Bismarck ND vs McKinney TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Bismarck, ND
North Dakota · Population: 74,146
- Median HH Income$77,608
- Median Home Price$373,227
- Unemployment3.6%
- Bachelor's+38.7%
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Detailed Comparison
Demographics
Population
Bismarck
74,146
McKinney
148,848
McKinney +
Pop. Density / sq mi
Lower = more space
Bismarck
N/A
McKinney
N/A
Median Age
Bismarck
38.2
McKinney
33.4
McKinney +
Foreign Born
Bismarck
3.6%
McKinney
21.0%
McKinney +
White
Bismarck
84.8%
Bismarck +
McKinney
37.8%
Black
Bismarck
2.5%
McKinney
24.7%
McKinney +
Asian
Bismarck
1.0%
McKinney
3.0%
McKinney +
Hispanic
Bismarck
3.2%
McKinney
44.7%
McKinney +
Spanish at Home
Bismarck
N/A
McKinney
N/A
| Metric | Bismarck, ND | McKinney, TX | Better |
|---|---|---|---|
| Population | 74,146 | 148,848 | McKinney + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.2 | 33.4 | McKinney + |
| Foreign Born | 3.6% | 21.0% | McKinney + |
| White | 84.8% | 37.8% | Bismarck + |
| Black | 2.5% | 24.7% | McKinney + |
| Asian | 1.0% | 3.0% | McKinney + |
| Hispanic | 3.2% | 44.7% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Bismarck
$77,608
Bismarck +
McKinney
$71,843
Per Capita Income
Bismarck
$44,475
Bismarck +
McKinney
$29,291
Per Capita Personal Income (MSA)
BEA MSA-level
Bismarck
$71,089
Bismarck +
McKinney
$63,758
Unemployment Rate
Bismarck
3.6%
Bismarck +
McKinney
4.8%
Poverty Rate
Bismarck
9.7%
Bismarck +
McKinney
12.4%
Bachelor's Degree+
Bismarck
38.7%
Bismarck +
McKinney
18.5%
| Metric | Bismarck, ND | McKinney, TX | Better |
|---|---|---|---|
| Median HH Income | $77,608 | $71,843 | Bismarck + |
| Per Capita Income | $44,475 | $29,291 | Bismarck + |
| Per Capita Personal Income (MSA)BEA MSA-level | $71,089 | $63,758 | Bismarck + |
| Unemployment Rate | 3.6% | 4.8% | Bismarck + |
| Poverty Rate | 9.7% | 12.4% | Bismarck + |
| Bachelor's Degree+ | 38.7% | 18.5% | Bismarck + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Bismarck
$373,227
Bismarck +
McKinney
$487,346
Homeownership Rate
Bismarck
65.8%
Bismarck +
McKinney
63.2%
| Metric | Bismarck, ND | McKinney, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $373,227 | $487,346 | Bismarck + |
| Homeownership Rate | 65.8% | 63.2% | Bismarck + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Bismarck
288
Bismarck +
McKinney
442
Property Crime / 100K
FBI CDE (state-level est.)
Bismarck
2037
Bismarck +
McKinney
2339
| Metric | Bismarck, ND | McKinney, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 288 | 442 | Bismarck + |
| Property Crime / 100KFBI CDE (state-level est.) | 2037 | 2339 | Bismarck + |
Health
Obesity Rate
CDC PLACES
Bismarck
35.2%
McKinney
33.9%
McKinney +
Diabetes Rate
CDC PLACES
Bismarck
9.4%
McKinney
9.1%
McKinney +
Poor Mental Health
CDC PLACES — 14+ days/month
Bismarck
13.3%
Bismarck +
McKinney
15.7%
No Health Insurance
CDC PLACES
Bismarck
6.6%
Bismarck +
McKinney
10.9%
Binge Drinking
CDC PLACES
Bismarck
20.4%
McKinney
18.3%
McKinney +
Current Smokers
CDC PLACES
Bismarck
12.0%
McKinney
9.9%
McKinney +
| Metric | Bismarck, ND | McKinney, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 35.2% | 33.9% | McKinney + |
| Diabetes RateCDC PLACES | 9.4% | 9.1% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 13.3% | 15.7% | Bismarck + |
| No Health InsuranceCDC PLACES | 6.6% | 10.9% | Bismarck + |
| Binge DrinkingCDC PLACES | 20.4% | 18.3% | McKinney + |
| Current SmokersCDC PLACES | 12.0% | 9.9% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Bismarck
42.4°F
Bismarck +
McKinney
64.2°F
Annual Precipitation
NOAA 1991–2020 normal
Bismarck
19.6 in
Bismarck +
McKinney
40.0 in
| Metric | Bismarck, ND | McKinney, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 42.4°F | 64.2°F | Bismarck + |
| Annual PrecipitationNOAA 1991–2020 normal | 19.6 in | 40.0 in | Bismarck + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Bismarck
8.6 µg/m³
Bismarck +
McKinney
9.2 µg/m³
Good Air Days
AQI ≤ 50
Bismarck
75.0%
Bismarck +
McKinney
55.0%
| Metric | Bismarck, ND | McKinney, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.6 µg/m³ | 9.2 µg/m³ | Bismarck + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Bismarck + |
Commute
Mean Commute Time
Census ACS
Bismarck
16.7 min
Bismarck +
McKinney
35.6 min
| Metric | Bismarck, ND | McKinney, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 16.7 min | 35.6 min | Bismarck + |
Which City is Right for You?
Bismarck leads in median household income at $77,608, while bismarck offers more affordable housing with a median home price of $373,227. On public safety, Bismarck is safer with a violent crime rate of 288 per 100,000 residents, compared to 442 in McKinney. Bismarck has a lower unemployment rate at 3.6%, and Bismarck has cleaner air (PM2.5 avg 8.6 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
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