Bismarck ND vs Utica NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Bismarck, ND
North Dakota · Population: 74,146
- Median HH Income$77,608
- Median Home Price$373,227
- Unemployment3.6%
- Bachelor's+38.7%
Utica, NY
New York · Population: 51,054
- Median HH Income$57,688
- Median Home Price$205,924
- Unemployment9.4%
- Bachelor's+36.8%
Detailed Comparison
Demographics
Population
Bismarck
74,146
Bismarck +
Utica
51,054
Pop. Density / sq mi
Lower = more space
Bismarck
N/A
Utica
N/A
Median Age
Bismarck
38.2
Utica
33.0
Utica +
Foreign Born
Bismarck
3.6%
Utica
9.7%
Utica +
White
Bismarck
84.8%
Bismarck +
Utica
64.8%
Black
Bismarck
2.5%
Utica
16.9%
Utica +
Asian
Bismarck
1.0%
Utica
4.3%
Utica +
Hispanic
Bismarck
3.2%
Utica
9.8%
Utica +
Spanish at Home
Bismarck
N/A
Utica
N/A
| Metric | Bismarck, ND | Utica, NY | Better |
|---|---|---|---|
| Population | 74,146 | 51,054 | Bismarck + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.2 | 33.0 | Utica + |
| Foreign Born | 3.6% | 9.7% | Utica + |
| White | 84.8% | 64.8% | Bismarck + |
| Black | 2.5% | 16.9% | Utica + |
| Asian | 1.0% | 4.3% | Utica + |
| Hispanic | 3.2% | 9.8% | Utica + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Bismarck
$77,608
Bismarck +
Utica
$57,688
Per Capita Income
Bismarck
$44,475
Bismarck +
Utica
$35,780
Per Capita Personal Income (MSA)
BEA MSA-level
Bismarck
$71,089
Utica
$77,425
Utica +
Unemployment Rate
Bismarck
3.6%
Bismarck +
Utica
9.4%
Poverty Rate
Bismarck
9.7%
Bismarck +
Utica
23.8%
Bachelor's Degree+
Bismarck
38.7%
Bismarck +
Utica
36.8%
| Metric | Bismarck, ND | Utica, NY | Better |
|---|---|---|---|
| Median HH Income | $77,608 | $57,688 | Bismarck + |
| Per Capita Income | $44,475 | $35,780 | Bismarck + |
| Per Capita Personal Income (MSA)BEA MSA-level | $71,089 | $77,425 | Utica + |
| Unemployment Rate | 3.6% | 9.4% | Bismarck + |
| Poverty Rate | 9.7% | 23.8% | Bismarck + |
| Bachelor's Degree+ | 38.7% | 36.8% | Bismarck + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Bismarck
$373,227
Utica
$205,924
Utica +
Homeownership Rate
Bismarck
65.8%
Bismarck +
Utica
36.8%
| Metric | Bismarck, ND | Utica, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $373,227 | $205,924 | Utica + |
| Homeownership Rate | 65.8% | 36.8% | Bismarck + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Bismarck
288
Bismarck +
Utica
434
Property Crime / 100K
FBI CDE (state-level est.)
Bismarck
2037
Utica
1736
Utica +
| Metric | Bismarck, ND | Utica, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 288 | 434 | Bismarck + |
| Property Crime / 100KFBI CDE (state-level est.) | 2037 | 1736 | Utica + |
Health
Obesity Rate
CDC PLACES
Bismarck
35.2%
Bismarck +
Utica
39.6%
Diabetes Rate
CDC PLACES
Bismarck
9.4%
Bismarck +
Utica
14.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Bismarck
13.3%
Bismarck +
Utica
19.4%
No Health Insurance
CDC PLACES
Bismarck
6.6%
Bismarck +
Utica
11.1%
Binge Drinking
CDC PLACES
Bismarck
20.4%
Utica
15.2%
Utica +
Current Smokers
CDC PLACES
Bismarck
12.0%
Bismarck +
Utica
18.7%
| Metric | Bismarck, ND | Utica, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 35.2% | 39.6% | Bismarck + |
| Diabetes RateCDC PLACES | 9.4% | 14.1% | Bismarck + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 13.3% | 19.4% | Bismarck + |
| No Health InsuranceCDC PLACES | 6.6% | 11.1% | Bismarck + |
| Binge DrinkingCDC PLACES | 20.4% | 15.2% | Utica + |
| Current SmokersCDC PLACES | 12.0% | 18.7% | Bismarck + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Bismarck
42.4°F
Utica
N/A
Annual Precipitation
NOAA 1991–2020 normal
Bismarck
19.6 in
Utica
N/A
| Metric | Bismarck, ND | Utica, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 42.4°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 19.6 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Bismarck
8.6 µg/m³
Utica
8.1 µg/m³
Utica +
Good Air Days
AQI ≤ 50
Bismarck
75.0%
Utica
75.0%
Tie
| Metric | Bismarck, ND | Utica, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.6 µg/m³ | 8.1 µg/m³ | Utica + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Bismarck
16.7 min
Bismarck +
Utica
22.7 min
| Metric | Bismarck, ND | Utica, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 16.7 min | 22.7 min | Bismarck + |
Which City is Right for You?
Bismarck leads in median household income at $77,608, while utica offers more affordable housing with a median home price of $205,924. On public safety, Bismarck is safer with a violent crime rate of 288 per 100,000 residents, compared to 434 in Utica. Bismarck has a lower unemployment rate at 3.6%, and Utica has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Bismarck scores better with a lower obesity rate of 35.2%.
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