Bismarck ND vs Louisville KY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Bismarck, ND
North Dakota · Population: 74,146
- Median HH Income$77,608
- Median Home Price$373,227
- Unemployment3.6%
- Bachelor's+38.7%
Louisville, KY
Kentucky · Population: 627,210
- Median HH Income$64,731
- Median Home Price$264,957
- Unemployment5.0%
- Bachelor's+33.4%
Detailed Comparison
Demographics
Population
Bismarck
74,146
Louisville
627,210
Louisville +
Pop. Density / sq mi
Lower = more space
Bismarck
N/A
Louisville
N/A
Median Age
Bismarck
38.2
Louisville
37.7
Louisville +
Foreign Born
Bismarck
3.6%
Louisville
9.8%
Louisville +
White
Bismarck
84.8%
Bismarck +
Louisville
63.1%
Black
Bismarck
2.5%
Louisville
23.7%
Louisville +
Asian
Bismarck
1.0%
Louisville
2.6%
Louisville +
Hispanic
Bismarck
3.2%
Louisville
8.6%
Louisville +
Spanish at Home
Bismarck
N/A
Louisville
N/A
| Metric | Bismarck, ND | Louisville, KY | Better |
|---|---|---|---|
| Population | 74,146 | 627,210 | Louisville + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.2 | 37.7 | Louisville + |
| Foreign Born | 3.6% | 9.8% | Louisville + |
| White | 84.8% | 63.1% | Bismarck + |
| Black | 2.5% | 23.7% | Louisville + |
| Asian | 1.0% | 2.6% | Louisville + |
| Hispanic | 3.2% | 8.6% | Louisville + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Bismarck
$77,608
Bismarck +
Louisville
$64,731
Per Capita Income
Bismarck
$44,475
Bismarck +
Louisville
$38,890
Per Capita Personal Income (MSA)
BEA MSA-level
Bismarck
$71,089
Bismarck +
Louisville
$52,606
Unemployment Rate
Bismarck
3.6%
Bismarck +
Louisville
5.0%
Poverty Rate
Bismarck
9.7%
Bismarck +
Louisville
16.1%
Bachelor's Degree+
Bismarck
38.7%
Bismarck +
Louisville
33.4%
| Metric | Bismarck, ND | Louisville, KY | Better |
|---|---|---|---|
| Median HH Income | $77,608 | $64,731 | Bismarck + |
| Per Capita Income | $44,475 | $38,890 | Bismarck + |
| Per Capita Personal Income (MSA)BEA MSA-level | $71,089 | $52,606 | Bismarck + |
| Unemployment Rate | 3.6% | 5.0% | Bismarck + |
| Poverty Rate | 9.7% | 16.1% | Bismarck + |
| Bachelor's Degree+ | 38.7% | 33.4% | Bismarck + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Bismarck
$373,227
Louisville
$264,957
Louisville +
Homeownership Rate
Bismarck
65.8%
Bismarck +
Louisville
60.6%
| Metric | Bismarck, ND | Louisville, KY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $373,227 | $264,957 | Louisville + |
| Homeownership Rate | 65.8% | 60.6% | Bismarck + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Bismarck
288
Louisville
223
Louisville +
Property Crime / 100K
FBI CDE (state-level est.)
Bismarck
2037
Louisville
1505
Louisville +
| Metric | Bismarck, ND | Louisville, KY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 288 | 223 | Louisville + |
| Property Crime / 100KFBI CDE (state-level est.) | 2037 | 1505 | Louisville + |
Health
Obesity Rate
CDC PLACES
Bismarck
35.2%
Louisville
N/A
Diabetes Rate
CDC PLACES
Bismarck
9.4%
Louisville
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Bismarck
13.3%
Louisville
N/A
No Health Insurance
CDC PLACES
Bismarck
6.6%
Louisville
N/A
Binge Drinking
CDC PLACES
Bismarck
20.4%
Louisville
N/A
Current Smokers
CDC PLACES
Bismarck
12.0%
Louisville
N/A
| Metric | Bismarck, ND | Louisville, KY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 35.2% | N/A | - |
| Diabetes RateCDC PLACES | 9.4% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 13.3% | N/A | - |
| No Health InsuranceCDC PLACES | 6.6% | N/A | - |
| Binge DrinkingCDC PLACES | 20.4% | N/A | - |
| Current SmokersCDC PLACES | 12.0% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Bismarck
42.4°F
Louisville
N/A
Annual Precipitation
NOAA 1991–2020 normal
Bismarck
19.6 in
Bismarck +
Louisville
43.3 in
| Metric | Bismarck, ND | Louisville, KY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 42.4°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 19.6 in | 43.3 in | Bismarck + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Bismarck
8.6 µg/m³
Louisville
8.6 µg/m³
Tie
Good Air Days
AQI ≤ 50
Bismarck
75.0%
Louisville
75.0%
Tie
| Metric | Bismarck, ND | Louisville, KY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.6 µg/m³ | 8.6 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Bismarck
16.7 min
Bismarck +
Louisville
24.2 min
| Metric | Bismarck, ND | Louisville, KY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 16.7 min | 24.2 min | Bismarck + |
Which City is Right for You?
Bismarck leads in median household income at $77,608, while louisville offers more affordable housing with a median home price of $264,957. On public safety, Louisville is safer with a violent crime rate of 223 per 100,000 residents, compared to 288 in Bismarck. Bismarck has a lower unemployment rate at 3.6%, and Louisville has cleaner air (PM2.5 avg 8.6 µg/m³).
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