Billings MT vs San Marcos TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Billings, MT
Montana · Population: 118,321
- Median HH Income$71,855
- Median Home Price$398,212
- Unemployment3.5%
- Bachelor's+37.0%
San Marcos, TX
Texas · Population: 99,507
- Median HH Income$64,146
- Median Home Price$313,452
- Unemployment3.2%
- Bachelor's+24.9%
Detailed Comparison
Demographics
Population
Billings
118,321
Billings +
San Marcos
99,507
Pop. Density / sq mi
Lower = more space
Billings
N/A
San Marcos
N/A
Median Age
Billings
38.1
San Marcos
35.2
San Marcos +
Foreign Born
Billings
2.0%
San Marcos
5.8%
San Marcos +
White
Billings
86.3%
Billings +
San Marcos
66.6%
Black
Billings
1.0%
San Marcos
4.3%
San Marcos +
Asian
Billings
0.9%
San Marcos
1.4%
San Marcos +
Hispanic
Billings
7.2%
San Marcos
42.2%
San Marcos +
Spanish at Home
Billings
N/A
San Marcos
N/A
| Metric | Billings, MT | San Marcos, TX | Better |
|---|---|---|---|
| Population | 118,321 | 99,507 | Billings + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.1 | 35.2 | San Marcos + |
| Foreign Born | 2.0% | 5.8% | San Marcos + |
| White | 86.3% | 66.6% | Billings + |
| Black | 1.0% | 4.3% | San Marcos + |
| Asian | 0.9% | 1.4% | San Marcos + |
| Hispanic | 7.2% | 42.2% | San Marcos + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Billings
$71,855
Billings +
San Marcos
$64,146
Per Capita Income
Billings
$42,639
Billings +
San Marcos
$33,835
Per Capita Personal Income (MSA)
BEA MSA-level
Billings
$62,117
San Marcos
$63,758
San Marcos +
Unemployment Rate
Billings
3.5%
San Marcos
3.2%
San Marcos +
Poverty Rate
Billings
10.6%
Billings +
San Marcos
11.9%
Bachelor's Degree+
Billings
37.0%
Billings +
San Marcos
24.9%
| Metric | Billings, MT | San Marcos, TX | Better |
|---|---|---|---|
| Median HH Income | $71,855 | $64,146 | Billings + |
| Per Capita Income | $42,639 | $33,835 | Billings + |
| Per Capita Personal Income (MSA)BEA MSA-level | $62,117 | $63,758 | San Marcos + |
| Unemployment Rate | 3.5% | 3.2% | San Marcos + |
| Poverty Rate | 10.6% | 11.9% | Billings + |
| Bachelor's Degree+ | 37.0% | 24.9% | Billings + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Billings
$398,212
San Marcos
$313,452
San Marcos +
Homeownership Rate
Billings
64.8%
Billings +
San Marcos
63.3%
| Metric | Billings, MT | San Marcos, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $398,212 | $313,452 | San Marcos + |
| Homeownership Rate | 64.8% | 63.3% | Billings + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Billings
433
Billings +
San Marcos
442
Property Crime / 100K
FBI CDE (state-level est.)
Billings
1984
Billings +
San Marcos
2339
| Metric | Billings, MT | San Marcos, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 433 | 442 | Billings + |
| Property Crime / 100KFBI CDE (state-level est.) | 1984 | 2339 | Billings + |
Health
Obesity Rate
CDC PLACES
Billings
33.9%
San Marcos
33.6%
San Marcos +
Diabetes Rate
CDC PLACES
Billings
9.5%
San Marcos
7.9%
San Marcos +
Poor Mental Health
CDC PLACES — 14+ days/month
Billings
18.0%
Billings +
San Marcos
22.3%
No Health Insurance
CDC PLACES
Billings
9.4%
Billings +
San Marcos
19.7%
Binge Drinking
CDC PLACES
Billings
20.0%
San Marcos
19.7%
San Marcos +
Current Smokers
CDC PLACES
Billings
14.1%
San Marcos
11.0%
San Marcos +
| Metric | Billings, MT | San Marcos, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 33.6% | San Marcos + |
| Diabetes RateCDC PLACES | 9.5% | 7.9% | San Marcos + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.0% | 22.3% | Billings + |
| No Health InsuranceCDC PLACES | 9.4% | 19.7% | Billings + |
| Binge DrinkingCDC PLACES | 20.0% | 19.7% | San Marcos + |
| Current SmokersCDC PLACES | 14.1% | 11.0% | San Marcos + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Billings
47.7°F
Billings +
San Marcos
68.5°F
Annual Precipitation
NOAA 1991–2020 normal
Billings
14.8 in
Billings +
San Marcos
35.7 in
| Metric | Billings, MT | San Marcos, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 47.7°F | 68.5°F | Billings + |
| Annual PrecipitationNOAA 1991–2020 normal | 14.8 in | 35.7 in | Billings + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Billings
7.4 µg/m³
Billings +
San Marcos
9.2 µg/m³
Good Air Days
AQI ≤ 50
Billings
75.0%
Billings +
San Marcos
55.0%
| Metric | Billings, MT | San Marcos, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.4 µg/m³ | 9.2 µg/m³ | Billings + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Billings + |
Commute
Mean Commute Time
Census ACS
Billings
18.0 min
Billings +
San Marcos
19.0 min
| Metric | Billings, MT | San Marcos, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 18.0 min | 19.0 min | Billings + |
Which City is Right for You?
Billings leads in median household income at $71,855, while san Marcos offers more affordable housing with a median home price of $313,452. On public safety, Billings is safer with a violent crime rate of 433 per 100,000 residents, compared to 442 in San Marcos. San Marcos has a lower unemployment rate at 3.2%, and Billings has cleaner air (PM2.5 avg 7.4 µg/m³). For overall health outcomes, San Marcos scores better with a lower obesity rate of 33.6%.
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