Bellingham WA vs Utica NY — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Bellingham, WA

Washington · Population: 92,367

  • Median HH Income$65,821
  • Median Home Price$669,185
  • Unemployment5.6%
  • Bachelor's+46.5%

Utica, NY

New York · Population: 51,054

  • Median HH Income$57,688
  • Median Home Price$205,924
  • Unemployment9.4%
  • Bachelor's+36.8%

Detailed Comparison

Demographics

Population
Bellingham
92,367
Bellingham +
Utica
51,054
Pop. Density / sq mi
Lower = more space
Bellingham
N/A
Utica
N/A
Median Age
Bellingham
34.5
Utica
33.0
Utica +
Foreign Born
Bellingham
9.1%
Utica
9.7%
Utica +
White
Bellingham
79.5%
Bellingham +
Utica
64.8%
Black
Bellingham
1.3%
Utica
16.9%
Utica +
Asian
Bellingham
5.4%
Bellingham +
Utica
4.3%
Hispanic
Bellingham
10.0%
Bellingham +
Utica
9.8%
Spanish at Home
Bellingham
N/A
Utica
N/A

Economy

Median HH Income
Bellingham
$65,821
Bellingham +
Utica
$57,688
Per Capita Income
Bellingham
$42,120
Bellingham +
Utica
$35,780
Per Capita Personal Income (MSA)
BEA MSA-level
Bellingham
$76,120
Utica
$77,425
Utica +
Unemployment Rate
Bellingham
5.6%
Bellingham +
Utica
9.4%
Poverty Rate
Bellingham
18.3%
Bellingham +
Utica
23.8%
Bachelor's Degree+
Bellingham
46.5%
Bellingham +
Utica
36.8%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Bellingham
$669,185
Utica
$205,924
Utica +
Homeownership Rate
Bellingham
45.2%
Bellingham +
Utica
36.8%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Bellingham
383
Bellingham +
Utica
434
Property Crime / 100K
FBI CDE (state-level est.)
Bellingham
3409
Utica
1736
Utica +

Health

Obesity Rate
CDC PLACES
Bellingham
26.0%
Bellingham +
Utica
39.6%
Diabetes Rate
CDC PLACES
Bellingham
7.7%
Bellingham +
Utica
14.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Bellingham
19.7%
Utica
19.4%
Utica +
No Health Insurance
CDC PLACES
Bellingham
8.2%
Bellingham +
Utica
11.1%
Binge Drinking
CDC PLACES
Bellingham
18.5%
Utica
15.2%
Utica +
Current Smokers
CDC PLACES
Bellingham
10.5%
Bellingham +
Utica
18.7%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Bellingham
51.7°F
Utica
N/A
Annual Precipitation
NOAA 1991–2020 normal
Bellingham
35.3 in
Utica
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Bellingham
7.5 µg/m³
Bellingham +
Utica
8.1 µg/m³
Good Air Days
AQI ≤ 50
Bellingham
75.0%
Utica
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Bellingham
20.1 min
Bellingham +
Utica
22.7 min

Which City is Right for You?

Bellingham leads in median household income at $65,821, while utica offers more affordable housing with a median home price of $205,924. On public safety, Bellingham is safer with a violent crime rate of 383 per 100,000 residents, compared to 434 in Utica. Bellingham has a lower unemployment rate at 5.6%, and Bellingham has cleaner air (PM2.5 avg 7.5 µg/m³). For overall health outcomes, Bellingham scores better with a lower obesity rate of 26.0%.

Compare More Cities

About Bellingham & Utica