Billings MT vs Torrance CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Billings, MT
Montana · Population: 118,321
- Median HH Income$71,855
- Median Home Price$398,212
- Unemployment3.5%
- Bachelor's+37.0%
Torrance, CA
California · Population: 95,358
- Median HH Income$118,253
- Median Home Price$1,128,110
- Unemployment5.9%
- Bachelor's+26.2%
Detailed Comparison
Demographics
Population
Billings
118,321
Billings +
Torrance
95,358
Pop. Density / sq mi
Lower = more space
Billings
N/A
Torrance
N/A
Median Age
Billings
38.1
Torrance
35.2
Torrance +
Foreign Born
Billings
2.0%
Torrance
28.7%
Torrance +
White
Billings
86.3%
Billings +
Torrance
34.8%
Black
Billings
1.0%
Torrance
6.1%
Torrance +
Asian
Billings
0.9%
Torrance
22.0%
Torrance +
Hispanic
Billings
7.2%
Torrance
41.4%
Torrance +
Spanish at Home
Billings
N/A
Torrance
N/A
| Metric | Billings, MT | Torrance, CA | Better |
|---|---|---|---|
| Population | 118,321 | 95,358 | Billings + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.1 | 35.2 | Torrance + |
| Foreign Born | 2.0% | 28.7% | Torrance + |
| White | 86.3% | 34.8% | Billings + |
| Black | 1.0% | 6.1% | Torrance + |
| Asian | 0.9% | 22.0% | Torrance + |
| Hispanic | 7.2% | 41.4% | Torrance + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Billings
$71,855
Torrance
$118,253
Torrance +
Per Capita Income
Billings
$42,639
Torrance
$42,884
Torrance +
Per Capita Personal Income (MSA)
BEA MSA-level
Billings
$62,117
Torrance
$77,230
Torrance +
Unemployment Rate
Billings
3.5%
Billings +
Torrance
5.9%
Poverty Rate
Billings
10.6%
Torrance
7.7%
Torrance +
Bachelor's Degree+
Billings
37.0%
Billings +
Torrance
26.2%
| Metric | Billings, MT | Torrance, CA | Better |
|---|---|---|---|
| Median HH Income | $71,855 | $118,253 | Torrance + |
| Per Capita Income | $42,639 | $42,884 | Torrance + |
| Per Capita Personal Income (MSA)BEA MSA-level | $62,117 | $77,230 | Torrance + |
| Unemployment Rate | 3.5% | 5.9% | Billings + |
| Poverty Rate | 10.6% | 7.7% | Torrance + |
| Bachelor's Degree+ | 37.0% | 26.2% | Billings + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Billings
$398,212
Billings +
Torrance
$1,128,110
Homeownership Rate
Billings
64.8%
Billings +
Torrance
64.0%
| Metric | Billings, MT | Torrance, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $398,212 | $1,128,110 | Billings + |
| Homeownership Rate | 64.8% | 64.0% | Billings + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Billings
433
Billings +
Torrance
503
Property Crime / 100K
FBI CDE (state-level est.)
Billings
1984
Billings +
Torrance
2388
| Metric | Billings, MT | Torrance, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 433 | 503 | Billings + |
| Property Crime / 100KFBI CDE (state-level est.) | 1984 | 2388 | Billings + |
Health
Obesity Rate
CDC PLACES
Billings
33.9%
Torrance
20.3%
Torrance +
Diabetes Rate
CDC PLACES
Billings
9.5%
Billings +
Torrance
10.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Billings
18.0%
Torrance
13.3%
Torrance +
No Health Insurance
CDC PLACES
Billings
9.4%
Torrance
5.2%
Torrance +
Binge Drinking
CDC PLACES
Billings
20.0%
Torrance
14.0%
Torrance +
Current Smokers
CDC PLACES
Billings
14.1%
Torrance
8.0%
Torrance +
| Metric | Billings, MT | Torrance, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 20.3% | Torrance + |
| Diabetes RateCDC PLACES | 9.5% | 10.6% | Billings + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.0% | 13.3% | Torrance + |
| No Health InsuranceCDC PLACES | 9.4% | 5.2% | Torrance + |
| Binge DrinkingCDC PLACES | 20.0% | 14.0% | Torrance + |
| Current SmokersCDC PLACES | 14.1% | 8.0% | Torrance + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Billings
47.7°F
Billings +
Torrance
62.6°F
Annual Precipitation
NOAA 1991–2020 normal
Billings
14.8 in
Torrance
14.5 in
Torrance +
| Metric | Billings, MT | Torrance, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 47.7°F | 62.6°F | Billings + |
| Annual PrecipitationNOAA 1991–2020 normal | 14.8 in | 14.5 in | Torrance + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Billings
7.4 µg/m³
Billings +
Torrance
7.9 µg/m³
Good Air Days
AQI ≤ 50
Billings
75.0%
Torrance
75.0%
Tie
| Metric | Billings, MT | Torrance, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.4 µg/m³ | 7.9 µg/m³ | Billings + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Billings
18.0 min
Billings +
Torrance
44.9 min
| Metric | Billings, MT | Torrance, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 18.0 min | 44.9 min | Billings + |
Which City is Right for You?
Torrance leads in median household income at $118,253, while billings offers more affordable housing with a median home price of $398,212. On public safety, Billings is safer with a violent crime rate of 433 per 100,000 residents, compared to 503 in Torrance. Billings has a lower unemployment rate at 3.5%, and Billings has cleaner air (PM2.5 avg 7.4 µg/m³). For overall health outcomes, Torrance scores better with a lower obesity rate of 20.3%.
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