Boca Raton FL vs Miami FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Boca Raton, FL
Florida · Population: 98,833
- Median HH Income$102,722
- Median Home Price$562,670
- Unemployment5.9%
- Bachelor's+60.4%
Miami, FL
Florida · Population: 446,663
- Median HH Income$59,390
- Median Home Price$580,996
- Unemployment5.0%
- Bachelor's+35.6%
Detailed Comparison
Demographics
Population
Boca Raton
98,833
Miami
446,663
Miami +
Pop. Density / sq mi
Lower = more space
Boca Raton
N/A
Miami
N/A
Median Age
Boca Raton
45.8
Miami
39.7
Miami +
Foreign Born
Boca Raton
20.0%
Miami
57.7%
Miami +
White
Boca Raton
77.2%
Boca Raton +
Miami
34.2%
Black
Boca Raton
5.7%
Miami
13.7%
Miami +
Asian
Boca Raton
3.0%
Boca Raton +
Miami
1.6%
Hispanic
Boca Raton
15.4%
Miami
71.2%
Miami +
Spanish at Home
Boca Raton
N/A
Miami
N/A
| Metric | Boca Raton, FL | Miami, FL | Better |
|---|---|---|---|
| Population | 98,833 | 446,663 | Miami + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 45.8 | 39.7 | Miami + |
| Foreign Born | 20.0% | 57.7% | Miami + |
| White | 77.2% | 34.2% | Boca Raton + |
| Black | 5.7% | 13.7% | Miami + |
| Asian | 3.0% | 1.6% | Boca Raton + |
| Hispanic | 15.4% | 71.2% | Miami + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Boca Raton
$102,722
Boca Raton +
Miami
$59,390
Per Capita Income
Boca Raton
$72,542
Boca Raton +
Miami
$42,528
Per Capita Personal Income (MSA)
BEA MSA-level
Boca Raton
$65,328
Miami
$65,328
Tie
Unemployment Rate
Boca Raton
5.9%
Miami
5.0%
Miami +
Poverty Rate
Boca Raton
9.4%
Boca Raton +
Miami
19.2%
Bachelor's Degree+
Boca Raton
60.4%
Boca Raton +
Miami
35.6%
| Metric | Boca Raton, FL | Miami, FL | Better |
|---|---|---|---|
| Median HH Income | $102,722 | $59,390 | Boca Raton + |
| Per Capita Income | $72,542 | $42,528 | Boca Raton + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $65,328 | Tie |
| Unemployment Rate | 5.9% | 5.0% | Miami + |
| Poverty Rate | 9.4% | 19.2% | Boca Raton + |
| Bachelor's Degree+ | 60.4% | 35.6% | Boca Raton + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Boca Raton
$562,670
Boca Raton +
Miami
$580,996
Homeownership Rate
Boca Raton
65.8%
Boca Raton +
Miami
30.7%
| Metric | Boca Raton, FL | Miami, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $562,670 | $580,996 | Boca Raton + |
| Homeownership Rate | 65.8% | 30.7% | Boca Raton + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Boca Raton
324
Miami
324
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Boca Raton
1453
Miami
1453
Tie
| Metric | Boca Raton, FL | Miami, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 324 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1453 | Tie |
Health
Obesity Rate
CDC PLACES
Boca Raton
23.2%
Boca Raton +
Miami
29.9%
Diabetes Rate
CDC PLACES
Boca Raton
10.4%
Boca Raton +
Miami
15.5%
Poor Mental Health
CDC PLACES — 14+ days/month
Boca Raton
14.3%
Boca Raton +
Miami
15.0%
No Health Insurance
CDC PLACES
Boca Raton
9.7%
Boca Raton +
Miami
27.2%
Binge Drinking
CDC PLACES
Boca Raton
14.7%
Boca Raton +
Miami
15.3%
Current Smokers
CDC PLACES
Boca Raton
8.8%
Boca Raton +
Miami
12.3%
| Metric | Boca Raton, FL | Miami, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 23.2% | 29.9% | Boca Raton + |
| Diabetes RateCDC PLACES | 10.4% | 15.5% | Boca Raton + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.3% | 15.0% | Boca Raton + |
| No Health InsuranceCDC PLACES | 9.7% | 27.2% | Boca Raton + |
| Binge DrinkingCDC PLACES | 14.7% | 15.3% | Boca Raton + |
| Current SmokersCDC PLACES | 8.8% | 12.3% | Boca Raton + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Boca Raton
N/A
Miami
75.8°F
Annual Precipitation
NOAA 1991–2020 normal
Boca Raton
N/A
Miami
64.1 in
| Metric | Boca Raton, FL | Miami, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 75.8°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 64.1 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Boca Raton
7.2 µg/m³
Miami
7.2 µg/m³
Tie
Good Air Days
AQI ≤ 50
Boca Raton
75.0%
Miami
75.0%
Tie
| Metric | Boca Raton, FL | Miami, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 7.2 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Boca Raton
23.4 min
Boca Raton +
Miami
29.9 min
| Metric | Boca Raton, FL | Miami, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 23.4 min | 29.9 min | Boca Raton + |
Which City is Right for You?
Boca Raton leads in median household income at $102,722, while boca Raton offers more affordable housing with a median home price of $562,670. On public safety, Miami is safer with a violent crime rate of 324 per 100,000 residents, compared to 324 in Boca Raton. Miami has a lower unemployment rate at 5.0%, and Miami has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Boca Raton scores better with a lower obesity rate of 23.2%.
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