Billings MT vs Concord NC — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Billings, MT
Montana · Population: 118,321
- Median HH Income$71,855
- Median Home Price$398,212
- Unemployment3.5%
- Bachelor's+37.0%
Concord, NC
North Carolina · Population: 106,518
- Median HH Income$84,752
- Median Home Price$384,688
- Unemployment4.8%
- Bachelor's+41.7%
Detailed Comparison
Demographics
Population
Billings
118,321
Billings +
Concord
106,518
Pop. Density / sq mi
Lower = more space
Billings
N/A
Concord
N/A
Median Age
Billings
38.1
Concord
36.2
Concord +
Foreign Born
Billings
2.0%
Concord
12.5%
Concord +
White
Billings
86.3%
Billings +
Concord
54.7%
Black
Billings
1.0%
Concord
22.1%
Concord +
Asian
Billings
0.9%
Concord
6.7%
Concord +
Hispanic
Billings
7.2%
Concord
15.8%
Concord +
Spanish at Home
Billings
N/A
Concord
N/A
| Metric | Billings, MT | Concord, NC | Better |
|---|---|---|---|
| Population | 118,321 | 106,518 | Billings + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.1 | 36.2 | Concord + |
| Foreign Born | 2.0% | 12.5% | Concord + |
| White | 86.3% | 54.7% | Billings + |
| Black | 1.0% | 22.1% | Concord + |
| Asian | 0.9% | 6.7% | Concord + |
| Hispanic | 7.2% | 15.8% | Concord + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Billings
$71,855
Concord
$84,752
Concord +
Per Capita Income
Billings
$42,639
Billings +
Concord
$40,763
Per Capita Personal Income (MSA)
BEA MSA-level
Billings
$62,117
Billings +
Concord
$59,120
Unemployment Rate
Billings
3.5%
Billings +
Concord
4.8%
Poverty Rate
Billings
10.6%
Concord
8.6%
Concord +
Bachelor's Degree+
Billings
37.0%
Concord
41.7%
Concord +
| Metric | Billings, MT | Concord, NC | Better |
|---|---|---|---|
| Median HH Income | $71,855 | $84,752 | Concord + |
| Per Capita Income | $42,639 | $40,763 | Billings + |
| Per Capita Personal Income (MSA)BEA MSA-level | $62,117 | $59,120 | Billings + |
| Unemployment Rate | 3.5% | 4.8% | Billings + |
| Poverty Rate | 10.6% | 8.6% | Concord + |
| Bachelor's Degree+ | 37.0% | 41.7% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Billings
$398,212
Concord
$384,688
Concord +
Homeownership Rate
Billings
64.8%
Concord
66.4%
Concord +
| Metric | Billings, MT | Concord, NC | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $398,212 | $384,688 | Concord + |
| Homeownership Rate | 64.8% | 66.4% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Billings
433
Concord
398
Concord +
Property Crime / 100K
FBI CDE (state-level est.)
Billings
1984
Billings +
Concord
1999
| Metric | Billings, MT | Concord, NC | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 433 | 398 | Concord + |
| Property Crime / 100KFBI CDE (state-level est.) | 1984 | 1999 | Billings + |
Health
Obesity Rate
CDC PLACES
Billings
33.9%
Concord
33.5%
Concord +
Diabetes Rate
CDC PLACES
Billings
9.5%
Billings +
Concord
10.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Billings
18.0%
Concord
16.6%
Concord +
No Health Insurance
CDC PLACES
Billings
9.4%
Billings +
Concord
10.5%
Binge Drinking
CDC PLACES
Billings
20.0%
Concord
15.2%
Concord +
Current Smokers
CDC PLACES
Billings
14.1%
Concord
12.5%
Concord +
| Metric | Billings, MT | Concord, NC | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 33.5% | Concord + |
| Diabetes RateCDC PLACES | 9.5% | 10.6% | Billings + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.0% | 16.6% | Concord + |
| No Health InsuranceCDC PLACES | 9.4% | 10.5% | Billings + |
| Binge DrinkingCDC PLACES | 20.0% | 15.2% | Concord + |
| Current SmokersCDC PLACES | 14.1% | 12.5% | Concord + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Billings
47.7°F
Billings +
Concord
60.4°F
Annual Precipitation
NOAA 1991–2020 normal
Billings
14.8 in
Billings +
Concord
45.9 in
| Metric | Billings, MT | Concord, NC | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 47.7°F | 60.4°F | Billings + |
| Annual PrecipitationNOAA 1991–2020 normal | 14.8 in | 45.9 in | Billings + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Billings
7.4 µg/m³
Billings +
Concord
8.7 µg/m³
Good Air Days
AQI ≤ 50
Billings
75.0%
Concord
75.0%
Tie
| Metric | Billings, MT | Concord, NC | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.4 µg/m³ | 8.7 µg/m³ | Billings + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Billings
18.0 min
Billings +
Concord
29.7 min
| Metric | Billings, MT | Concord, NC | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 18.0 min | 29.7 min | Billings + |
Which City is Right for You?
Concord leads in median household income at $84,752, while concord offers more affordable housing with a median home price of $384,688. On public safety, Concord is safer with a violent crime rate of 398 per 100,000 residents, compared to 433 in Billings. Billings has a lower unemployment rate at 3.5%, and Billings has cleaner air (PM2.5 avg 7.4 µg/m³). For overall health outcomes, Concord scores better with a lower obesity rate of 33.5%.
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