Birmingham AL vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Birmingham, AL
Alabama · Population: 199,322
- Median HH Income$44,376
- Median Home Price$137,201
- Unemployment6.1%
- Bachelor's+30.7%
St. Charles, MO
Missouri · Population: 71,542
- Median HH Income$55,578
- Median Home Price$144,200
- Unemployment4.7%
- Bachelor's+22.7%
Detailed Comparison
Demographics
Population
Birmingham
199,322
Birmingham +
St. Charles
71,542
Pop. Density / sq mi
Lower = more space
Birmingham
N/A
St. Charles
N/A
Median Age
Birmingham
35.9
Birmingham +
St. Charles
37.9
Foreign Born
Birmingham
4.4%
Birmingham +
St. Charles
4.2%
White
Birmingham
25.6%
St. Charles
80.4%
St. Charles +
Black
Birmingham
67.1%
Birmingham +
St. Charles
6.7%
Asian
Birmingham
1.4%
Birmingham +
St. Charles
1.4%
Hispanic
Birmingham
4.9%
St. Charles
7.7%
St. Charles +
Spanish at Home
Birmingham
N/A
St. Charles
N/A
| Metric | Birmingham, AL | St. Charles, MO | Better |
|---|---|---|---|
| Population | 199,322 | 71,542 | Birmingham + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.9 | 37.9 | Birmingham + |
| Foreign Born | 4.4% | 4.2% | Birmingham + |
| White | 25.6% | 80.4% | St. Charles + |
| Black | 67.1% | 6.7% | Birmingham + |
| Asian | 1.4% | 1.4% | Birmingham + |
| Hispanic | 4.9% | 7.7% | St. Charles + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Birmingham
$44,376
St. Charles
$55,578
St. Charles +
Per Capita Income
Birmingham
$31,616
Birmingham +
St. Charles
$31,499
Per Capita Personal Income (MSA)
BEA MSA-level
Birmingham
$51,690
St. Charles
$58,527
St. Charles +
Unemployment Rate
Birmingham
6.1%
St. Charles
4.7%
St. Charles +
Poverty Rate
Birmingham
25.2%
St. Charles
18.7%
St. Charles +
Bachelor's Degree+
Birmingham
30.7%
Birmingham +
St. Charles
22.7%
| Metric | Birmingham, AL | St. Charles, MO | Better |
|---|---|---|---|
| Median HH Income | $44,376 | $55,578 | St. Charles + |
| Per Capita Income | $31,616 | $31,499 | Birmingham + |
| Per Capita Personal Income (MSA)BEA MSA-level | $51,690 | $58,527 | St. Charles + |
| Unemployment Rate | 6.1% | 4.7% | St. Charles + |
| Poverty Rate | 25.2% | 18.7% | St. Charles + |
| Bachelor's Degree+ | 30.7% | 22.7% | Birmingham + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Birmingham
$137,201
Birmingham +
St. Charles
$144,200
Homeownership Rate
Birmingham
45.1%
St. Charles
61.4%
St. Charles +
| Metric | Birmingham, AL | St. Charles, MO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $137,201 | $144,200 | Birmingham + |
| Homeownership Rate | 45.1% | 61.4% | St. Charles + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Birmingham
400
Birmingham +
St. Charles
501
Property Crime / 100K
FBI CDE (state-level est.)
Birmingham
1734
Birmingham +
St. Charles
2418
| Metric | Birmingham, AL | St. Charles, MO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 400 | 501 | Birmingham + |
| Property Crime / 100KFBI CDE (state-level est.) | 1734 | 2418 | Birmingham + |
Health
Obesity Rate
CDC PLACES
Birmingham
42.2%
St. Charles
35.9%
St. Charles +
Diabetes Rate
CDC PLACES
Birmingham
19.2%
St. Charles
10.4%
St. Charles +
Poor Mental Health
CDC PLACES — 14+ days/month
Birmingham
18.5%
St. Charles
16.0%
St. Charles +
No Health Insurance
CDC PLACES
Birmingham
11.2%
St. Charles
7.1%
St. Charles +
Binge Drinking
CDC PLACES
Birmingham
13.1%
Birmingham +
St. Charles
18.4%
Current Smokers
CDC PLACES
Birmingham
16.6%
St. Charles
12.5%
St. Charles +
| Metric | Birmingham, AL | St. Charles, MO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 42.2% | 35.9% | St. Charles + |
| Diabetes RateCDC PLACES | 19.2% | 10.4% | St. Charles + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.5% | 16.0% | St. Charles + |
| No Health InsuranceCDC PLACES | 11.2% | 7.1% | St. Charles + |
| Binge DrinkingCDC PLACES | 13.1% | 18.4% | Birmingham + |
| Current SmokersCDC PLACES | 16.6% | 12.5% | St. Charles + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Birmingham
63.3°F
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
Birmingham
53.7 in
St. Charles
N/A
| Metric | Birmingham, AL | St. Charles, MO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 63.3°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 53.7 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Birmingham
8.8 µg/m³
Birmingham +
St. Charles
9.3 µg/m³
Good Air Days
AQI ≤ 50
Birmingham
75.0%
Birmingham +
St. Charles
55.0%
| Metric | Birmingham, AL | St. Charles, MO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.8 µg/m³ | 9.3 µg/m³ | Birmingham + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Birmingham + |
Commute
Mean Commute Time
Census ACS
Birmingham
23.2 min
St. Charles
18.3 min
St. Charles +
| Metric | Birmingham, AL | St. Charles, MO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 23.2 min | 18.3 min | St. Charles + |
Which City is Right for You?
St. Charles leads in median household income at $55,578, while birmingham offers more affordable housing with a median home price of $137,201. On public safety, Birmingham is safer with a violent crime rate of 400 per 100,000 residents, compared to 501 in St. Charles. St. Charles has a lower unemployment rate at 4.7%, and Birmingham has cleaner air (PM2.5 avg 8.8 µg/m³). For overall health outcomes, St. Charles scores better with a lower obesity rate of 35.9%.
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