Billings MT vs Kirkland WA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Billings, MT
Montana · Population: 118,321
- Median HH Income$71,855
- Median Home Price$398,212
- Unemployment3.5%
- Bachelor's+37.0%
Kirkland, WA
Washington · Population: 57,088
- Median HH Income$87,277
- Median Home Price$1,274,801
- Unemployment5.1%
- Bachelor's+32.2%
Detailed Comparison
Demographics
Population
Billings
118,321
Billings +
Kirkland
57,088
Pop. Density / sq mi
Lower = more space
Billings
N/A
Kirkland
N/A
Median Age
Billings
38.1
Kirkland
37.7
Kirkland +
Foreign Born
Billings
2.0%
Kirkland
12.4%
Kirkland +
White
Billings
86.3%
Billings +
Kirkland
66.8%
Black
Billings
1.0%
Kirkland
6.1%
Kirkland +
Asian
Billings
0.9%
Kirkland
10.0%
Kirkland +
Hispanic
Billings
7.2%
Kirkland
12.7%
Kirkland +
Spanish at Home
Billings
N/A
Kirkland
N/A
| Metric | Billings, MT | Kirkland, WA | Better |
|---|---|---|---|
| Population | 118,321 | 57,088 | Billings + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.1 | 37.7 | Kirkland + |
| Foreign Born | 2.0% | 12.4% | Kirkland + |
| White | 86.3% | 66.8% | Billings + |
| Black | 1.0% | 6.1% | Kirkland + |
| Asian | 0.9% | 10.0% | Kirkland + |
| Hispanic | 7.2% | 12.7% | Kirkland + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Billings
$71,855
Kirkland
$87,277
Kirkland +
Per Capita Income
Billings
$42,639
Billings +
Kirkland
$41,024
Per Capita Personal Income (MSA)
BEA MSA-level
Billings
$62,117
Kirkland
$76,120
Kirkland +
Unemployment Rate
Billings
3.5%
Billings +
Kirkland
5.1%
Poverty Rate
Billings
10.6%
Billings +
Kirkland
11.0%
Bachelor's Degree+
Billings
37.0%
Billings +
Kirkland
32.2%
| Metric | Billings, MT | Kirkland, WA | Better |
|---|---|---|---|
| Median HH Income | $71,855 | $87,277 | Kirkland + |
| Per Capita Income | $42,639 | $41,024 | Billings + |
| Per Capita Personal Income (MSA)BEA MSA-level | $62,117 | $76,120 | Kirkland + |
| Unemployment Rate | 3.5% | 5.1% | Billings + |
| Poverty Rate | 10.6% | 11.0% | Billings + |
| Bachelor's Degree+ | 37.0% | 32.2% | Billings + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Billings
$398,212
Billings +
Kirkland
$1,274,801
Homeownership Rate
Billings
64.8%
Billings +
Kirkland
57.2%
| Metric | Billings, MT | Kirkland, WA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $398,212 | $1,274,801 | Billings + |
| Homeownership Rate | 64.8% | 57.2% | Billings + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Billings
433
Kirkland
383
Kirkland +
Property Crime / 100K
FBI CDE (state-level est.)
Billings
1984
Billings +
Kirkland
3409
| Metric | Billings, MT | Kirkland, WA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 433 | 383 | Kirkland + |
| Property Crime / 100KFBI CDE (state-level est.) | 1984 | 3409 | Billings + |
Health
Obesity Rate
CDC PLACES
Billings
33.9%
Kirkland
21.8%
Kirkland +
Diabetes Rate
CDC PLACES
Billings
9.5%
Kirkland
6.4%
Kirkland +
Poor Mental Health
CDC PLACES — 14+ days/month
Billings
18.0%
Kirkland
14.2%
Kirkland +
No Health Insurance
CDC PLACES
Billings
9.4%
Kirkland
5.3%
Kirkland +
Binge Drinking
CDC PLACES
Billings
20.0%
Kirkland
18.1%
Kirkland +
Current Smokers
CDC PLACES
Billings
14.1%
Kirkland
6.3%
Kirkland +
| Metric | Billings, MT | Kirkland, WA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 21.8% | Kirkland + |
| Diabetes RateCDC PLACES | 9.5% | 6.4% | Kirkland + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.0% | 14.2% | Kirkland + |
| No Health InsuranceCDC PLACES | 9.4% | 5.3% | Kirkland + |
| Binge DrinkingCDC PLACES | 20.0% | 18.1% | Kirkland + |
| Current SmokersCDC PLACES | 14.1% | 6.3% | Kirkland + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Billings
47.7°F
Kirkland
N/A
Annual Precipitation
NOAA 1991–2020 normal
Billings
14.8 in
Kirkland
N/A
| Metric | Billings, MT | Kirkland, WA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 47.7°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 14.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Billings
7.4 µg/m³
Billings +
Kirkland
7.5 µg/m³
Good Air Days
AQI ≤ 50
Billings
75.0%
Kirkland
75.0%
Tie
| Metric | Billings, MT | Kirkland, WA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.4 µg/m³ | 7.5 µg/m³ | Billings + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Billings
18.0 min
Billings +
Kirkland
28.2 min
| Metric | Billings, MT | Kirkland, WA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 18.0 min | 28.2 min | Billings + |
Which City is Right for You?
Kirkland leads in median household income at $87,277, while billings offers more affordable housing with a median home price of $398,212. On public safety, Kirkland is safer with a violent crime rate of 383 per 100,000 residents, compared to 433 in Billings. Billings has a lower unemployment rate at 3.5%, and Billings has cleaner air (PM2.5 avg 7.4 µg/m³). For overall health outcomes, Kirkland scores better with a lower obesity rate of 21.8%.
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