Billings MT vs Cape Coral FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Billings, MT
Montana · Population: 118,321
- Median HH Income$71,855
- Median Home Price$398,212
- Unemployment3.5%
- Bachelor's+37.0%
Cape Coral, FL
Florida · Population: 206,387
- Median HH Income$76,062
- Median Home Price$339,638
- Unemployment4.1%
- Bachelor's+25.7%
Detailed Comparison
Demographics
Population
Billings
118,321
Cape Coral
206,387
Cape Coral +
Pop. Density / sq mi
Lower = more space
Billings
N/A
Cape Coral
N/A
Median Age
Billings
38.1
Billings +
Cape Coral
48.7
Foreign Born
Billings
2.0%
Cape Coral
17.9%
Cape Coral +
White
Billings
86.3%
Billings +
Cape Coral
72.9%
Black
Billings
1.0%
Cape Coral
4.5%
Cape Coral +
Asian
Billings
0.9%
Cape Coral
1.6%
Cape Coral +
Hispanic
Billings
7.2%
Cape Coral
25.1%
Cape Coral +
Spanish at Home
Billings
N/A
Cape Coral
N/A
| Metric | Billings, MT | Cape Coral, FL | Better |
|---|---|---|---|
| Population | 118,321 | 206,387 | Cape Coral + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.1 | 48.7 | Billings + |
| Foreign Born | 2.0% | 17.9% | Cape Coral + |
| White | 86.3% | 72.9% | Billings + |
| Black | 1.0% | 4.5% | Cape Coral + |
| Asian | 0.9% | 1.6% | Cape Coral + |
| Hispanic | 7.2% | 25.1% | Cape Coral + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Billings
$71,855
Cape Coral
$76,062
Cape Coral +
Per Capita Income
Billings
$42,639
Billings +
Cape Coral
$39,603
Per Capita Personal Income (MSA)
BEA MSA-level
Billings
$62,117
Cape Coral
$65,328
Cape Coral +
Unemployment Rate
Billings
3.5%
Billings +
Cape Coral
4.1%
Poverty Rate
Billings
10.6%
Cape Coral
9.8%
Cape Coral +
Bachelor's Degree+
Billings
37.0%
Billings +
Cape Coral
25.7%
| Metric | Billings, MT | Cape Coral, FL | Better |
|---|---|---|---|
| Median HH Income | $71,855 | $76,062 | Cape Coral + |
| Per Capita Income | $42,639 | $39,603 | Billings + |
| Per Capita Personal Income (MSA)BEA MSA-level | $62,117 | $65,328 | Cape Coral + |
| Unemployment Rate | 3.5% | 4.1% | Billings + |
| Poverty Rate | 10.6% | 9.8% | Cape Coral + |
| Bachelor's Degree+ | 37.0% | 25.7% | Billings + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Billings
$398,212
Cape Coral
$339,638
Cape Coral +
Homeownership Rate
Billings
64.8%
Cape Coral
77.7%
Cape Coral +
| Metric | Billings, MT | Cape Coral, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $398,212 | $339,638 | Cape Coral + |
| Homeownership Rate | 64.8% | 77.7% | Cape Coral + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Billings
433
Cape Coral
324
Cape Coral +
Property Crime / 100K
FBI CDE (state-level est.)
Billings
1984
Cape Coral
1453
Cape Coral +
| Metric | Billings, MT | Cape Coral, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 433 | 324 | Cape Coral + |
| Property Crime / 100KFBI CDE (state-level est.) | 1984 | 1453 | Cape Coral + |
Health
Obesity Rate
CDC PLACES
Billings
33.9%
Cape Coral
30.6%
Cape Coral +
Diabetes Rate
CDC PLACES
Billings
9.5%
Billings +
Cape Coral
13.4%
Poor Mental Health
CDC PLACES — 14+ days/month
Billings
18.0%
Cape Coral
15.5%
Cape Coral +
No Health Insurance
CDC PLACES
Billings
9.4%
Billings +
Cape Coral
14.4%
Binge Drinking
CDC PLACES
Billings
20.0%
Cape Coral
15.1%
Cape Coral +
Current Smokers
CDC PLACES
Billings
14.1%
Cape Coral
12.6%
Cape Coral +
| Metric | Billings, MT | Cape Coral, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 30.6% | Cape Coral + |
| Diabetes RateCDC PLACES | 9.5% | 13.4% | Billings + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.0% | 15.5% | Cape Coral + |
| No Health InsuranceCDC PLACES | 9.4% | 14.4% | Billings + |
| Binge DrinkingCDC PLACES | 20.0% | 15.1% | Cape Coral + |
| Current SmokersCDC PLACES | 14.1% | 12.6% | Cape Coral + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Billings
47.7°F
Cape Coral
N/A
Annual Precipitation
NOAA 1991–2020 normal
Billings
14.8 in
Cape Coral
N/A
| Metric | Billings, MT | Cape Coral, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 47.7°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 14.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Billings
7.4 µg/m³
Cape Coral
7.2 µg/m³
Cape Coral +
Good Air Days
AQI ≤ 50
Billings
75.0%
Cape Coral
75.0%
Tie
| Metric | Billings, MT | Cape Coral, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.4 µg/m³ | 7.2 µg/m³ | Cape Coral + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Billings
18.0 min
Billings +
Cape Coral
31.1 min
| Metric | Billings, MT | Cape Coral, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 18.0 min | 31.1 min | Billings + |
Which City is Right for You?
Cape Coral leads in median household income at $76,062, while cape Coral offers more affordable housing with a median home price of $339,638. On public safety, Cape Coral is safer with a violent crime rate of 324 per 100,000 residents, compared to 433 in Billings. Billings has a lower unemployment rate at 3.5%, and Cape Coral has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Cape Coral scores better with a lower obesity rate of 30.6%.
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