Bloomington MN vs Louisville KY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Bloomington, MN
Minnesota · Population: 71,261
- Median HH Income$103,382
- Median Home Price$366,438
- Unemployment4.5%
- Bachelor's+36.1%
Louisville, KY
Kentucky · Population: 627,210
- Median HH Income$64,731
- Median Home Price$264,957
- Unemployment5.0%
- Bachelor's+33.4%
Detailed Comparison
Demographics
Population
Bloomington
71,261
Louisville
627,210
Louisville +
Pop. Density / sq mi
Lower = more space
Bloomington
N/A
Louisville
N/A
Median Age
Bloomington
37.3
Bloomington +
Louisville
37.7
Foreign Born
Bloomington
14.1%
Bloomington +
Louisville
9.8%
White
Bloomington
72.7%
Bloomington +
Louisville
63.1%
Black
Bloomington
8.6%
Louisville
23.7%
Louisville +
Asian
Bloomington
9.5%
Bloomington +
Louisville
2.6%
Hispanic
Bloomington
5.1%
Louisville
8.6%
Louisville +
Spanish at Home
Bloomington
N/A
Louisville
N/A
| Metric | Bloomington, MN | Louisville, KY | Better |
|---|---|---|---|
| Population | 71,261 | 627,210 | Louisville + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.3 | 37.7 | Bloomington + |
| Foreign Born | 14.1% | 9.8% | Bloomington + |
| White | 72.7% | 63.1% | Bloomington + |
| Black | 8.6% | 23.7% | Louisville + |
| Asian | 9.5% | 2.6% | Bloomington + |
| Hispanic | 5.1% | 8.6% | Louisville + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Bloomington
$103,382
Bloomington +
Louisville
$64,731
Per Capita Income
Bloomington
$44,640
Bloomington +
Louisville
$38,890
Per Capita Personal Income (MSA)
BEA MSA-level
Bloomington
$69,467
Bloomington +
Louisville
$52,606
Unemployment Rate
Bloomington
4.5%
Bloomington +
Louisville
5.0%
Poverty Rate
Bloomington
6.5%
Bloomington +
Louisville
16.1%
Bachelor's Degree+
Bloomington
36.1%
Bloomington +
Louisville
33.4%
| Metric | Bloomington, MN | Louisville, KY | Better |
|---|---|---|---|
| Median HH Income | $103,382 | $64,731 | Bloomington + |
| Per Capita Income | $44,640 | $38,890 | Bloomington + |
| Per Capita Personal Income (MSA)BEA MSA-level | $69,467 | $52,606 | Bloomington + |
| Unemployment Rate | 4.5% | 5.0% | Bloomington + |
| Poverty Rate | 6.5% | 16.1% | Bloomington + |
| Bachelor's Degree+ | 36.1% | 33.4% | Bloomington + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Bloomington
$366,438
Louisville
$264,957
Louisville +
Homeownership Rate
Bloomington
85.0%
Bloomington +
Louisville
60.6%
| Metric | Bloomington, MN | Louisville, KY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $366,438 | $264,957 | Louisville + |
| Homeownership Rate | 85.0% | 60.6% | Bloomington + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Bloomington
284
Louisville
223
Louisville +
Property Crime / 100K
FBI CDE (state-level est.)
Bloomington
1992
Louisville
1505
Louisville +
| Metric | Bloomington, MN | Louisville, KY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 284 | 223 | Louisville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1992 | 1505 | Louisville + |
Health
Obesity Rate
CDC PLACES
Bloomington
26.8%
Louisville
N/A
Diabetes Rate
CDC PLACES
Bloomington
8.9%
Louisville
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Bloomington
14.2%
Louisville
N/A
No Health Insurance
CDC PLACES
Bloomington
8.5%
Louisville
N/A
Binge Drinking
CDC PLACES
Bloomington
17.2%
Louisville
N/A
Current Smokers
CDC PLACES
Bloomington
11.4%
Louisville
N/A
| Metric | Bloomington, MN | Louisville, KY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.8% | N/A | - |
| Diabetes RateCDC PLACES | 8.9% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.2% | N/A | - |
| No Health InsuranceCDC PLACES | 8.5% | N/A | - |
| Binge DrinkingCDC PLACES | 17.2% | N/A | - |
| Current SmokersCDC PLACES | 11.4% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Bloomington
N/A
Louisville
N/A
Annual Precipitation
NOAA 1991–2020 normal
Bloomington
N/A
Louisville
43.3 in
| Metric | Bloomington, MN | Louisville, KY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 43.3 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Bloomington
8.1 µg/m³
Bloomington +
Louisville
8.6 µg/m³
Good Air Days
AQI ≤ 50
Bloomington
75.0%
Louisville
75.0%
Tie
| Metric | Bloomington, MN | Louisville, KY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 8.6 µg/m³ | Bloomington + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Bloomington
27.0 min
Louisville
24.2 min
Louisville +
| Metric | Bloomington, MN | Louisville, KY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 27.0 min | 24.2 min | Louisville + |
Which City is Right for You?
Bloomington leads in median household income at $103,382, while louisville offers more affordable housing with a median home price of $264,957. On public safety, Louisville is safer with a violent crime rate of 223 per 100,000 residents, compared to 284 in Bloomington. Bloomington has a lower unemployment rate at 4.5%, and Bloomington has cleaner air (PM2.5 avg 8.1 µg/m³).
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