Bend OR vs Phoenix AZ — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Bend, OR
Oregon · Population: 97,502
- Median HH Income$94,279
- Median Home Price$735,193
- Unemployment4.2%
- Bachelor's+49.3%
Phoenix, AZ
Arizona · Population: 1,624,832
- Median HH Income$77,041
- Median Home Price$411,323
- Unemployment5.1%
- Bachelor's+32.3%
Detailed Comparison
Demographics
Population
Bend
97,502
Phoenix
1,624,832
Phoenix +
Pop. Density / sq mi
Lower = more space
Bend
N/A
Phoenix
N/A
Median Age
Bend
37.6
Phoenix
34.8
Phoenix +
Foreign Born
Bend
17.6%
Phoenix
19.0%
Phoenix +
White
Bend
65.5%
Bend +
Phoenix
53.7%
Black
Bend
2.8%
Phoenix
7.8%
Phoenix +
Asian
Bend
11.4%
Bend +
Phoenix
3.9%
Hispanic
Bend
17.3%
Phoenix
41.8%
Phoenix +
Spanish at Home
Bend
N/A
Phoenix
N/A
| Metric | Bend, OR | Phoenix, AZ | Better |
|---|---|---|---|
| Population | 97,502 | 1,624,832 | Phoenix + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.6 | 34.8 | Phoenix + |
| Foreign Born | 17.6% | 19.0% | Phoenix + |
| White | 65.5% | 53.7% | Bend + |
| Black | 2.8% | 7.8% | Phoenix + |
| Asian | 11.4% | 3.9% | Bend + |
| Hispanic | 17.3% | 41.8% | Phoenix + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Bend
$94,279
Bend +
Phoenix
$77,041
Per Capita Income
Bend
$51,659
Bend +
Phoenix
$40,309
Per Capita Personal Income (MSA)
BEA MSA-level
Bend
$63,691
Bend +
Phoenix
$59,120
Unemployment Rate
Bend
4.2%
Bend +
Phoenix
5.1%
Poverty Rate
Bend
9.9%
Bend +
Phoenix
14.3%
Bachelor's Degree+
Bend
49.3%
Bend +
Phoenix
32.3%
| Metric | Bend, OR | Phoenix, AZ | Better |
|---|---|---|---|
| Median HH Income | $94,279 | $77,041 | Bend + |
| Per Capita Income | $51,659 | $40,309 | Bend + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,691 | $59,120 | Bend + |
| Unemployment Rate | 4.2% | 5.1% | Bend + |
| Poverty Rate | 9.9% | 14.3% | Bend + |
| Bachelor's Degree+ | 49.3% | 32.3% | Bend + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Bend
$735,193
Phoenix
$411,323
Phoenix +
Homeownership Rate
Bend
49.8%
Phoenix
57.1%
Phoenix +
| Metric | Bend, OR | Phoenix, AZ | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $735,193 | $411,323 | Phoenix + |
| Homeownership Rate | 49.8% | 57.1% | Phoenix + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Bend
355
Bend +
Phoenix
450
Property Crime / 100K
FBI CDE (state-level est.)
Bend
3001
Phoenix
2150
Phoenix +
| Metric | Bend, OR | Phoenix, AZ | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 355 | 450 | Bend + |
| Property Crime / 100KFBI CDE (state-level est.) | 3001 | 2150 | Phoenix + |
Health
Obesity Rate
CDC PLACES
Bend
26.5%
Bend +
Phoenix
32.3%
Diabetes Rate
CDC PLACES
Bend
8.9%
Bend +
Phoenix
10.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Bend
16.0%
Bend +
Phoenix
16.2%
No Health Insurance
CDC PLACES
Bend
6.5%
Bend +
Phoenix
17.3%
Binge Drinking
CDC PLACES
Bend
17.7%
Phoenix
16.3%
Phoenix +
Current Smokers
CDC PLACES
Bend
10.0%
Bend +
Phoenix
12.2%
| Metric | Bend, OR | Phoenix, AZ | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.5% | 32.3% | Bend + |
| Diabetes RateCDC PLACES | 8.9% | 10.8% | Bend + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 16.2% | Bend + |
| No Health InsuranceCDC PLACES | 6.5% | 17.3% | Bend + |
| Binge DrinkingCDC PLACES | 17.7% | 16.3% | Phoenix + |
| Current SmokersCDC PLACES | 10.0% | 12.2% | Bend + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Bend
46.6°F
Bend +
Phoenix
72.1°F
Annual Precipitation
NOAA 1991–2020 normal
Bend
11.4 in
Phoenix
10.8 in
Phoenix +
| Metric | Bend, OR | Phoenix, AZ | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 46.6°F | 72.1°F | Bend + |
| Annual PrecipitationNOAA 1991–2020 normal | 11.4 in | 10.8 in | Phoenix + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Bend
9.0 µg/m³
Phoenix
7.1 µg/m³
Phoenix +
Good Air Days
AQI ≤ 50
Bend
55.0%
Phoenix
75.0%
Phoenix +
| Metric | Bend, OR | Phoenix, AZ | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.0 µg/m³ | 7.1 µg/m³ | Phoenix + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Phoenix + |
Commute
Mean Commute Time
Census ACS
Bend
26.1 min
Bend +
Phoenix
27.7 min
| Metric | Bend, OR | Phoenix, AZ | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.1 min | 27.7 min | Bend + |
Which City is Right for You?
Bend leads in median household income at $94,279, while phoenix offers more affordable housing with a median home price of $411,323. On public safety, Bend is safer with a violent crime rate of 355 per 100,000 residents, compared to 450 in Phoenix. Bend has a lower unemployment rate at 4.2%, and Phoenix has cleaner air (PM2.5 avg 7.1 µg/m³). For overall health outcomes, Bend scores better with a lower obesity rate of 26.5%.
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