +
| Metric | Bellingham, WA | Torrance, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 383 | 503 | Bellingham + |
| Property Crime / 100KFBI CDE (state-level est.) | 3409 | 2388 | Torrance + |
Health
Obesity Rate
CDC PLACES
Bellingham
26.0%
Torrance
20.3%
Torrance +
Diabetes Rate
CDC PLACES
Bellingham
7.7%
Bellingham +
Torrance
10.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Bellingham
19.7%
Torrance
13.3%
Torrance +
No Health Insurance
CDC PLACES
Bellingham
8.2%
Torrance
5.2%
Torrance +
Binge Drinking
CDC PLACES
Bellingham
18.5%
Torrance
14.0%
Torrance +
Current Smokers
CDC PLACES
Bellingham
10.5%
Torrance
8.0%
Torrance +
| Metric | Bellingham, WA | Torrance, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.0% | 20.3% | Torrance + |
| Diabetes RateCDC PLACES | 7.7% | 10.6% | Bellingham + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.7% | 13.3% | Torrance + |
| No Health InsuranceCDC PLACES | 8.2% | 5.2% | Torrance + |
| Binge DrinkingCDC PLACES | 18.5% | 14.0% | Torrance + |
| Current SmokersCDC PLACES | 10.5% | 8.0% | Torrance + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Bellingham
51.7°F
Bellingham +
Torrance
62.6°F
Annual Precipitation
NOAA 1991–2020 normal
Bellingham
35.3 in
Torrance
14.5 in
Torrance +
| Metric | Bellingham, WA | Torrance, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.7°F | 62.6°F | Bellingham + |
| Annual PrecipitationNOAA 1991–2020 normal | 35.3 in | 14.5 in | Torrance + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Bellingham
7.5 µg/m³
Bellingham +
Torrance
7.9 µg/m³
Good Air Days
AQI ≤ 50
Bellingham
75.0%
Torrance
75.0%
Tie
| Metric | Bellingham, WA | Torrance, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.5 µg/m³ | 7.9 µg/m³ | Bellingham + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Bellingham
20.1 min
Bellingham +
Torrance
44.9 min
| Metric | Bellingham, WA | Torrance, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 20.1 min | 44.9 min | Bellingham + |
Which City is Right for You?
Torrance leads in median household income at $118,253, while bellingham offers more affordable housing with a median home price of $669,185. On public safety, Bellingham is safer with a violent crime rate of 383 per 100,000 residents, compared to 503 in Torrance. Bellingham has a lower unemployment rate at 5.6%, and Bellingham has cleaner air (PM2.5 avg 7.5 µg/m³). For overall health outcomes, Torrance scores better with a lower obesity rate of 20.3%.
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