Birmingham AL vs McKinney TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Birmingham, AL
Alabama · Population: 199,322
- Median HH Income$44,376
- Median Home Price$137,201
- Unemployment6.1%
- Bachelor's+30.7%
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Detailed Comparison
Demographics
Population
Birmingham
199,322
Birmingham +
McKinney
148,848
Pop. Density / sq mi
Lower = more space
Birmingham
N/A
McKinney
N/A
Median Age
Birmingham
35.9
McKinney
33.4
McKinney +
Foreign Born
Birmingham
4.4%
McKinney
21.0%
McKinney +
White
Birmingham
25.6%
McKinney
37.8%
McKinney +
Black
Birmingham
67.1%
Birmingham +
McKinney
24.7%
Asian
Birmingham
1.4%
McKinney
3.0%
McKinney +
Hispanic
Birmingham
4.9%
McKinney
44.7%
McKinney +
Spanish at Home
Birmingham
N/A
McKinney
N/A
| Metric | Birmingham, AL | McKinney, TX | Better |
|---|---|---|---|
| Population | 199,322 | 148,848 | Birmingham + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.9 | 33.4 | McKinney + |
| Foreign Born | 4.4% | 21.0% | McKinney + |
| White | 25.6% | 37.8% | McKinney + |
| Black | 67.1% | 24.7% | Birmingham + |
| Asian | 1.4% | 3.0% | McKinney + |
| Hispanic | 4.9% | 44.7% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Birmingham
$44,376
McKinney
$71,843
McKinney +
Per Capita Income
Birmingham
$31,616
Birmingham +
McKinney
$29,291
Per Capita Personal Income (MSA)
BEA MSA-level
Birmingham
$51,690
McKinney
$63,758
McKinney +
Unemployment Rate
Birmingham
6.1%
McKinney
4.8%
McKinney +
Poverty Rate
Birmingham
25.2%
McKinney
12.4%
McKinney +
Bachelor's Degree+
Birmingham
30.7%
Birmingham +
McKinney
18.5%
| Metric | Birmingham, AL | McKinney, TX | Better |
|---|---|---|---|
| Median HH Income | $44,376 | $71,843 | McKinney + |
| Per Capita Income | $31,616 | $29,291 | Birmingham + |
| Per Capita Personal Income (MSA)BEA MSA-level | $51,690 | $63,758 | McKinney + |
| Unemployment Rate | 6.1% | 4.8% | McKinney + |
| Poverty Rate | 25.2% | 12.4% | McKinney + |
| Bachelor's Degree+ | 30.7% | 18.5% | Birmingham + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Birmingham
$137,201
Birmingham +
McKinney
$487,346
Homeownership Rate
Birmingham
45.1%
McKinney
63.2%
McKinney +
| Metric | Birmingham, AL | McKinney, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $137,201 | $487,346 | Birmingham + |
| Homeownership Rate | 45.1% | 63.2% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Birmingham
400
Birmingham +
McKinney
442
Property Crime / 100K
FBI CDE (state-level est.)
Birmingham
1734
Birmingham +
McKinney
2339
| Metric | Birmingham, AL | McKinney, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 400 | 442 | Birmingham + |
| Property Crime / 100KFBI CDE (state-level est.) | 1734 | 2339 | Birmingham + |
Health
Obesity Rate
CDC PLACES
Birmingham
42.2%
McKinney
33.9%
McKinney +
Diabetes Rate
CDC PLACES
Birmingham
19.2%
McKinney
9.1%
McKinney +
Poor Mental Health
CDC PLACES — 14+ days/month
Birmingham
18.5%
McKinney
15.7%
McKinney +
No Health Insurance
CDC PLACES
Birmingham
11.2%
McKinney
10.9%
McKinney +
Binge Drinking
CDC PLACES
Birmingham
13.1%
Birmingham +
McKinney
18.3%
Current Smokers
CDC PLACES
Birmingham
16.6%
McKinney
9.9%
McKinney +
| Metric | Birmingham, AL | McKinney, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 42.2% | 33.9% | McKinney + |
| Diabetes RateCDC PLACES | 19.2% | 9.1% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.5% | 15.7% | McKinney + |
| No Health InsuranceCDC PLACES | 11.2% | 10.9% | McKinney + |
| Binge DrinkingCDC PLACES | 13.1% | 18.3% | Birmingham + |
| Current SmokersCDC PLACES | 16.6% | 9.9% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Birmingham
63.3°F
Birmingham +
McKinney
64.2°F
Annual Precipitation
NOAA 1991–2020 normal
Birmingham
53.7 in
McKinney
40.0 in
McKinney +
| Metric | Birmingham, AL | McKinney, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 63.3°F | 64.2°F | Birmingham + |
| Annual PrecipitationNOAA 1991–2020 normal | 53.7 in | 40.0 in | McKinney + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Birmingham
8.8 µg/m³
Birmingham +
McKinney
9.2 µg/m³
Good Air Days
AQI ≤ 50
Birmingham
75.0%
Birmingham +
McKinney
55.0%
| Metric | Birmingham, AL | McKinney, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.8 µg/m³ | 9.2 µg/m³ | Birmingham + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Birmingham + |
Commute
Mean Commute Time
Census ACS
Birmingham
23.2 min
Birmingham +
McKinney
35.6 min
| Metric | Birmingham, AL | McKinney, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 23.2 min | 35.6 min | Birmingham + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while birmingham offers more affordable housing with a median home price of $137,201. On public safety, Birmingham is safer with a violent crime rate of 400 per 100,000 residents, compared to 442 in McKinney. McKinney has a lower unemployment rate at 4.8%, and Birmingham has cleaner air (PM2.5 avg 8.8 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
Compare More Cities
Birmingham, AL vs New York, NYBirmingham, AL vs Los Angeles, CABirmingham, AL vs Chicago, ILBirmingham, AL vs Houston, TXBirmingham, AL vs Phoenix, AZBirmingham, AL vs Philadelphia, PA