Berkeley CA vs San Francisco CA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Berkeley, CA

California · Population: 120,223

  • Median HH Income$108,558
  • Median Home Price$1,451,222
  • Unemployment6.0%
  • Bachelor's+75.0%

San Francisco, CA

California · Population: 836,321

  • Median HH Income$141,446
  • Median Home Price$1,369,171
  • Unemployment5.6%
  • Bachelor's+60.1%

Detailed Comparison

Demographics

Population
Berkeley
120,223
San Francisco
836,321
San Francisco +
Pop. Density / sq mi
Lower = more space
Berkeley
N/A
San Francisco
N/A
Median Age
Berkeley
32.9
Berkeley +
San Francisco
39.7
Foreign Born
Berkeley
21.3%
San Francisco
34.2%
San Francisco +
White
Berkeley
54.8%
Berkeley +
San Francisco
40.5%
Black
Berkeley
7.4%
Berkeley +
San Francisco
5.1%
Asian
Berkeley
20.7%
San Francisco
35.0%
San Francisco +
Hispanic
Berkeley
12.1%
San Francisco
15.9%
San Francisco +
Spanish at Home
Berkeley
N/A
San Francisco
N/A

Economy

Median HH Income
Berkeley
$108,558
San Francisco
$141,446
San Francisco +
Per Capita Income
Berkeley
$66,936
San Francisco
$90,285
San Francisco +
Per Capita Personal Income (MSA)
BEA MSA-level
Berkeley
$77,230
San Francisco
$77,230
Tie
Unemployment Rate
Berkeley
6.0%
San Francisco
5.6%
San Francisco +
Poverty Rate
Berkeley
16.8%
San Francisco
10.6%
San Francisco +
Bachelor's Degree+
Berkeley
75.0%
Berkeley +
San Francisco
60.1%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Berkeley
$1,451,222
San Francisco
$1,369,171
San Francisco +
Homeownership Rate
Berkeley
43.3%
Berkeley +
San Francisco
38.5%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Berkeley
503
San Francisco
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Berkeley
2388
San Francisco
2388
Tie

Health

Obesity Rate
CDC PLACES
Berkeley
22.2%
San Francisco
17.5%
San Francisco +
Diabetes Rate
CDC PLACES
Berkeley
7.4%
Berkeley +
San Francisco
9.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Berkeley
18.1%
San Francisco
14.5%
San Francisco +
No Health Insurance
CDC PLACES
Berkeley
6.1%
Berkeley +
San Francisco
6.6%
Binge Drinking
CDC PLACES
Berkeley
18.1%
Berkeley +
San Francisco
19.6%
Current Smokers
CDC PLACES
Berkeley
8.0%
Berkeley +
San Francisco
9.1%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Berkeley
58.1°F
San Francisco
55.3°F
San Francisco +
Annual Precipitation
NOAA 1991–2020 normal
Berkeley
26.7 in
San Francisco
20.7 in
San Francisco +

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Berkeley
7.9 µg/m³
San Francisco
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
Berkeley
75.0%
San Francisco
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Berkeley
32.2 min
Berkeley +
San Francisco
33.9 min

Which City is Right for You?

San Francisco leads in median household income at $141,446, while san Francisco offers more affordable housing with a median home price of $1,369,171. On public safety, San Francisco is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in Berkeley. San Francisco has a lower unemployment rate at 5.6%, and San Francisco has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, San Francisco scores better with a lower obesity rate of 17.5%.

Compare More Cities

About Berkeley & San Francisco